Ritvik Golhani

Software Engineer

New Delhi, Delhi, India3 yrs experience

Key Highlights

Expert in building scalable Spring Boot REST APIs.
Proven track record in fintech application development.
Strong focus on secure authentication and API integration.

Stackforce AI infers this person is a Backend Developer specializing in Fintech applications with a strong focus on API development.

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Skills

Core Skills

JavaSpring Boot

Other Skills

API DevelopmentAPI IntegrationAWS BasicsAWS S3Analytical ReasoningAnalytical SkillsAppointment SchedulingCascading Style Sheets (CSS)Computer EngineeringComputer ProgrammingComputer ScienceCore JavaDBeaverDatabase Management System (DBMS)Database Systems

About

I’m a Java Developer with hands-on experience designing and building scalable Spring Boot–based REST APIs for enterprise and fintech applications. My focus is on writing clean, efficient code, implementing secure authentication flows, and integrating APIs that enhance automation and business logic. At Capital Trust Pvt. Ltd., I’ve worked on a complete salary-based loan management system — covering loan origination, repayment tracking, credit assessment, and staff/customer authentication. I integrated AWS S3 for document storage, implemented OTP-based logins with JWT and Spring Security, and automated agreement generation using Thymeleaf and iText. Previously at ALGO Technologies Pvt. Ltd., I developed and maintained RESTful APIs, optimized MySQL performance, and integrated external APIs for payment and notification services. 🔹 Core Skills: Java | Spring Boot | Hibernate | REST API | AWS (S3) | MySQL | JWT & Spring Security | API Integration | Postman 🔹 Tools: STS4, Eclipse, Git, GitHub, DBeaver, FileZilla 🔹 Passionate about building reliable backend systems that improve user experience and streamline financial processes.

Experience

3 yrs

Total Experience

1 yr 6 mos

Average Tenure

Current Experience

Capital trust ltd

Java Developer(Senior Officer)

Nov 2024 – Jul 2025 · 8 mos · New Delhi, Delhi, India · Remote

As a Java Developer at Capital Trust, I have been actively involved in building and maintaining enterprise-level financial applications that power our core lending and credit platforms. My role includes designing scalable backend services and implementing secure APIs to support our digital finance ecosystem.
🔧 Key Responsibilities:
Developed RESTful APIs and microservices using Spring Boot, enabling seamless integration between internal systems and external services.
Implemented modules for document verification, client onboarding, and financial data processing.
Designed and maintained MySQL/PostgreSQL schemas to support various financial models and reporting modules.
Built secure authentication flows using JWT tokens, Spring Security, and robust password encryption.
Collaborated with cross-functional teams to ensure timely delivery of high-quality, production-ready code.
💡 Achievements:
Automated bulk credit line processing via Excel uploads with integrated validation and user creation logic.
Contributed to a modular PDF generation system for agreements, integrated with AWS S3 for secure storage.
Enhanced customer onboarding and verification flows, reducing manual processing time by 60%.
🛠️ Tech Stack:
Java, Spring Boot, MySQL/PostgreSQL, REST APIs, AWS S3, JWT, Maven, Git, Swagger, Postman

JavaSpring BootMySQL/PostgreSQLREST APIsAWS S3JWT+4

Algo technologies

Java Developer

May 2022 – Oct 2024 · 2 yrs 5 mos · Bengaluru, Karnataka, India · On-site

Developed and maintained RESTful APIs using Spring Boot and Hibernate for scalable and high-performance applications.
Implemented JWT-based authentication and role-based authorization to ensure secure access control.
Optimized MySQL queries and schema design to improve performance and scalability.
Integrated payment gateways and notification services (SMS/Email) for automated business workflows.
Collaborated with cross-functional teams to enhance backend logic and deploy APIs in production environments.
Key Skills: Java, Spring Boot, MySQL, Hibernate, JWT, API Integration, Postman, Git, AWS Basics

JavaSpring BootMySQLHibernateJWTAPI Integration+3