Sarthak Rana

Product Manager

Delhi, India4 yrs 7 mos experience

AI EnabledAI ML Practitioner

Key Highlights

Developed AI-driven solutions enhancing operational efficiency.
Integrated payment systems improving transaction processes.
Onboarded multiple partners generating significant monthly GMV.

Stackforce AI infers this person is a Fintech Product Manager with expertise in payment systems and API integrations.

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Skills

Core Skills

Payments InfrastructureProduct ManagementPayment SystemsPayments

Other Skills

API IntegrationsTransaction ProcessesAI-driven solutionsInvoice ReconciliationPartner OnboardingCheckout ExperienceEscrow Payment InfrastructurePayment Query SystemSubscriptionsUser ResearchConsumer BehaviorA/B TestingBusiness AnalyticsUser JourneysTeamwork

About

As an Associate Product Manager at InsuranceDekho, I focus on driving innovation and efficiency in payment systems within the insurance domain. My work includes developing AI-driven solutions, such as automating support resolutions and streamlining invoice reconciliation, which have significantly enhanced operational efficiency and user experience. I also spearheaded the integration of PBP flow and e-mandate solutions to improve transaction processes and onboarded multiple insurance partners to expand product offerings. With a Bachelor of Technology in Mechanical Engineering from Guru Gobind Singh Indraprastha University, I bring a strong analytical foundation to my role. My expertise extends to leveraging tools like Razorpay and Moengage to optimize payment systems. Motivated by a commitment to problem-solving, I aim to deliver scalable and impactful solutions that simplify financial processes while collaborating across teams to achieve organizational goals.

Experience

4 yrs 7 mos

Total Experience

1 yr 4 mos

Average Tenure

7 mos

Current Experience

Smc group

Product Manager

Oct 2025 – Present · 7 mos · Hybrid

Currently leading the entire payments experience POD for SMC & Stoxkart traders
Highlights
Building the mandates ecosystem for the entire eco-system
Accelerated customer fund access from T+1 to same day by integrating direct bank payout API and building real-time withdrawable balance calculation logic enabling XX Cr+ in daily payout volume with increased reliability and operational efficiency.
Integrated MCX exchange APIs to automate commodity allocation flows, transitioning from manual to API-driven processing and improving reliability and operational efficiency.

Payments InfrastructureAPI IntegrationsTransaction ProcessesProduct Management

Insurancedekho

Associate Product Manager

Apr 2024 – Sep 2025 · 1 yr 5 mos · Gurugram, Haryana, India · On-site

Highlight
Developed an AI-driven support resolution that automated resolution of ~4,000 monthly “payment done policy not received” queries, closing 30% queries end-to-end without manual effort and reducing response time from 12 min to 5 sec
Delivered an AI based PG invoice reconciliation tool, to flag invoice discrepancies reducing manual operations of 2 days to 3 hours.
Ideated & integrated PBP flow from scratch which reduced verification drop off by 15% drop off
Launched E-mandates for life insurance to breakdown amount into monthly installments
Onboarded 11 new insurance partners across multiple products, generating GMV of Rs XX Cr monthly.
Integrated RazorpayX to make payouts to the insurer
Revamped Insurer payment and internal dashboards and added new features for better information for and control of settlement amount
Introduced low and no cost EMI options for heath insurance.
Working with business, product & support teams of life and general insurance to provide smooth payment flows

AI-driven solutionsPayment SystemsInvoice ReconciliationPartner OnboardingProduct Management

Nojoto: india's largest storytelling platform

Associate Product Manager

Oct 2022 – Apr 2024 · 1 yr 6 mos · Gurugram, Haryana, India

Highlights
Elevated funnel completion rate by 11%, by strategically creating & implementing express checkout for recurring paying users
Leading the payments products to build seamless checkout experience
Led the the end to end ideation and integration of escrow payment infrastructure, saving xx crore every year
Spearheaded the creation of an internal payments information system, reducing user payment query response time from 4 days to 2 hours.
Co-ordinate with Payment Gateways & the tech team to add in more products and improve the success rates across the funnel.
Work with the legal & the finance teams to ensure and work upon incorporating all the regulatory guidelines.
Led pricing negotiations with PG's and serving as POC.

Checkout ExperienceEscrow Payment InfrastructurePayment Query SystemProduct ManagementPayments

Insurjo

Product Learner

Sep 2022 – Oct 2022 · 1 mo

Copper mobile

Business Analyst Intern

Sep 2022 – Oct 2022 · 1 mo · Gurugram, Haryana, India

Career break

Career transition

Aug 2021 – Sep 2022 · 1 yr 1 mo

Vardhan consulting engineers

Intern

Jul 2020 – Aug 2020 · 1 mo

Case study on "Techno commercial analysis of electrical autorickshaw in India"

Dlf limited

Industrial Training

Jun 2018 – Aug 2018 · 2 mos

Worked on Cyber Hub project where I learned about the refrigeration and air conditioning system of the building and also looked after some of the other ongoing projects during the construction period.