Smita Saha, FRM — Associate Partner
Credit-risk and transformation professional with 10+ years of experience across wholesale lending, risk governance, and change delivery. At HSBC, I lead initiatives that digitise credit workflows, enhance portfolio visibility, and improve regulatory alignment across global markets. FRM-certified and results-driven, I’ve delivered high-impact solutions under tight timelines — from global tool builds to stakeholder-driven design shifts — always balancing risk control with business agility. I thrive at the intersection of business, technology, and data, turning complex credit-risk challenges into scalable, measurable outcomes.
Stackforce AI infers this person is a Fintech professional with expertise in credit risk transformation and regulatory compliance.
Location: Bengaluru, Karnataka, India
Experience: 11 yrs 1 mo
Career Highlights
- 10+ years in credit-risk and transformation roles.
- Expert in regulatory alignment and change delivery.
- Proven track record in digitizing credit workflows.
Work Experience
HSBC
Associate Director-Wholesale Credit & Lending (1 yr 5 mos)
Assistant Vice President- Wholesale Credit Risk Transformation (2 yrs 11 mos)
Manager- Wholesale Credit Risk Transformation (1 yr 10 mos)
Credit Suisse
Business Analyst- APAC Credit Risk Transformation (3 yrs)
Jindal Steel & Power Ltd.
Summer Finance Intern (1 mo)
The Money Roller
Equity Research Analyst (3 mos)
IFB Industries Ltd
Area Service Manager- West Bengal (1 yr 11 mos)
Steel Authority of India Limited
Intern (1 mo)
Education
PGDM-Finance at Institute of Management Technology, Ghaziabad
Bachelor of Technology (BTech) at National Institute of Technology Durgapur
science at Bhavan's Gangabux Kanoria Vidyamandir - India