Srivaths Varadharajan

CTO

India25 yrs 7 mos experience
AI ML PractitionerAI Enabled

Key Highlights

  • Over 25 years of experience in technology leadership.
  • Recognized as a top CIO 100 honoree.
  • Expert in driving digital transformation across industries.
Stackforce AI infers this person is a Fintech and Digital Transformation expert with extensive leadership experience.

Contact

Skills

Core Skills

Information TechnologyDigital TransformationData ScienceDigital InfrastructureDigital ProductsDigital Initiatives

Other Skills

AIAPI ArchitectureAnalysisAnalytical SkillsAnalyticsApplication ModernizationBig DataBudgetsBusiness AnalysisBusiness AnalyticsBusiness DevelopmentBusiness IntelligenceBusiness Process ImprovementBusiness Process Outsourcing (BPO)Business Process Re-engineering

About

Srivaths Varadharajan is an global CTO|CIO|CDO| COO handling teams across engineering, Information technology, digital products, digital platforms, digital infrastructure, data science and design thinking. He has worked for institutions like Kotak securities, Reliance, ICICI, Bharti Axa and also created Fintech startups as founding team. He has over 25 years plus of experience in the BFSI, telecom, BPO and airline industries, with a focus on driving Technology, digital, data, design, platforms, marketing, information security and PNL targets. As a global Information technology, Digital products, digital platforms, Data and Design thinking evangelist, he has successfully delivered strategic solutions and innovations using cutting-edge technologies such as ML/AI, blockchain, digital, data and cloud. He has also been recognized as a top CIO 100 honoree and received awards for innovation from CNBC TV18 and Skoch. He is passionate about creating a positive social impact and empowering customers through digital inclusion and financial literacy. He can be reached out at srivathsvn@gmail.com

Experience

25 yrs 7 mos
Total Experience
2 yrs 3 mos
Average Tenure
10 mos
Current Experience

Refex group

Group CTO

Aug 2025Present · 10 mos · Chennai, Tamil Nadu, India · On-site

  • Driving group level strategy and implementation of AI, ML, information Technology, digital, data science, design thinking, cybersecurity, cloud platforms, application modernisation, digital workspace, low code no code apps, API architecture, ERP, SAP, IOT etc for Pharma, green Energy, sustainable energy, airports and handling, med tech,EV, power trading, Capital, startup investments etc
AIMLInformation TechnologyDigitalData ScienceDesign Thinking+10

Prowessbiz

Global virtual & Onsite CIO, CTO, CDO, COO, CTDO

Apr 2024Aug 2025 · 1 yr 4 mos · Mumbai, Maharashtra, India · On-site

  • consulting and delivery as listed below
  • Technology transformation, application modernisation
  • Digital transformation, Enterprise architecture and design
  • Data science, DWH/ Datalake/ Analytics
  • Organisation GRC tool, Cyber security GRC tool
  • OMNI channel AI/ Ml/ bots etc
  • Core application Identify, build, transformation/ Migration
  • Rules engine and workflow
  • Cybersecurity services & tools
  • Cloud DC orchestration, design, configure and optimisation
  • Infrastructure deployment
  • infrastructure, application monitoring tools
  • Resourcing and staffing
  • Growth strategy -
  • 1- Marketing automation (smart lead gen )
  • 2- Sales force automation (smart planning, kpi measurement, dashboard and routing)
  • 3- Service automation ( smart response, closure, engagement and cross sell/ Upsell)
  • 4- Omini channel- Regional and AI based ( smart preferred channel selection with low cost)
  • 5- collection automation (smart channel and low cost solution)
  • Distribution engagement strategy
  • 1- Smart and quick onboarding of distributors and agency (frictionless)
  • 2- Smart and complex payout calculation in run time  accommodating all dimention (smart rules engine)
  • 3- Smooth workflow for internal Maker -checker for processing payouts with auto invoicing and approval process (workflow system)
  • 4- Final payout process approval (API integration with Banking and Financial system)
  • 5- Additional Rewards and  recognition points system for increased performance programme)
  • 6- Smart dashboards to measure performance , payouts, rewards and query (Analytics)
  • Industry expertise agnostic of verticals-
  • Few examples- Banking, payments, NBFC, capital markets, Insurance, Fintech, GCC, BPO, KPO, telco, airline etc
Technology TransformationApplication ModernizationDigital TransformationEnterprise ArchitectureData ScienceDWH+6

Spice money

COO/ CTO (tech, digital, design & data)

Oct 2020Mar 2024 · 3 yrs 5 mos · Noida, Uttar Pradesh, India · On-site

  • Extensive and proven skills across driving engineering, Information technology, digital infrastructure, digital application, digital Information security, digital experience, digital marketing, digital platforms, design leadership,data science and digital engagement. Have managed team across functions like Information technology, Digital products & Platforms, strategic planning, customer service, operations, Analytics & Big data and Financial accounting.
EngineeringInformation TechnologyDigital InfrastructureDigital ApplicationsDigital Information SecurityDigital Experience+5

Niyogin

President- CIO & founding team member

Jun 2017Oct 2020 · 3 yrs 4 mos · Mumbai, Maharashtra, India

  • Driving tech pnl targets,Information Technology, Product (digital & platforms), Digital Marketing, Business solution group (strategic projects),product IP, data science & Information security.
Information TechnologyDigital ProductsDigital PlatformsDigital MarketingBusiness Solution GroupData Science+1

Kotak securities

Chief Information Officer

Jan 2016Jun 2017 · 1 yr 5 mos · Mumbai, Maharashtra, India

  • Information Technology, Product (digital & platforms), Digital Marketing, Business solution group (strategic projects), data science & Information security.
Information TechnologyDigital ProductsDigital MarketingBusiness Solution GroupData ScienceInformation Security

Reliance capital | reliance group

Chief Technology Officer

Jan 2008Jan 2016 · 8 yrs · Mumbai, Maharashtra, India

  • Information technology, Digital initiatives, Online Business, Data science and Information Security
Information TechnologyDigital InitiativesOnline BusinessData ScienceInformation Security

Bharti axa life insurance

Service Delivery Manager

Feb 2007Jan 2008 · 11 mos · Mumbai, Maharashtra, India

  • Driving transformational projects

Icici prudential life insurance company limited

Manager customer service

Sep 2005Feb 2007 · 1 yr 5 mos · Mumbai, Maharashtra, India

  • Driving strategic planning and initiatives

Gtl limited

Customer service and Operation

Feb 2004Sep 2005 · 1 yr 7 mos · Mumbai, Maharashtra, India

Reliance communications

Customer service and operation

Sep 2002Feb 2004 · 1 yr 5 mos · Mumbai, Maharashtra, India

Kale consultants limited (it company -cmmi level 3)

Officer Finance control

Sep 2001Aug 2002 · 11 mos · Mumbai, Maharashtra, India

First global

Officer- Finance & Accounts

Sep 2000Sep 2001 · 1 yr · Mumbai, Maharashtra, India

Education

Indian Institute of Management Ahmedabad

MDP — Strategic thinking & execution

Jan 2012Jan 2013

University of Mumbai

Institute of Project Management

Project Management Institute (US)

K J Somaiya Institute of Management

MBA — Marketing & Finance

SIES College of Arts, Science & Commerce SION(W)

Bachelor of Commerce - BCom — Accounting and Finance

Six Sigma Green Belt

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