Oct 2021 – Jun 2024 · 2 yrs 8 mos · Bengaluru, Karnataka, India

• Highly experienced Senior Technical Business Analyst with over 9 years of expertise in the dynamic field of credit risk management. Adept at bridging the gap between business requirements and technology solutions to optimize risk assessment processes. Proven track record of collaborating with cross-functional teams, from developers to senior executives, to deliver innovative risk modeling and decision-making solutions.
• Key Skills:**
• Credit Risk Analysis:** Proficient in credit risk assessment, data modeling, and predictive analytics, enabling data-driven decisions for risk management.
• Technical Proficiency:** Strong command of programming languages (e.g., Python, R, SQL) and data analysis tools (e.g., SAS, Tableau), allowing the development and implementation of complex risk models.
• Requirement Elicitation:** Skilled in gathering and translating business needs into actionable requirements, ensuring alignment with regulatory standards (e.g., Basel III) and compliance.
• Regulatory Compliance:** Deep understanding of regulatory requirements and risk management best practices, ensuring adherence to industry standards.
• Communication:** Exceptional communication skills, facilitating clear and effective communication of complex technical concepts to non-technical stakeholders.
• Career Highlights:**
• Led cross-functional teams in the successful deployment of a Basel III-compliant credit risk system, ensuring regulatory compliance.
• As a Senior Technical Business Analyst in credit risk, my mission is to leverage data, technology, and industry expertise to develop and implement credit risk strategies that drive business growth while safeguarding against financial exposure. I thrive in dynamic, collaborative environments where innovative solutions are paramount. I am eager to contribute my skills and experience to an organization dedicated to excellence in credit risk management.

May 2014 – Oct 2021 · 7 yrs 5 mos · Mumbai

• Trade and Finance Expertise:** In-depth knowledge of trade finance products, letters of credit, international trade, and working capital solutions. Proficient in navigating the complexities of trade and finance operations.
• Product Management:** Skilled in defining product vision, creating roadmaps, and managing the product development lifecycle. Capable of translating business needs into actionable product requirements.
• Stakeholder Engagement:** Strong ability to build relationships with internal and external stakeholders, understanding their needs, and ensuring product alignment with client and regulatory requirements.
• Digital Transformation:** Proficient in driving digitalization initiatives, leveraging emerging technologies to enhance customer experience and streamline trade and finance processes.
• Market Analysis:** Adept at monitoring market trends, competitor products, and emerging technologies to identify opportunities for product enhancement and innovation.
• Agile Methodology:** Experience in Agile development, leading cross-functional teams, prioritizing features, and delivering high-impact products on schedule.
• Career Highlights:**
• Successfully launched an industry-leading digital trade finance platform, resulting in a [X%] increase in customer engagement and a [X%] reduction in transaction processing time.
• Drove the adoption of e-documents and blockchain technology in trade finance operations, significantly reducing fraud risks and operational costs.
• Collaborated with compliance teams to implement a robust anti-money laundering (AML) and know your customer (KYC) framework, ensuring compliance with global regulations.
• Spearheaded a team that revamped the bank's supply chain finance products, leading to a [X%] increase in revenue and a [X%] growth in the client base.
• Played a pivotal role in expanding the bank's global trade network, facilitating trade across international borders with efficiency and transparency