Sukanta Kumar Palei

Associate Consultant

Puri, Odisha, India7 yrs 6 mos experience

Key Highlights

Expert in loan performance analysis and recovery strategies.
Proficient in data analytics and risk management.
Skilled in developing regulatory compliance models.

Stackforce AI infers this person is a Fintech professional specializing in data analysis and credit risk management.

Contact

Skills

Core Skills

Data AnalysisCredit Risk ManagementPerformance TrackingRisk ManagementFinancial Analysis

Other Skills

AMLAWS AthenaAccount ExecutivesAccount ManagementAccount MarketingAnalytic ReportingAnalytical SkillsB2B SoftwareBenchmark TestingBusinessBusiness AnalysisBusiness DevelopmentBusiness InsightsBusiness PlanningBusiness Research

About

Loan Performance Analyst specializing in analyzing delinquent behaviors and crafting strategic collection plans. Proficient in data analysis, optimizing loan portfolio performance, identifying risks, and implement effective recovery strategies. The focus is on maintaining a balance between recovery goals and customer relationships, ensuring the overall health of loan portfolios.

Experience

7 yrs 6 mos

Total Experience

1 yr 6 mos

Average Tenure

Current Experience

Birdeye

Senior Analyst

Jan 2024 – Feb 2025 · 1 yr 1 mo · Remote,Gurgaon · Remote

Loan Account Performance · Loan Account Collection · Loan Account Recovery · Loan Account Origination.
Days Past Due(DPD) · X+1 · X · X+2 · Charge-Off · Pay Rate · Cure Rate · Improve Rate · Roll Rate · Consumer Credit Risk Management · Statistical Analysis System(SAS) · Structured Query Language(SQL) · Python (Programming Language) · Microsoft Office.
° Re-engineered PIL acquisition decision models for improved efficiency in Citi’s credit risk framework.
° Currently working on regulatory models that report regulatory standards(CCAR, CECL, IFRS9) for Singapore cards and ready credit portfolios that include ALS, recovery and econometric models.
° Tracking and reporting model usage metrics to ensure adherence to regulatory standards.

Loan Account PerformanceLoan Account CollectionLoan Account RecoveryLoan Account OriginationConsumer Credit Risk ManagementStatistical Analysis System(SAS)+5

Hubilo

Senior Analyst

Jan 2022 – Dec 2023 · 1 yr 11 mos · Remote,Bangalore · Remote

Developed Pipeline for Daily MIS:
Objective: Enhanced daily activity tracking across multiple metrics, including Collection/Underwriter Efficiency, Sales, and Portfolio Tracking.
Outcome: Facilitated easy tracking of team performance for managers.
Tech: Pulled data from AWS Athena, performed calculations and transformations in Python (Pandas/Spark), Numpy,SAS, sent daily emails, and scheduled pipelines on a daily/weekly/monthly basis.
Days Past Due · X+1 · X · X+2 · Charge-Off · Pay Rate · Cure Rate · Improve Rate · Roll Rate · Consumer Credit Risk Management · Statistical Analysis System(SAS) · Structured Query Language(SQL) · Python (Programming Language) · Microsoft Office.
SQL · Exploratory Data Analysis · Microsoft Excel · Microsoft Power BI · Python (Programming Language) · Pandas (Software) · NumPy · SAS (Programming Language) · Delinquency buckets · Non-Delinquency buckets · Good Loan Per Account · Bad Loan Per Account · Balance Control Ratio · Application Booked · Application Canceled · Application Aproved · Application Declined.

Pipeline DevelopmentDaily MISAWS AthenaPython (Pandas/Spark)NumpySAS+4

Quess corp limited

Analyst

Mar 2021 – Aug 2021 · 5 mos · Bengaluru, Karnataka, India · Remote

I worked as a Risk Analyst, where I was responsible for identifying, assessing, and mitigating risks that may impact the organization. I collaborated with various teams such as compliance, Buyer Abuse, AML, and operations to implement controls that mitigate risks and identified gaps in existing controls to make recommendations for improvements.

Risk AnalysisComplianceBuyer AbuseAMLOperationsRisk Management

Uprighthc solutions private limited

Analyst

Nov 2019 – Feb 2021 · 1 yr 3 mos · Gurugram, Haryana, India · Hybrid

UprightHC Solution is a unique start-up to provide enterprise HR services to businesses of all scales. The company was born out of challenges faced by startups, small and mid-scale businesses in hiring, streamlining HR processes and continuous HR improvement.
1. Conducted thorough validation of pricing models for Credit Default Swaps, Interest Rate Swaps, Cross-Currency Swaps, MBS, and FX instruments.
2. Performed P&L attribution testing for swaps, analyzing P&L drivers, reconciling figures, and addressing discrepancies to enhance model accuracy.
3. Executed benchmark testing utilizing tools such as Polypath, Yield Book, Murex, and Bloomberg, analyzing performance and reconciling benchmark data to ensure precision.
4. Engaged in VaR analysis, stress testing, sensitivity testing, and Greeks analysis to effectively identify and quantify portfolio risk.
Credit Risk Portfolio Insights and management- Mortgages
Delivered high quality MIs and analysis for Wealth and Personal Banking, provided insights and understanding by looking into key metrics and assessed risk if any in Mortgage portfolios.
Streamlined and automation of reporting in an
effort to bring efficiencies across all reporting lines, with the help of the technical teams as may be required.
Developed, designed and leveraged QlikSense dashboards for trend analysis of key performance indicators to identify the underlying risks.
Coded critical processes from SAS to GCP.