Oct 2023 – Dec 2025 · 2 yrs 2 mos

• POD Lead (Mutual Funds & US Equities)
• Steering the MF & US pod- sharp, fast, relentless
• Mutual Funds
• Built end-to-end MF transactions as SDK-based, reusable services, covering onboarding (KYC, bank verification, compliant user data management) and transaction flows with state management to ensure accurate user status and execution readiness.
• Designed the architecture & system design for MF EOP platform and MF smallcase, ensuring scalable, compliant transaction infrastructure.
• Operationalised the EOP license with dual RTA integrations (CAMS & KFin), enabling parallel transaction rails alongside MFU.
• Delivered external holdings tracking with transactional capability, deepening portfolio engagement.
• Engineered payment checkout flows with API-driven payment gateway integration, reconciliation logic, and status management under SEBI & AMFI guidelines with 2FA authentication.
• Managed agreements & compliance with 40+ AMCs, covering legal, operational, and onboarding readiness.
• Built the SIP flow for single & basket SIPs, mandate lifecycle handling, and payment execution.
• US Equities
• Designed onboarding & KYC flows compliant with IFSCA guidelines, integrated with account creation and partner broker APIs.
• Lead the broker API integrations for order placement, reconciliation, settlement, and market data ingestion.
• Built international remittance flows under FEMA, LRS & IFSCA compliance, integrating partner APIs for FX and fund transfers.
• Managed agreements, compliance, and operational setup with broker partners, remittance providers, and market data vendors.
• Team Leadership
• Driving high-velocity delivery across MF & US pods with clear sprint ownership, technical alignment, and stakeholder collaboration.
• Establishing structured domain & technical onboarding frameworks to upskill teams on market, compliance, and system flows.

Sep 2021 – Sep 2023 · 2 yrs

• Worked across 0→1 builds, growth, engagement, and capability-building projects for smallcase’s Indian equities business, spanning transaction engine, broker integrations, algorithms, and user-facing features. Balanced deep API & domain expertise with user-centric execution to deliver high-impact outcomes.
• Key Contributions
• 0→1 Builds
• Designed and launched XIRR returns tracking and holdings reconciliation from scratch, improving portfolio transparency and user trust.
• Built a corporate actions framework for splits, bonuses, mergers, and demergers, reducing error rates by 800+ bps.
• Led end-to-end broker integrations for 5 brokers, involving deep API integration for order placement, reconciliation, eDIS/DDPI flows, authorisation, and funds management.
• Growth & Engagement
• Scaled Auto-SIP to contribute over 56% of total SIP volume, with improved user adoption and retention.
• Enhanced Buy+SIP funnel, increasing conversion by 8 p.p. through research-led optimisations.
• Revamped transaction algorithms across order flows (Invest More, Rebalance), improving execution efficiency, accuracy, and returns/metrics tracking.
• Capability Building & Process Improvements
• Created and implemented a CX knowledge repository and training process, upskilling the team on Indian equities domain knowledge and the complete smallcase order lifecycle.
• Optimised broker integrations, portfolio journeys, and reconciliation processes, reducing discrepancies by 55% and freeing 70% of manual CX effort.

Sep 2020 – Dec 2020 · 3 mos

• Visiting Faculty: Delivered workshops and bootcamps on finance, product management, career growth, and leadership. Taught “Indian Financial System,” covering the structure and role of formal/informal financial systems, regulators (RBI, SEBI), money & capital markets, banking, development finance institutions, mutual funds, insurance, leasing, factoring, credit rating, and derivatives. Designed content blending academic theory with practical market applications to equip students with a comprehensive understanding of India’s financial ecosystem.

Jul 2020 – Dec 2020 · 5 mos

• Crafted a weekly newsletter with over 800 active subscribers and over 6 lakh LinkedIn post impressions.

Apr 2020 – Sep 2021 · 1 yr 5 mos · Bengaluru, Karnataka

• Retail & Commercial Lending-LOS Product
• Spearheaded the LOS product line for retail & commercial lending, delivering advanced credit lifecycle features, risk scoring, financial analysis, and underwriting.
• Designed user-centric dashboards for pre- & post-loan workflows, integrating with Credit Bureaus, Stock Exchange APIs, RMS, OMS, and KYC systems.
• Served as Agile Product Owner, orchestrating sprints across UX, QA, and engineering, with robust QA processes and collaborative design discussions.
• Led product delivery from ideation to release, ensuring technical alignment, timely execution, and stakeholder visibility.
• Applied deep lending domain expertise to align product features with regulatory compliance, operational efficiency, and market needs.

Jun 2018 – Mar 2020 · 1 yr 9 mos · New Delhi Area, India

• Centre of Excellence – Banking | Loan Origination Systems (LOS)
• Led digitisation of commercial loans & project finance for Bank of Muscat across 4 business lines, optimising a $50M+ portfolio.
• Spearheaded LOS upgrades across regions, reducing processing time by 30% through advanced risk and financial analysis.
• Consulted banks globally (Middle East, North America, Europe, India) on Newgen’s BPM-based lending suite, covering market & regulatory analysis, 0→1 product features, MVPs, and GTM strategy.
• Co-authored 3 white papers on lending trends, strengthening industry thought leadership and supporting product marketing initiatives.

Jun 2016 – Mar 2017 · 9 mos · Dehradun

• Analysed companies & industry trends to spot opportunities/risks; advised clients on equity, real estate & insurance aligned to goals/risk appetite; partnered with real estate firms to deliver multi-channel marketing solutions.

Nov 2015 – Jun 2016 · 7 mos · Dehradun

• Freelance Writer covering Dehradun’s environment, business, and culture; conducted interviews with emerging local businesses, curated feature stories, and delivered editorial pieces for publication.

Nov 2014 – Apr 2016 · 1 yr 5 mos · Mysore,Pune