Rajiv Moti

Co-Founder

Gurugram, Haryana, India26 yrs 3 mos experience
Highly Stable

Key Highlights

  • Co-Founder of a pioneering fintech infrastructure company.
  • Expert in regulatory compliance and payment solutions.
  • Over 9 years of leadership experience in fintech.
Stackforce AI infers this person is a Fintech expert with a strong focus on payment solutions and regulatory compliance.

Contact

Skills

Core Skills

PaymentsFintech

Other Skills

BankingBusiness AnalysisBusiness DevelopmentBusiness StrategyCRMClient RelationsComplianceCredit RiskFinanceFinancial AnalysisManagementManagement Information Systems (MIS)Operational StrategyOperations ManagementPayment Solutions

About

I am the Co-Founder of Payyantra Innovations, a fintech infrastructure company focused on enabling bank-grade UPI collections, connected banking, and disbursement solutions through secure APIs. At Payyantra, we work closely with banks, payment aggregators, and enterprises to simplify payment flows while staying fully aligned with RBI and NPCI frameworks. What we enable: • UPI Collections via Bank Pipes • API-based Disbursements (Instant & Scheduled) • Connected Banking Integrations • Merchant Onboarding & Settlement Workflows Our platform is live and ready to onboard customers. Open to discussions with: • Banks & Co-operative Banks • Payment Aggregators • Enterprises requiring scalable payment infrastructure

Experience

Payyantra

Co-Founder, PayYantra Innovations

Aug 2025Present · 7 mos

Payments & fintech consultant | strategy & compliance

Payments & Fintech Consultant

Apr 2025Present · 11 mos · New Delhi, Delhi, India

  • Former Co-founder & CFO of SabPaisa, India’s pioneering hybrid (Online + eOffline) payment gateway and subscription platform. With over 9 years of leadership experience in payments, compliance, and operational strategy, I now help fintechs, payment aggregators, and startups design and scale payment solutions.
  • My expertise spans successfully getting a Certificate of Authorisation for a PA from the regulator (RBI), UPI, QR payments, subscription payments (eMandate & NACH), cross-border payments, and regulatory strategy. Passionate about simplifying payments and empowering businesses to stay compliant while scaling efficiently.
PaymentsFintechComplianceOperational StrategyRegulatory StrategyPayment Solutions

Sabpaisa

2 roles

CFO

Promoted

Jun 2022Mar 2025 · 2 yrs 9 mos

Chief Operating Officer

Jan 2016Jun 2022 · 6 yrs 5 mos

Icici bank

Cluster Manager

Dec 2010Oct 2014 · 3 yrs 10 mos · Bokaro Area, India

Hdfc bank

Branch Manager

May 2002Dec 2010 · 8 yrs 7 mos · Hazaribag Area, India

Medfin management services

Financial Analyst

Aug 1998Apr 2002 · 3 yrs 8 mos · New Delhi Area, India

Education

University of Lucknow

Master of Business Administration (MBA) — Finance and Financial Management Services

Jan 1996Jan 1998

Institute of Cost Accountants of India

Intermediate — Cost and Management Accounting

Jan 1994Jan 1996

ST. COLUMBA'S COLLEGE, HAZARIBAG

Bachelor of Science (B.Sc.) — Mathematics

St. Xavier's School, Hazaribag

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