Rajat Agrawal

Operations Associate

Mumbai, Maharashtra, India3 yrs 9 mos experience

Key Highlights

  • Bridged corporate banking and fintech for innovative solutions.
  • Led credit appraisals securing high-value working capital.
  • Implemented banking solutions enhancing efficiency by 20%.
Stackforce AI infers this person is a Fintech professional with strong expertise in corporate banking and risk management.

Contact

rajatagrawal465@gmail.comLinkedIn

Skills

Core Skills

Corporate BankingRisk ManagementCore Banking ImplementationProduct Management

Other Skills

Advance ExcelAnalytical SkillsBond MarketsBudgetingBusiness AnalysisBusiness Analysis Planning & MonitoringBusiness Case PreparationBusiness ManagementBusiness RequirementsClient ServicesCommodity MarketsCore BankingCorporate FinanceCorporate LendingCredit Appraisals

About

Bridging Corporate Banking & Fintech to deliver smarter credit, risk, and growth solutions. I am a finance professional with 3+ years of experience in corporate banking and fintech consulting, bridging the worlds of credit strategy, risk management, and product implementation. At ICICI Bank, I manage multinational corporate clients, leading credit appraisals, financial due diligence, and supply chain finance solutions that have not only secured high-value working capital approvals but also expanded client wallet share by 15% while ensuring 100% compliance with RBI frameworks. Previously, at Oracle Financial Services Software, I worked as a Product Consultant, implementing Oracle Flexcube modules for international banks. From requirement gathering and BRDs/FSDs to UAT leadership and training 400+ users, I drove projects that improved credit monitoring efficiency by 20% and reduced manual oversight with EWS automation by 30%. This dual exposure to frontline banking and product innovation gives me a rare ability to align financial solutions with technology transformation. What sets me apart is my ability to connect with both clients and cross-functional teams, translating financial complexities into actionable strategies that create meaningful impact. I thrive in roles that demand analytical rigor, regulatory precision, and collaborative problem-solving, and I’m always eager to build solutions that balance business growth, risk resilience, and client success.

Experience

Icici bank

Manager - Global and Large Corporates

Aug 2024 – Present · 1 yr 7 mos · BKC Mumbai, Maharashtra, India · On-site

  • Prepared Credit Monitoring Assessment (CMA) and analyzed financial structures to assess creditworthiness for fund-based (CC, OD, TL, WCDL) and non-fund-based (LC, BG) facilities
  • Analyzed client financials (P&L, balance sheet, cash flow, financial ratios) to assess creditworthiness and addressed system-triggered early warning signals (EWS) through detailed financial reviews.
  • Promoted and educated clients on a suite of banking products, such as supply chain finance (factoring, payable/dealer financing), global markets (Forex, derivatives, bond desk), and other treasury solutions—tailored to meet their specific business needs.
  • Collaborated with cross-functional teams (Risk, Treasury, Compliance) to streamline processes, ensuring timely service delivery and regulatory compliance.
  • Worked with the credit risk team to prepare high-quality credit appraisal notes, facilitating working
  • Capital facilities and presented detailed financial analyses and risk assessments to multiple credit committees
Corporate LendingCredit AppraisalsCredit Risk ManagementCustomer Relationship Management (CRM)Supply Chain FinanceCredit Underwriting+3

Oracle financial services software limited

Functional Consultant

Jul 2022 – Aug 2024 · 2 yrs 1 mo · Bengaluru, Karnataka, India · On-site

  • Implemented Oracle Flexcube modules for banking clients, covering corporate lending, trade finance, and payments solutions, aligning system configurations with client-specific needs
  • Gathered business requirements for credit structures, financial workflows, and limit management—translating them into high-quality BRDs, RSDs, and over 50 reviewed FSDs
  • Supported configuration and testing of fund-based and non-fund-based credit facilities within core banking modules, enhancing system functionality for credit appraisal and monitoring
  • Assisted in the implementation of early warning signal (EWS) triggers and credit monitoring functionalities, enabling automated financial health tracking within the system
  • Led User Acceptance Testing (UAT) and training for business users, providing walkthroughs of credit workflows, reporting tools, and treasury interfaces to ensure end-user adoption
Product DevelopmentFinancial ServicesCustomer Relationship Management (CRM)JiraCustomer SuccessEngagement Management+23

Belong | ingenious faces

Virtual Global Apprenticeship

Jun 2021 – Jul 2021 · 1 mo

Financial ServicesValuationCorporate FinanceFinancial Modeling

Inception xr

Strategic Finance Intern

Jun 2021 – Jul 2021 · 1 mo

  • Conducted comprehensive market research and analysis to gain insights into the Edtech industry
  • Devised and proposed diverse subscription models to the company, earning appreciation and eventual acceptance in the final presentation
Financial ServicesP&L ManagementP&L ForecastingFunctional TestingPresentationsFinancial Forecasting

Finoability

2 roles

Equity Research & Portfolio Management Intern

Apr 2021 – May 2021 · 1 mo

  • Developed diverse investment models aligned with distinct long, medium, and short-term objectives, tailored to varying current ages
  • Executed thorough fundamental & Financial analysis and curated research reports pertinent to FMCG sector/entities
Financial ServicesBudgetingFinancial AnalysisFinancial PlanningFinancial Metrics

Equity Research Analyst

Mar 2021 – Mar 2021 · 0 mo

  • Expertise in analyzing financials, historical data, and industry benchmarks, and using valuation methods like DCF and relative valuation
  • Proficient in assessing company value and recommending investment strategies
Financial ServicesFinancial Analysis

Youth india foundation

Finance Intern

Jan 2021 – Jun 2021 · 5 mos · India

DealsBudgetingMarket Research

Myoperator

Operations Executive

Jun 2019 – Aug 2019 · 2 mos · Delhi, India

  • Oversaw day-to-day operational activities
  • Managed a team of 2 employees to achieve operational objectives.
  • Developed and executed strategies to optimize operational processes and enhance efficiency.
  • Collaborated with cross-functional teams to ensure seamless operations.

Marcadeo

Marketing Intern

May 2018 – Dec 2018 · 7 mos · New Delhi, Delhi, India

Future group india

Sales and Marketing Intern

Jan 2018 – Jan 2018 · 0 mo · Greater Delhi Area

Education

Welingkar Institute of Management

PGDM — Finance and Financial Management Services

Jan 2020 – Jan 2022

Guru Gobind Singh Indraprastha University

B.Com(Honours)

Jan 2016 – Jan 2019

Kanha Makhan Public School - India

Business/Commerce — General

Jan 2014 – Jan 2016

Sacred Heart Convent Higher Secondary School (ICSE)

Mathematics and Computer Science

Jan 2001 – Jan 2014

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