Pavan Kumar

CEO

Bengaluru, Karnataka, India8 yrs 11 mos experience

Most Likely To SwitchAI Enabled

Key Highlights

Proven track record in building AI native solutions.
Expertise in user-centric design and data-driven decision-making.
Led high-performing product teams in FinTech.

Stackforce AI infers this person is a Fintech Product Leader with expertise in AI-driven solutions and user experience.

Contact

Skills

Core Skills

Product ManagementAi SolutionsInnovationFinancial Services

Other Skills

AI native solutionsAI/MLAI/ML based productsAutoCADBloggingCC++Collections softwareContactless loansData analysisDigital ProductsDigitizationDocument scanningE2E LOSGold loans

About

Seasoned Product Leader with 8 years of experience in FinTech with proven track record in building AI native solutions, scalable platforms, reducing annual costs by 20Cr+; expertise in Technology, Business/Sales, Strategy in Finance/Banking sector, user centric design & data driven decisioning; possess Leadership skills & built high-performing product teams; have expertise in Stakeholder/Cross- Functional Team management

Experience

Piramal capital & housing finance limited

2 roles

Product Head- Branch Channels

Promoted

May 2023 – Present · 2 yrs 10 mos

Build AI native journeys leveraging Gen-AI, AI assistants, AI agents increasing sales productivity by 2X
Lead Digital Products required by Branch Business contributing to 80% PFL business & Rs.35K Cr annual business
Built E2E LOS covering all functions and any new loan journey can be on-boaeded in 15days making go to market faster
Lead Enthusiastic & Innovative Product team comprising Product Leads & Product managers
Build in-house Platforms which solve sales, credit, fraud, ops users pain points and enhance their user experience
Build Platforms for Finance & Compliance users

AI native solutionsDigital ProductsE2E LOSUser experienceProduct ManagementAI Solutions

Product Lead

Jul 2021 – May 2023 · 1 yr 10 mos

Product Manager/Lead/Owner of entire Sales experience across all business functions
Own & Launched innovative products like AI/ML based scanning of docs, Lead Management Engine and Account Aggregator based products
Built internal uniform loan origination platform from scratch for all loan products which has capability of instant decisioning and disbursement. Driving change management via this inhouse LOS

AI/ML based productsLead Management EngineLoan origination platformProduct ManagementInnovation

Ujjivan small finance bank limited

Product Manager- Unsecured Loans

Apr 2018 – Jul 2021 · 3 yrs 3 mos · Bangalore

Product Lead/ Manager- Individual Loans (done entire revamp of the product)
Owner- LOS, LMS for micro loans (redesigned entire LOS, improved it and made relevant changes in LMS), Collections softwares
Set-up Gold Loan vertical for the Bank
Product Lead - Micro Loan Against Property, Micro-OD
Project Lead - Digitization of Loans (completely contactless loans for microfinance segment)
Project Lead - Cashless Repayment

Loan origination systemMicro loansCollections softwareProduct ManagementFinancial Services

Wipro technologies

Management Intern - Business Analytics

Apr 2017 – May 2017 · 1 mo · Hyderabad Area, India

Quality Team curation, classification and clustering of raw data; Quantitative & Qualitative analysis of various performance metrics
Established statistical relationships using Minitab tool, diagnosed pain points and proposed areas of improvement for future

Data analysisMinitab