May 2022 – Jan 2024 · 1 yr 8 mos · Bengaluru, Karnataka, India

• Build data warehouse / lake & analytics environment to collect, maintain and mine bank’s data
• Executing analytics strategy aligned towards optimizing revenue generation, predictive customer analytics, insights into customer behavior using advanced statistical analysis, data mining and data visualization techniques

Sep 2018 – Apr 2022 · 3 yrs 7 mos · Chennai

• Initiated analytics practice from ground up and delivered automated reporting, business intelligence, predictive analytics and solutions related to cross sell acquisition, improving customer engagement and controlling portfolio credit and fraud risk
• Driven analytics adoption across businesses through high engagement with business heads and their teams
• Owned the portfolio quality by execution of data driven strategies to arrest warning signals and recommended credit policy changes including credit scorecard validation and redevelopment
• Advocated loss mitigation and recovery management strategies. Also, alerted timely red flags to take corrective actions for aberrations or system failures
• Partnered with Fintech/ NBFC companies for sourcing & lending, assimilated credit underwriting policies balancing the interest of the bank and the co-lender

Mar 2015 – Aug 2018 · 3 yrs 5 mos · Chennai Area, India

• Leading the global analytics team, which provides marketing and product analytics/ insights across all business functions
• Driving automation and rationalization projects to increase efficiency, streamline operations and decrease expenses with limited resources

Aug 2008 – Feb 2015 · 6 yrs 6 mos · Chennai Area, India

• Lead the Business Analytics for Credit Cards wherein analytically reviewed the performance of cards portfolio across products, geography, customer segments and key business variables for pro-actively acting on strain areas
• Identified cross-sell/ up-sell prospects using detailed segmentation techniques
• Built a strong team from one to six members fostering both independence and a cohesive, productive team environment

Sep 2006 – Jul 2008 · 1 yr 10 mos · Chennai Area, India

• Engagement manager for fortune 50 banking clients related projects wherein managed project timelines, scoping, client communication, discussion and supervised documentation
• Designed, developed and assisted client in formulating and defining systems scope and objectives through research and fact-finding combined with understanding of business systems, business unit requirements, and industry requirements

Jan 2005 – Jan 2006 · 1 yr · Bengaluru Area, India

• Delivered client specific comparable Company Analysis across various industries viz. TMT, HCG, GIG etc.
• Relative Valuation – Computation of relevant ratios like EV/Sales, EV/EBITDA, P/E, PEG
• Precedent Transaction Analysis – Analyzing past Mergers & Acquisitions, Computation of Multiples, Pro forma Analysis

Jul 2004 – Oct 2005 · 1 yr 3 mos · Chennai Area, India

• Researched a number of banks, insurance, financial institutions, and asset management companies to prepare detailed reports/ pitch books
• Spearheaded a team of analysts in providing dedicated support for a US consulting firm. Involved in several short-term projects for US-based consultancy firms

Jul 2003 – Jun 2004 · 11 mos · Karaikkudi Area, India

• Complete ownership of operations, revenue targets and people responsibilities for ICICI Bank - Karaikudi Branch, Tamil Nadu