Simon Koci

CEO

United Kingdom9 yrs 5 mos experience
Highly Stable

Key Highlights

  • 40% reduction in cross-border payment costs.
  • 75% faster transaction speeds achieved.
  • 99.99% service uptime maintained.
Stackforce AI infers this person is a Fintech expert specializing in payment solutions and business development.

Contact

Skills

Core Skills

Payment SolutionsFintechSales And MarketingBusiness DevelopmentMarketingContent StrategySales ManagementSales

Other Skills

3D Secure ComplianceAPI DevelopmentAPI IntegrationAccount ManagementAcquirer ProcessingAdvertisingB2B MarketingBiometric TokenizationBrand DevelopmentBuilding RelationshipsCard ProcessingCard Program LaunchCold OutreachCompliance ManagementContent Creation

About

Transforming cross-border and B2B payments for financial institutions. My mission is to revolutionize how banks, e-money institutions, and payment providers handle transactions. I specialize in tackling the complex challenges of international transfers, verification processes, and SEPA instant payments. With deep expertise in fintech and core banking systems, I've helped numerous organizations streamline their operations and stay ahead in a rapidly evolving financial landscape. What I Do I connect financial institutions to cutting-edge payment solutions. Using our proprietary connectors to Visa, Mastercard, and the Central Bank of Lithuania, I enable seamless integration with global payment networks. This approach allows my clients to: - Reduce operational costs significantly - Speed up transaction processing times - Ensure full compliance with ISO 20022 standards Impact My work has led to remarkable outcomes for clients: - 40% reduction in cross-border payment processing costs - 75% faster transaction speeds - 100% compliance rate with new ISO 20022 requirements Let's Connect If you're looking to upgrade your payment systems, reduce costs, and stay compliant with the latest standards, let's talk. I'm always eager to discuss how we can tailor our solutions to meet your specific needs and help your institution thrive in the digital age of finance. Reach out to explore how we can work together to transform your payment processes and give your institution a competitive edge in the global financial market.

Experience

Decta

4 roles

Regional Director - CEE + Balkans

Oct 2025Present · 5 mos

  • DECTA is a global payment technology provider helping banks, fintechs, and EMIs launch and scale issuing, acquiring, and digital banking solutions — often in under 2 months.
  • You get:
  • Issuer Processing – Mastercard, Visa & UnionPay issuing with PSD2/SCA and 3D Secure 2.2.
  • Acquirer Processing – Merchant onboarding, authorization, settlements & fraud management.
  • White-Label Gateway – Branded, ready-to-launch online payment solution.
  • Digital Banking Platform – Cloud-based core banking with APIs for accounts, payments & compliance.
  • Key results and impact:
  • Reduced time-to-market from 12 months to 8 weeks through the Fintech Fast-Track Program.
  • Merge crypto and fiat rails for global transfers.
  • Maintained 99.99% service uptime and processed 1B+ payments annually.
Issuer ProcessingAcquirer ProcessingDigital Banking PlatformFraud ManagementAPI IntegrationPayment Solutions+1

Issuer processing - Provide cards to your customers

Oct 2025Present · 5 mos

  • A complete platform to launch and manage Mastercard, Visa, or UnionPay cards — fully PSD2 and 3D Secure 2.2 compliant.
  • What you can get:
  • Launch your card program in under 2 months.
  • Cut costs by up to 40% with automated workflows.
  • Offer biometric and instant wallet tokenization (Apple Pay, Google Pay, Samsung Pay).
  • Stay SCA-compliant with built-in 3D Secure 2.2.
  • Enjoy 99.99% uptime and effortless scalability.
  • Integrate easily with your core systems via open APIs.
  • Message me if you want to learn more here on Linkedin or at Simon.koci@decta.com
Card Program LaunchBiometric Tokenization3D Secure CompliancePayment SolutionsFintech

Acquirer processing

Oct 2025Present · 5 mos

  • DECTA enables banks, EMIs, and fintechs to accept payments globally with a unified acquiring platform covering merchant onboarding, authorization, settlements, chargebacks, and fraud management.
  • You get:
  • End-to-end acquiring — authorization, clearing, settlement & reporting.
  • 3D Secure 2.2 for PSD2/SCA compliance and reduced fraud.
  • Tokenized & omnichannel payments (POS, eCommerce, MOTO, recurring).
  • Automated merchant onboarding & rule-based fraud control.
  • PCI DSS–certified infrastructure with 99.99% uptime.
  • Impact:
  • Go-live in as little as 8 weeks.
  • Increased approval rates with intelligent routing.
  • Scalable API platform trusted by acquirers in 20+ countries.
Merchant OnboardingFraud ControlOmnichannel PaymentsPayment SolutionsFintech

White-label Payment gateway

Oct 2025Present · 5 mos

  • Offer your own branded payment gateway without the cost or complexity of building from scratch.
  • You get:
  • eCommerce payment gateway with 3D Secure 2.2 and full PSD2/SCA compliance.
  • Connects to major acquirers and 100+ APMs, wallets, and Open Banking providers.
  • Smart routing and cascading to boost approval rates.
  • Cloud-based and PCI DSS-certified with fully branded setup per client.
  • API-first platform with real-time reporting, recurring, MOTO, and tokenized payments.
  • Impact:
  • Launch a new payment gateway in under 6 weeks.
  • Cut development and compliance costs by up to 80%.
  • Scale globally with localized payment methods and acquirer connections.
Payment Gateway DevelopmentSmart RoutingAPI IntegrationPayment SolutionsFintech

Bankinglab

Head of Sales & Marketing

Feb 2025Oct 2025 · 8 mos · London Area, United Kingdom

  • BankingLab is a unified SaaS banking platform delivering full-stack digital banking—covering accounts, payments, card issuance, loans, and deposits—with API-driven web/mobile access, KYC/KYB onboarding, SEPA, and a Visa/Mastercard B2B cross-border payment connector.
  • Designed and implemented scalable go-to-market and lead generation processes.
  • Secured 36+ new partnerships and opened business with 30+ new accounts (EMIs & payment institutions).
  • Created four enterprise opportunities leading to proposals worth ~€140K ARR.
  • Generated 500+ lead magnet downloads in 2 months, converting into 25 inbound meetings.
  • Grew visibility to 1.4M organic LinkedIn views.
  • Inbound from B-2 level executives from Lloyds, Natwest,
Go-to-Market StrategyLead GenerationPartnership DevelopmentSales and MarketingBusiness Development

Dateio

3 roles

Commercial Director - Helping banks with UX

Promoted

Sep 2022Nov 2023 · 1 yr 2 mos

  • In 2022 we executed my strategy from 2021 and things started to pick up. Click to see more 👉🏻👇
  • ❇️ By 2023 we launched into production 18 new banks and fintech
  • Launched a new product: EcoTrack, a Carbon footprint calculator
  • 🔵 I was managing a team of 6 people across the whole sales process.
  • KPI Establishment:
  • Developed and implemented (KPIs) for tracking and evaluating the team's performance, leading to increased accountability and efficiency.
  • ✳️ Doubling the revenues every year.
  • ✳️ Increased average deal size by 45%
  • ✳️ Brought in €1m ARR
  • ➡️ Brought in clients such as Revolut, Bitpanda, Arab Bank, Swisscard, NBG, and many others.
  • Overseeing sales targets, budgets, and strategies, as well as establishing and monitoring KPIs for on-track performance.
Sales ManagementKPI DevelopmentRevenue GrowthBusiness Development

Head of Sales and Marketing

Aug 2020Sep 2022 · 2 yrs 1 mo

  • ✅ We finally got the full pipeline of the deals but there were 2 problems: A long sales cycle and scaling up the sales processes.
  • I mapped all the milestones from not finding the right company to launching the client into production and started to optimize every step of the way.
  • Let into:
  • ✳️ growth of 35% growth of no. of meetings.
  • 🔵Decrease average time to win deal from 14 months to 9 months (big deals)
  • Launched to production 2 new banks
  • Managing team of 1 marketing manager and 1 sales rep.
  • In order to stay in touch with potential clients without annoying follow-up emails, I created a marketing strategy.
  • 🔵 generated more than 2m views in a year
  • 🔵 One post brought 11 inbound leads
  • 🔵 48 Inbound meetings (not leads but meetings) in a year
  • In order to get to decision makers without a referral, I started to invite them to a Panel discussion as a speaker.
  • ❇️ 7 panel online panel discussions with biggest names like Revolut, Klarna, N26, Danske Bank, ABN Amro, and many more
  • ❇️ 3k registrants in total, 500 best panel, All organic
  • Designed entire new Website creation, Newsletter, Case studies, Blogposts, Promotional video - https://youtu.be/-fZM6E9Fcjk
Lead GenerationMarket ResearchCold OutreachSalesBusiness Development

Senior Sales Executive

Apr 2019Aug 2020 · 1 yr 4 mos

  • Dateio introduced a new spinoff service Tapix - a payment data enrichment API and needed it to introduce it to the European market.
  • Tapix was live in 2 banks in the Czech Republic at that time
  • There were 3 salespeople before me who failed to fill in the pipeline with relevant leads, close deals, or set up any lead generation processes.
  • My responsibility was to do exactly that.
  • I managed to
  • Identified target accounts across Europe
  • Test various propositions on different personas
  • Create a cold email and LinkedIn sequence - Sending out 2k emails a month
  • Generate meetings with 109 banks in 1 year including tier 1 and 2 banks as well as Neo/challenger banks

Mitto

Investor

Apr 2021Mar 2023 · 1 yr 11 mos

Everly.eu

Founder - sold

Jan 2019Jun 2024 · 5 yrs 5 mos

  • Everly.eu is a fintech online magazine oriented on innovative Challenger banks and fintech.
  • In 12 months we have reached 2M views on LinkedIn. Now we try to help get the same results to other fintech
Content CreationSocial Media MarketingBrand DevelopmentMarketingContent Strategy

Sentione

2 roles

Business Development Manager Cz&Sk

Oct 2017Apr 2019 · 1 yr 6 mos

  • Responsible for Czech and Slovakian market
  • Key customer acquisition - B2B, Saas
  • Developing and maintaining good business relations with customers
  • Sales budget preparation and implementation
  • Representing company on different events
  • Expo, E-shopista, E-shop summit and more
  • Achievements
  • After 4 months became leading Business Development Executive (BDE)

Business Development Executive

Oct 2017Mar 2018 · 5 mos

Iscte business school

Trainee at IBS Career Services

Oct 2015Jan 2016 · 3 mos · Lisabon a okolí, Portugalsko

  • Coordinator of ''Go Abroad Week'' - international job fair.
  • Approaching companies, organizations and embassies and inviting them to attend Go Abroad Week project.
  • Coordination of stakeholders
  • I have experience working as an event coordinator. I had to find, contact and take care of host speakers from embassies and organizations, such as Samsung, Google, Siemens, Deloitte and more. I believe that thanks to my proactiveness, strong communication skills, and good problem-solving ability, I have managed to secure the double amount of guest speakers than other coordinators.

European career institute

2 roles

Assistant of Human Resources Executive Search Consultant

Jan 2015Jun 2015 · 5 mos

  • o Recruitment and Selection
  • Interviews, Tests, Final reports
  • o Requalification courses
  • Giving lectures, Tests
  • o Project - Monitoring psychosocial risk and stress at workplace
  • I have experience in career development and recruitment and selection.
  • I was conducting interviews with candidates, testing them and writing final reports.

Specialist of EU projects

Oct 2014Dec 2014 · 2 mos

  • o Identification of options for financing projects from the Operational programmes and individual calls.
  • o Coordination of stakeholders (eg. grantor, suppliers, partners, etc.), and communication with them.
  • o Management of project schedule and routine control.
  • o Management of the project budget and its on-going review.
  • o Providing the required publicity outputs and project activities.
  • o Cooperation on the performance of the activities defined by the project application.
  • o Preparation of monitoring reports and preparation of payment requests.
  • o The management and archiving of documents.

Air navigation services of the czech republic

Internship

Jan 2010Jan 2011 · 1 yr

  • Monitoring of the stations and the development of
  • graduation works

Education

Nottingham Trent University

Master's degree — Entrepreneurship/International Business

Jan 2016Jan 2017

Iscte - Instituto Universitário de Lisboa

Master’s Degree — International management

Jan 2015Jan 2017

Czech University of Life Sciences Prague

Bachelor’s Degree — Economics and management

Jan 2011Jan 2015

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