Utpal Ravi

CEO

Bengaluru, Karnataka, India6 yrs 4 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led product strategy for a suite of lending solutions.
Developed a full-stack lending platform with integrated payment solutions.
Optimized customer repayment journeys for enhanced user experience.

Stackforce AI infers this person is a Fintech product manager with expertise in user experience and payment systems.

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Skills

Core Skills

Product StrategyStakeholder ManagementProduct ManagementPayment SystemsProduct AnalyticsUser Experience (ux)

Other Skills

Design ThinkingDigital MarketingFigma (Software)IBM SPSSJiraMarket ResearchMicrosoft Power BIMongoDBOperations ManagementProduct Lifecycle ManagementProduct MarketingProduct Road MappingPython (Programming Language)SQLSales & Marketing

About

Passionate, value-driven product manager with experience leading cross-functional teams to plan, build, launch and manage business solutions.

Experience

Jai kisan

4 roles

Associate Director - Product

Promoted

Jul 2025 – Present · 8 mos · Bengaluru, Karnataka, India

Promoted to a leadership role to steer the overarching product vision and strategy for Jai Kisan. I now drive the development and strategic alignment of our entire suite of lending solutions, encompassing underwriting, Accounts Receivable/Payable management, and the end-to-end lending lifecycle. My focus is on ensuring our product portfolio directly supports and accelerates our core business goals.

Product StrategyStakeholder Management

Senior Product Manager

Promoted

Apr 2024 – Jun 2025 · 1 yr 2 mos · Bengaluru, Karnataka, India

Building a full-stack lending platform with integrated payment solutions. Developing a transaction portal and Loan Management System for all lending products like supply chain financing, credit lines, BNPL, and co-lending. Creating in-house payment systems to manage high-volume transactions with real-time settlements, offering greater flexibility and control. Also working on repayment data orchestration for insights and early warnings.

Product ManagementPayment Systems

Product Manager 2

Apr 2023 – Sep 2024 · 1 yr 5 mos · Bengaluru, Karnataka, India

Working on optimising the repayment journey of the customers.

Product AnalyticsPayment SystemsProduct Lifecycle ManagementProduct Road MappingProduct StrategyStakeholder Management

Product Manager 1

Jun 2022 – Sep 2023 · 1 yr 3 mos · Bengaluru, Karnataka, India

We are building financial products for Bharat with an aim to change how money flows through the rural ecosystem.

Product AnalyticsMongoDBProduct Lifecycle ManagementMicrosoft Power BIUX ResearchUser Research+3

Armantec systems pvt ltd

Product Manager

Jul 2021 – Jun 2022 · 11 mos · Noida, Uttar Pradesh, India

Product AnalyticsProduct Lifecycle ManagementMicrosoft Power BIUX ResearchUser ResearchUser Experience (UX)+2

Infosys

Associate Consultant

May 2021 – Jul 2021 · 2 mos · Pune, Maharashtra, India

L&t technology services limited

Project Trainee

May 2020 – Jul 2020 · 2 mos

Growvation

Marketing Team Lead

Apr 2020 – Apr 2020 · 0 mo

2-weeks internship during the lockdown, where I was managing a sales & marketing team of 20 interns from a diverse background. It was a challenging yet exciting journey.