V

Vinod Pandey

CEO

Bengaluru, Karnataka, India29 yrs 3 mos experience
AI EnabledAI ML Practitioner

Key Highlights

  • Led modernization of UK’s lending platform.
  • Expert in architecting scalable cloud-native systems.
  • Proven track record in data-driven decision making.
Stackforce AI infers this person is a Fintech and Data Solutions Architect with extensive experience in cloud-native technologies.

Contact

Skills

Core Skills

Cloud ComputingSolution ArchitectureSoftware ArchitectureAgile Application DevelopmentData ArchitectureBusiness IntelligenceMicroservicesDevopsPerformance EngineeringData ProcessingData Pipeline DevelopmentUser EngagementE-commerce DevelopmentPlatform DesignE-commerce Platform RestructuringPerformance OptimizationApplication Re-engineeringBig Data SolutionsProof Of Concept Development

Other Skills

.NET CoreASP.NET Web APIAWSAmazon Web Services (AWS)AngularApache KafkaApache NiFiApache SparkArtificial Intelligence (AI)Big DataBusiness Objects Data IntegratorC#C++Cloud-native architectureCoding Experience

About

As part of the Lending Transformation team at OSBI (OSB Group), I’m contributing to one of the most ambitious modernization initiatives in the UK’s specialist lending sector — the development of a new cloud-native digital lending platform designed to replace legacy systems and power the next generation of customer and broker experiences. This multi-year strategic transformation involves building a greenfield infrastructure, integrating new core banking systems, and leveraging fintech partnerships to accelerate innovation. The platform’s architecture includes 14+ APIs enabling seamless data exchange across systems, driving automation, and improving decision-making speed. A key milestone of this journey has been the launch of Rely, OSB’s new buy-to-let lending brand, built entirely on the modern platform. Rely simplifies and streamlines the lending process for brokers and customers alike, offering faster onboarding, reduced data input, and a more intuitive user experience. Beyond technology, this transformation reflects a cultural evolution — moving from traditional, waterfall-based operations to an agile, data-driven model that places customers at the center. The goal is to enhance operational efficiency, scalability, and responsiveness, positioning OSB as a truly modern, cloud-native lender prepared for future growth. Previously, at Elivaas, I served as Lead Architect, where I spearheaded initiatives to enhance the second home ownership experience through innovative cloud-based technologies. I led projects leveraging Java Spring Boot, Node.js (NestJS), and AWS, delivering scalable, secure, and high-performing solutions. My focus on architecture evolution and engineering excellence helped strengthen our technical foundation and accelerate product delivery. Before that, as a Data Consultant, I provided strategic insights and developed business intelligence dashboards for global healthcare systems — directly influencing data quality measurement and governance. These experiences sharpened my expertise in data architecture, visualization, and pipeline management, which now guide my approach to building intelligent, data-driven platforms in financial services. Across every role, my passion lies in architecting scalable systems, modernizing legacy ecosystems, and bridging business strategy with engineering innovation. I’m driven by the opportunity to design technology that not only transforms operations but also creates meaningful, measurable impact for customers and organizations alike.

Experience

29 yrs 3 mos
Total Experience
2 yrs
Average Tenure
1 yr 4 mos
Current Experience

Osbindia private limited

Engineering

Jan 2025Present · 1 yr 4 mos · Bengaluru, Karnataka, India · Hybrid

  • Leading the Lending Transformation team at OSBI, driving the modernization of the bank’s lending platform through a cloud-native, API-driven architecture. Skilled in designing and implementing greenfield digital platforms, integrating core banking systems, and enabling seamless fintech partnerships. Experienced in Agile delivery, data-driven decision-making, and building scalable systems that enhance customer and broker experience while improving operational efficiency and time-to-market.
Spring BootDocker ProductsMortgage LendingMicrosoft AzureApache KafkaGraphQL+4

Elivaas

Lead Architect

Mar 2023Oct 2024 · 1 yr 7 mos · India · Hybrid

  • Making second home ownership rewarding and hassle free .
  • Tech used :Mix of Java Springboot , Node NestJs , CapRover , AWS , React , Flutter ,NestJs
Technology RoadmappingSoftware DevelopmentSoftware ArchitectureAgile Application DevelopmentApache KafkaProduct Service+34

Beamtree

Data Consultant

May 2021May 2022 · 1 yr · Delhi, India

  • The company enables hospitals to measure the quality of their health data, with almost all hospital admissions in Australia passing through the company’s systems. International clients include the Ireland Healthcare Pricing Office, the Singapore Ministry of Health and the Saudi Arabia Ministry of Health.
  • I provided insights and BI intelligence dashboards for consulting engagements and conducted analytical work for clients in Australia and internationally.
  • In leading a Senior Data Scientist and a Data Analyst, the scope of my role encompassed data governance, data warehouse, data pipeline, data visualisation, and designing and delivering the company’s data products.
  • Technologies used included R and Shiny package, ShinyProxy, Nginx, SQL, Docker, Ubuntu in AWS and PostgreSQL.
  • ACHIEVEMENTS
  • ♦ Through automation, elevated the quality & accelerated the production of bespoke reports that indicated whether hospitals were meeting Australian Coding Standards
  • ♦ Developed reports to demonstrate how hospital-acquired complications impacted hospital funding which enabled hospitals to understand how their practices influence their funding and their impact on patient health
  • ♦ Worked with Data Scientists and the Data Team to design and implement a report which provides an interactive summary of how changes to admissions codes impacted funding and how PKS data analysis tools facilitated such changes
  • ♦ Continued to expand the portal I had developed at Pavilion Health, a subsidiary of Pacific Knowledge Systems
Technology RoadmappingSoftware DevelopmentAgile Application DevelopmentApache KafkaProduct ServiceApache Spark+34

Tech anand rathi - arit

Vice President

Jan 2021May 2021 · 4 mos · Jodhpur, Rajasthan, India

  • As a practicing architect, I lead center of excellence (COE) in Microservices and Devops using cloud native technologies .
  • Leading a team of architects and developers to build product in finance and retail domain, using cloud native architecture . Specialties include architecting enterprise product vision, aligning right process, tools, skills to execute the vision, developing quick prototypes to validate ROI.
Technology RoadmappingSoftware DevelopmentAgile Application DevelopmentApache KafkaApache SparkSpring Boot+25

Cisco via gten

Performance Engineering @ CISCO

Apr 2020Mar 2021 · 11 mos · India · Remote

  • Working for developing a platform for data processing using java, python Django pandas numpy opencv pyspark .
Technology RoadmappingSoftware DevelopmentAgile Application DevelopmentApache KafkaApache SparkSpring Boot+20

Circles.life

Enterprise Architect

Dec 2019Apr 2020 · 4 mos · Singapore

  • Increased customer engagement through active introduction of the data pipe line using apache nifi and OpenSource frameworks and tools like Hadoop, Spark and Spring boot grpc
  • Spearheaded the in-house development of new BRM solution with OpenSource technologies including Spring boot; successfully upscaled the existing BRM solution
  • Provided direction on platform and technology selection, planning & implementing improved systems and services
  • Displayed leadership skills in distributed team building, strong technical skills, people management and timely delivery
Technology RoadmappingSoftware DevelopmentAgile Application DevelopmentApache KafkaApache SparkKubernetes+16

Tathastu

Principal Consultant

Jan 2019Nov 2019 · 10 mos

  • Contributed as an integral part of Golang based e-commerce platform for Tatastu.ai
  • Proactively worked on the design and development of a unified planform for Futures Group India to enable nearly 10 business entitles of future group to have the unified data platform serving multiple user experiences but using the data across businesses
  • Worked on multiple technologies including Golang as primary language and other technologies like spark ,scala ,nifi and Couchbase
Technology RoadmappingApache SparkStartupsMapReduceProject ManagementSolution Architecture+4

Tolexo online pvt. ltd.

Senior Technical Architect

Apr 2015Dec 2018 · 3 yrs 8 mos · India

  • Restructured existing platform from Magento based ecommerce platform to more scalable and fault tolerant platform based on node and Golang along with existing php search from magneto based search to elastic search
  • Steered rigorous efforts and reduced the response time of Product pages by a significant margin from >1 s to 200-400 ms; also reduced catalog and category pages response time from >2 second without caching to less
  • Led the development of a framework in Golang to enable development of micro services using the framework
  • Drove the optimization of node based application code and assessed published couple of custom node modules to public npm library for community usage
  • Proactively assisted the Internal Team for admin application based on node Angular and Golang
Technology RoadmappingWeb ApplicationsCoding ExperienceE-commerce Platform RestructuringPerformance Optimization

Cvent

Senior Architect

Mar 2014Apr 2015 · 1 yr 1 mo · Gurgaon, India

  • Steered initiatives aimed at effective management of performance engineering and re-engineering of existing event platform
  • Upscaled the application by re architecting the existing solution to enable the capability of catering to growing load without impacting the current business using distributed database for configuration
  • data and open source solutions .
  • Used a range of technologies including C#, DropWizrd, Couchbase, Jersey, SQLServer, MyBatis-Spring, Guavas, react.js, Jenkins, Octopus deploy dockrized build with maven.
Technology RoadmappingBig Data.NET CoreAngularStartupsASP.NET Web API+4

Xebia

2 roles

Big Data Hacker

Oct 2012Feb 2014 · 1 yr 4 mos

  • Various POC related to recommendation engine and Big data crunching .
Technology RoadmappingBig DataWeb ApplicationsCoding ExperienceBig Data SolutionsProof of Concept Development

Principal Consultant

Jun 2007Feb 2014 · 6 yrs 8 mos

  • Beachbody.com:
  • Coach network: The project involved activities including managing modifications and adding functionalities in the existing Multi-Level Marketing engine for fitness coaches. It further entailed refactoring of the mobile application for coach referral, making changes to the core engine and adding sign-up flows for the existing and new coaches/customers.
  • Ultimate Meal Planner: The activities here encompassed working on development of a meal planner where administrator(s) are enabled to define foods, recipes and meal plans which can be leveraged by user to get a meal plan as per their needs and taste using some business rules. Used some key technologies including Liferay 5.2, Spring portlet MVC, Mocito, SOLR, Rest WS, Jersey, HTML5, Git, Maven.
Web Applications

Godatadriven

Senior Consultant

Apr 2007Nov 2009 · 2 yrs 7 mos · On-site

  • Pub Project for PRORAIL Holland: The project aimed at replacing old displays at railway stations of Holland and enhance user experience by rendering accurate and appropriate information about train schedules to users .
  • Headed the development of Operator UI and led a team of 4 professionals for development and coordination of distributed teams across India and NL .
  • Used key technologies including Hibernate, Spring, Swing –(Swing Workers Group Layout ) WebLogic Flex, Maven, JUnit etc.
  • Social Networking Site for TBD: This project was a social networking site targeting the community of people over 40 years of age in US .
  • Led the design and development of several features like discussion groups, scrapbooks, profile, web alerts and email alerts, friend finder amongst others.
  • Used key technologies including Hibernate, Spring, spring MVC, DbUnit, Cobertura, Bamboo, JUnit, Amazon S3, Solr, Compass, YUI, Google Analytics.
  • Media and Social networking site for Coachclub France: This project was a site aimed at providing personalized exercise sessions for people and providing shopping fitness equipment and personal coaching etc.
  • Contributed as a Project Lead and led the design and development aspects. Managed activities including initial discussion, technology stack selection, methodology selection, setup of servers like SVN, Hudson and strategy for distributed development.
  • Used key technologies including Hibernate, Spring, spring MVC (Grails, Flex), DBunit, cobertura, Hudson, JUnit, Akamai, Xwiki.
Web Applications

Sopra steria

Team Lead

Nov 2006Mar 2007 · 4 mos

  • Pegasus Application for Barclays Bank: The project aimed at developing a business Internet banking application for Barclays bank UK using Java and Open Source technologies.
  • Headed the review of technical artifacts, application coding, development of test cases and team management.
  • Used key technologies including J2EE, Hibernate, Spring, WebWork, FreeMarker Template Language, CVS, Ant , Jetty, WebSphere, Fitnesse Fixture, ClearCase, Lucene, Ajax .
Web Applications

Sapient

Senior associate L2

Nov 2005Oct 2006 · 11 mos

  • Worked for Vodafone UK in the capacity of a Architect/Agile Mentor.
  • Led the team for development and testing of different stories of application.
  • Managed other important activities encompassing discussions, planning, coordination and more.
  • Used key technologies including Eclipse 3.1, JDK 1.5, MySQL, Linux,Spring, Hibernate.
C#Web Applications

Infogain

Senior Consultant

Jul 2002Oct 2005 · 3 yrs 3 mos

  • Broadvision Product: Broadvision Process was a web application that enabled user to transform expensive, front-end, people-intensive processes and collaborations into flexible, changeable, self-service processes. This could have been used as a standalone product or to complement other applications in Broadvision's integrated self-service suite.
  • Majorly assisted in localization, bug fixing and development of feature request for Broadvision .
  • Used key technologies including Solaris Server, JSP, WebLogic Workshop 8.1, JBoss, Ant, XDoclet, ClearCase, SQL Server, Informix , Db2, HP11I, Solaris, Eclipse .
  • Business Objects Data Integrator: Rendered proactive assistance in suggesting enhancements and feature requests for Business Objects Data Integrator (BODI) the (Extract Transform and Load ) ETL tool of Business Objects (BO) suite.
  • Majorly assisted in the development of RapidMart jobs, client interfaces, Graphical User Interface (GUI) enhancements and GUI test automation using Seague SILK.
  • Led the responsibility of other activities including application coding, testing and test automation.
  • Used key technologies including JSP, Servlet, JDBC, Oracle8i, LDAP, Siebel 6, WebLogic Server, ClearCase for version control, Solaris Server.
C#Web Applications

Hcl perot systems

Associate

Feb 2000Jun 2002 · 2 yrs 4 mos

  • Various External Interfaces for Union Bank of Switzerland Warburg (UBSW): This was an application in which the UBS systems interacted with the external systems through an interface (External System Interface) ESI, which translated & formatted the UBS format into the ESI specific format (XML standard) and sent the message, it also worked vice versa.
  • It picked up the external system specific format and translated into the UBS format and sent it back to UBS systems . The whole application was developed in Rational Rose/Visual Age for Java under the Operational Development Environment (ODE) developed by UBSW.
  • Used key technologies including Visual age For Java 3.0, Rational Rose, DB2 UDB, ClearCase and Windows NT.
Web Applications

Larsen & toubro

Planning Engineer

Jul 1995Feb 2000 · 4 yrs 7 mos

  • Started work in the capacity of a Planning Engineer.
  • Managed a range of works encompassing Contracts Management, Job Cost reports, ROCI reports, Cost Estimation and Fabrication, Erection of equipment for Steel and Cement Plants and MPCS reports.
C#

Education

Indian Institute of Science - IISc

Jun 2024Dec 2024

Institute of Engineering and Technology

B Tech — Mechanical

Jan 1991Jan 1995

GIC Almora

Jan 1986Jan 1991

CDAC

Advanced diploma in Computing

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