Vinod Pandey — CEO
As part of the Lending Transformation team at OSBI (OSB Group), I’m contributing to one of the most ambitious modernization initiatives in the UK’s specialist lending sector — the development of a new cloud-native digital lending platform designed to replace legacy systems and power the next generation of customer and broker experiences. This multi-year strategic transformation involves building a greenfield infrastructure, integrating new core banking systems, and leveraging fintech partnerships to accelerate innovation. The platform’s architecture includes 14+ APIs enabling seamless data exchange across systems, driving automation, and improving decision-making speed. A key milestone of this journey has been the launch of Rely, OSB’s new buy-to-let lending brand, built entirely on the modern platform. Rely simplifies and streamlines the lending process for brokers and customers alike, offering faster onboarding, reduced data input, and a more intuitive user experience. Beyond technology, this transformation reflects a cultural evolution — moving from traditional, waterfall-based operations to an agile, data-driven model that places customers at the center. The goal is to enhance operational efficiency, scalability, and responsiveness, positioning OSB as a truly modern, cloud-native lender prepared for future growth. Previously, at Elivaas, I served as Lead Architect, where I spearheaded initiatives to enhance the second home ownership experience through innovative cloud-based technologies. I led projects leveraging Java Spring Boot, Node.js (NestJS), and AWS, delivering scalable, secure, and high-performing solutions. My focus on architecture evolution and engineering excellence helped strengthen our technical foundation and accelerate product delivery. Before that, as a Data Consultant, I provided strategic insights and developed business intelligence dashboards for global healthcare systems — directly influencing data quality measurement and governance. These experiences sharpened my expertise in data architecture, visualization, and pipeline management, which now guide my approach to building intelligent, data-driven platforms in financial services. Across every role, my passion lies in architecting scalable systems, modernizing legacy ecosystems, and bridging business strategy with engineering innovation. I’m driven by the opportunity to design technology that not only transforms operations but also creates meaningful, measurable impact for customers and organizations alike.
Stackforce AI infers this person is a Fintech and Data Solutions Architect with extensive experience in cloud-native technologies.
Location: Bengaluru, Karnataka, India
Experience: 29 yrs 3 mos
Skills
- Cloud Computing
- Solution Architecture
- Software Architecture
- Agile Application Development
- Data Architecture
- Business Intelligence
- Microservices
- Devops
- Performance Engineering
- Data Processing
- Data Pipeline Development
- User Engagement
- E-commerce Development
- Platform Design
- E-commerce Platform Restructuring
Career Highlights
- Led modernization of UK’s lending platform.
- Expert in architecting scalable cloud-native systems.
- Proven track record in data-driven decision making.
Work Experience
OSBIndia Private Limited
Engineering (1 yr 4 mos)
Elivaas
Lead Architect (1 yr 7 mos)
Beamtree
Data Consultant (1 yr)
Tech Anand Rathi - ARIT
Vice President (4 mos)
Cisco Via GTEN
Performance Engineering @ CISCO (11 mos)
Circles.Life
Enterprise Architect (4 mos)
Tathastu
Principal Consultant (10 mos)
Tolexo Online Pvt. Ltd.
Senior Technical Architect (3 yrs 8 mos)
Cvent
Senior Architect (1 yr 1 mo)
Xebia
Big Data Hacker (1 yr 4 mos)
Principal Consultant (6 yrs 8 mos)
GoDataDriven
Senior Consultant (2 yrs 7 mos)
Sopra Steria
Team Lead (4 mos)
Sapient
Senior associate L2 (11 mos)
Infogain
Senior Consultant (3 yrs 3 mos)
HCL Perot Systems
Associate (2 yrs 4 mos)
Larsen & Toubro
Planning Engineer (4 yrs 7 mos)
Education
at Indian Institute of Science - IISc
B Tech at Institute of Engineering and Technology
at GIC Almora
Advanced diploma in Computing at CDAC