Joshy Varoky Francis — CTO
Chief Marketing Officer with 19 years of experience in Product based industry specializing in Banking, Fintech, and Regtech products. Over the years, have developed good knowledge of Product Framework, Low code/No code, Scalable and Secure architecture, and Microservices. I built the award-winning collection platform Collect.ezee grounds up and successfully implemented it for several banks and collection agencies in Australia and South East Asia. Prior to this, I built CCR products for Australian regulatory and used widely across banks and Click.ezee products for digital payment collection. Have deep expertise in the step-by-step process of building a world-class product from scratch and building high-performing teams. Have played an active role in the journey of startups to scale up and push the limits further each day to achieve the next target. Student of life, wish to learn things new and pick challenging roles and give my fullest.
Stackforce AI infers this person is a Fintech expert with strong product management and development skills.
Location: Chennai, Tamil Nadu, India
Experience: 21 yrs 1 mo
Skills
- Business Development
- Strategic Planning
- Go-to-market Strategy
- Customer Acquisition
- Product Management
- Global Product Management
- Full-stack Development
- Payment Gateways
- Project Management
- Vendor Management
- Customer Support
- Business Process Improvement
Career Highlights
- Built award-winning collection platform from scratch.
- Deep expertise in product development and team building.
- Led successful banking transformation projects.
Work Experience
Eleos Services, Inc.
Chief Technology Officer (2 yrs 5 mos)
Maxyfi
Chief Marketing Officer (2 yrs 9 mos)
Torro.ai
Chief Product Officer (3 yrs 7 mos)
Career Break
Career transition (2 mos)
Rapyd
Offshore Engineering Manager (1 yr)
ezee.ai
Senior Product Manager (4 yrs 10 mos)
Emirates NBD
iCore Project Manager and Application Architect (1 yr 11 mos)
Infosys Finacle
Senior Project Manager - Finacle Product Implementation (2 yrs 5 mos)
Functional Project Manager - Finacle Product (1 yr 2 mos)
Technology Lead - Finacle Product (1 yr 11 mos)
Technology Analyst - Finacle Product (2 yrs 4 mos)
Software Engineer & Senior Software Engineer - Finacle Product (2 yrs 10 mos)
Education
Bachelor of Engineering (BE) at University of Madras