Harsh Mittal — CEO
I am a seasoned technology and product leader with global experience across India, Singapore, the UK, and the USA, specializing in engineering excellence, product innovation, and digital transformation. In my current role as CPTO and Head of SpicePay at SpiceMoney, I drive digital payments innovation and lead large-scale technology initiatives focused on financial inclusion in rural India. Previously, I scaled startups like Yubi and Circles.Life to unicorn status, led engineering teams of 300+ professionals, and delivered globally impactful products like the Yubi Debt Marketplace, Circles X Telco OS, and Azure App Hosting Service. An IIT Computer Science graduate with a GMP from Harvard Business School, I bring a unique blend of technical depth and business acumen. With deep expertise in FinTech, particularly in payments and lending, I thrive on solving complex challenges, building high-performing teams, and delivering customer-focused innovation that drives measurable business impact.
Stackforce AI infers this person is a Fintech and Telecommunications leader with extensive experience in product management and digital transformation.
Location: Bengaluru, Karnataka, India
Experience: 23 yrs 9 mos
Skills
- Product Management
- Digital Transformation
- Data Analysis
- Engineering Management
- Team Building
- Platform Architecture
Career Highlights
- Led SpiceMoney to drive rural financial inclusion.
- Scaled Yubi to unicorn status with innovative debt solutions.
- Transformed Circles.Life into a fully digital telecom provider.
Work Experience
Spice Money
Chief Product & Technology Officer (CPTO) | Head of SpicePay (1 yr 2 mos)
Chief Product and Technology Officer (1 yr 3 mos)
Yubi
Chief Technology Officer (2 yrs 11 mos)
Meta
Engineering leader (9 mos)
Circles.Life
Head Of Engineering (1 yr 11 mos)
Jio
Head of Engineering Reliance Jio Financial Innovation Group (1 yr 3 mos)
Flipkart
Senior Engineering Manager (2 yrs 7 mos)
Microsoft
Product management (4 yrs 10 mos)
Product management (4 yrs)
Solidcore (later acquired by Intel)
Senior Software Engineer (7 mos)
Motorola
Software Engineer (2 yrs 5 mos)
Education
General Management Program at Harvard Business School
B-Tech at Indian Institute of Technology (Banaras Hindu University), Varanasi
Internship at National University of Singapore