Subham Sarkar

Business Development Executive

Kolkata, West Bengal, India3 yrs 8 mos experience

Key Highlights

  • Expert in credit risk analysis and underwriting.
  • Strong background in vendor management and financial analysis.
  • Passionate about markets and investment management.
Stackforce AI infers this person is a Credit Risk Analyst with expertise in Financial Services and Corporate Finance.

Contact

Skills

Core Skills

Credit UnderwritingFinancial AnalysisVendor ManagementEquity ResearchAccounting

Other Skills

Business AnalysisDirect TaxationFundamental AnalysisGoogle Data StudioMicrosoft ExcelMicrosoft Power BIMicrosoft PowerPointMicrosoft WordTechnical AnalysisTradingViewVendor AuditVendor Review

About

I analyze businesses, underwrite credit risk, take decisions on which businesses to fund and how much to fund and then present the Credit Approval Memo (CAM) to the top management. I also play a major role in maintaining a healthy credit portfolio for the bank *Currently working as a Credit Manager looking after business loans at Poonawalla Fincorp *Worked as a Credit Manager handling business loans at HDFC Bank * PGDM Finance, Praxis Business School (2020-22) * BBA Finance, Adamas University (2017-20) An ardent and lifelong finance aspirant and enthusiast who nurtures a keen interest in Markets, Investment Management, and other multiple areas of Corporate Finance.

Experience

Poonawalla fincorp

Credit Manager - Business Loans

Jan 2025Present · 1 yr 3 mos · Apeejay House_Park Street_Kolkata · On-site

Credit UnderwritingBusiness AnalysisFinancial Analysis

Hdfc bank

2 roles

Deputy Manager - Credit Underwriting - Business Loans

Jul 2023Dec 2024 · 1 yr 5 mos · On-site

  • Handled ticket sizes upto Rs 10 Crores.
  • Had also handled the entire vendor management activity including vendor billing, audit and review.
Credit UnderwritingVendor ManagementFinancial Analysis

Credit Manager - Business Loans - Executive Trainee

Jul 2022Jul 2023 · 1 yr · On-site

  • Underwriting of Unsecured Large Ticket and Small Ticket Business Loans, Dropline Overdrafts (BLDOD), Dukandar OD, Doctor Loans (SEPL) and Secured BL (FD Bridge & FD Backed)
Credit UnderwritingBusiness Analysis

Growth arrow company

Equity Research Analyst

May 2021Jul 2021 · 2 mos · Kolkata, West Bengal, India · Remote

  • Analysed stocks using a combination of various technical indicators & oscillators and took long/short calls.
Technical AnalysisFundamental AnalysisEquity Research

Omnibus management services pvt. ltd

Accounts & Admin Intern

Jun 2019Jul 2019 · 1 mo · Kolkata, West Bengal, India · On-site

  • Worked in the functional domains of Direct Taxation, Accounting and MIS.
AccountingDirect Taxation

Education

Praxis Business School

Post Graduate Diploma In Management - PGDM — Finance

Jan 2020Jan 2022

Adamas University

Bachelor of Business Administration - BBA — Finance

Jan 2017Jan 2020

Auxilium Convent School, Barasat, Kolkata

ISC — 10+2 (Commerce)

Jan 2015Jan 2017

St. Claret School, Barrackpore, Kolkata

ICSE — 10th Standard

Jan 2005Jan 2015

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