swarnaprava Mishra — Operations Associate

✅ I have almost 6+ years of experience & Successfully promoted As a SME. Awarded as Memento & Most Valuable Player being best coordination.✅ Conventional/FHA/VA/mortgage loan with guidelines. ✅ Running AUS /LP/DU(Fannie Mae and Freddie Mac). ✅Certified in multiple mortgage process. ✅ Working on 4 C’s- Credit, Capacity, Capital and Collateral. ✅Calculate income & verify Assets (Self employment, Rental Income, wage earner, child support, Social security, IRA/Pension/Retirement income,). ✅Evaluate and calculate DTI, LTV, CLTV ,HCLTV,and credit score for each application. ✅Verifying all income documents (Paystub, W-2, WVOE, Bank Statement, VVOE,) ✅Evaluation of income from Tax return (1040,1120,1120S,4506-T/C). ✅Knowledge of US mortgage closing document, title document, underwriting document and appraisal document.

Stackforce AI infers this person is a Mortgage and Financial Services expert with strong underwriting and credit analysis skills.

Location: Gurgaon, Haryana, India

Experience: 12 yrs 8 mos