Jan 2021 – Dec 2021 · 11 mos

• Building payment and banking products

Nov 2018 – Jan 2021 · 2 yrs 2 mos · Mumbai, Maharashtra, India

• Designed the LOS (Loan origination System) and introduced various APIs for automating underwriting
• Built and implemented a supervised learning algorithm for underwriting to accept/reject 60% of small ticket cases - reducing TAT
• Lead the government Emergency Credit Scheme for MSMEs centrally
• Launched GST based lead sourcing and screening mechanism to reduce DSA dependence
• Designed unsecured lending product for existing customers disbursed in 3 days compared to 3 week TAT

Jul 2017 – Oct 2018 · 1 yr 3 mos · Mumbai Area, India

• Tracking the BFSI sector, with specific focus on General and Life Insurance companies and IPO listings
• Designed the model & finalized valuation methodology for the General Insurance and Reinsurance sector
• Analysing sectoral new developments like FinTech, Blockchain technology & Indian Bankruptcy Code
• Meeting top management and attending conferences for strategic direction and fundamental analysis
• Handling Monthly Sales communication, Annual distributor conference and Press briefing for Equity MFs

Jul 2016 – Jun 2017 · 11 mos · Mumbai

• Stint 1 - Mortgage Team, Aditya Birla Finance Ltd., Mumbai
• Designed the new Sales Incentive Program to increase retail penetration, direct sales and yield of the book
• Implemented pre-closure process to reduce TAT from 3 months to 14 days & built priority status tracker
• Devised a Status decision matrix to algorithmically separate responsibility and de-layer the process
• Stint 2 - B2B ECommerce, Pantaloons, Mumbai
• Set up IT enabled Amazon Sellerflex Warehouse and palletized Old Stock Sorting facility of 20000 sqft.
• Drafted SS17 Joint Business Plan with existing partners – on sales targets, inventory, visibility and profits
• Evaluated Amazon.com international sales strategy and its impact on incremental sales and profitability
• Streamlined and the Catalogue and Banner Shoots for the AW17 collection and optimized its productivity
• Stint 3 - Business Development, Pulp and Fibre, Grasim, Mumbai
• Formulated long term strategy to increase TPD consumption of viscose for the most attractive categories
• Evaluated decision makers in the textile value chain & suggested methods to influence their viscose usage
• Developed target customer list, Standardized sales kit & checklist and developed client incentive for LIVA

Apr 2015 – May 2015 · 1 mo · Bangalore

• Worked live projects with Financial Sponsors Group - EMEA, learning dynamics of private placements
• Learnt various aspects of a pitch book creation, different valuation techniques of firms, and excel modelling

May 2013 – Jul 2013 · 2 mos · Bangalore

• Design of front end and back end model for handling data for internal use.
• Development of an interactive user interface that facilitates data back-filling and abstraction.
• Participated in Community Team Works that involved painting the walls of an anganwadi for children of mining workers.

May 2012 – Jul 2012 · 2 mos · Vashi, Mumbai

• Design and Implementation of PLC and HMI logic
• Current technology of Blood Irradiators used for Cancer treatment all over India.