Dec 2022 – Sep 2023 · 9 mos · Gurugram, Haryana, India · On-site

• Liquidity management and reporting via interpreting the trends (events & drivers).
• Prepared and analyzed financial statements and notes, focusing on IFRS 9 oriented ECL stress and stage classification, as well as IFRS 15 reporting related to ECM and DCM deals.
• Citizen developer in Singapore team for HSBC’s initiative - Finance-on-the-cloud (FOTC), automating the working files and aligning them to the various systems.

Jun 2022 – Dec 2022 · 6 mos · Mumbai and Jaipur, India

• Entrusted with the Investment Leg of the Treasury function with focus towards overall Liquidity Management and Fixed Income Market with line reporting to the org. ALCO members.
• Syndicated with various market participants in order to diversify Investment portfolio viz. AIF, NCD, MLD, PTC, CP, Repo transactions in corporate debt securities etc.
• Able to generate a decent delta on the portfolio for the Q2 & Q3 FY'22-23 which in turn avoided negative funds carry even in rising Interest rate scenario.
• Devised an Investment policy org. wise in order to establish Internal Controls and to bring more transparency in ops.
• Owner of the dedicated platform for investments to streamline daily ops., reconciliation and reporting within the org. Devised it from scratch.

Jul 2019 – Mar 2022 · 2 yrs 8 mos · Dubai, United Arab Emirates

• Responsibilities/ Achievements includes-
• Responsible for managing the group accounting function and streamlined accounting system and analysis of
• financial data resulting in increasing the accuracy of
• forecasted revenue projections by 7%.
• Financial Planning and analysis of the company's present
• and future growth trajectory, preparation of consolidated/ combined MIS reports on a monthly basis, and submission to the stakeholders for timely decision making.
• CFO - Monthly commentary worksheet and executive
• summary along with presentation slides with computation of ratios in its annexing spreadsheet(s). Brought on board new platforms/ services like Pay-by-link, supply chain
• financing, VAT Tourist refund scheme etc.
• Data visualization through BI tools like Power BI, Tableau,
• etc. & preparation of various Dashboards for management analysis. Due to one of such analysis we adopted a cost improvisation technique under which all vehicles under fleet which had surpassed their economic life were sold gradually, thereby saving the annual vehicle maintenance cost by 1%.
• Communicated with various banks & FI's for Financial
• Facilities and brought a reputed bank on board with the
• cheapest pricing. Collaboration with the Treasury
• team on the development and strategizing of the
• funding requirement for OPEX/CAPEX.
• Administered Taxation, Auditing, Payroll, and Insurance
• compliance for the UAE chapter of the group, consisting
• of 9 divisions under my responsibility.
• Liaised with the FTA for removal of penalties imposed &
• ended up with immunity from those penalties & various
• reporting to MOE like ESR, CbCR, AML & CTF, etc.

Oct 2016 – Sep 2017 · 11 mos · Mumbai, Maharashtra, India

• I got a chance to work under two Departments viz. F&RR & MI&BF. My responsibilities include:
• Financial & Regulatory Reporting (F&RR) Team:-
• Preparation of Daily Balance sheet, Average Balance Sheet & Daily Variance Analysis of B/s Item having
• >$1Bn. variance by providing the breakup of Variance movement.
• Preparation of Daily Intercompany file providing therein the details of Movements in Nostros (&
• Overdrawn Vostros), Vostros (& Overdrawn Nostros), Summary of Various Assets & Liabilities between
• the various entities of the HSBC Plc. & HSBC Ltd. Hongkong respectively.
• Provision Reconciliation Statement for ensuring that all provisions entries recd. from various deptt's.
• has been passed by the end of the month against their proper cost centres/ GL A/c’s.
• Preparation of various Reports like ROR (Return on Operating Revenue), RAQ (Return on Assets
• Quality), ALE (Assets, Liabilities & Equity) Return for submission to the RBI (Monthly, Fortnightly &
• Quarterly).
• Preparation of Account Purpose Documents (APD's) consisting of the details of the various A/c’s like
• What is the nature/ type of the A/c’s? How are these A/c’s Reconciled & Substantiated? Their ageing
• analysis, How these A/c’s are closed? etc.
• Management Information & Business Finance (MI&BF) Team:-
• Here, I came to learn about the Macro Impacts of the various Businesses & Products of the Bank at
• the HBAP (HSBC Bank Asia Pacific) level i.e. at an Indian Bank Level.
• Major of my work was pertaining to the analysis of the different Products & Businesses, computation of
• various Ratios [like RoRWA (Return on Risk weighted Assets), RoFTE (Return over Full Time Employees),
• JAWS, CER (Cost efficiency Ratio)] & preparation of various reports (like Country Operating Results (COR),
• ExCO (Executive Committee) presentations, presentations for CFO on demand basis (like adhoc reports
• generated from HUB known as HMI & MI Actuals) & documents (like SNAPSHOTS), NIM (Net Interest
• Margin) Analysis etc.