Sagar Agarwal

Product Manager

Pune Camp, Maharashtra, India12 yrs 8 mos experience
Most Likely To Switch

Key Highlights

  • Expert in driving innovative payment solutions.
  • Strong focus on customer success and API integrations.
  • Proven track record in optimizing digital commerce experiences.
Stackforce AI infers this person is a Fintech Product Manager with expertise in payment solutions and customer experience.

Contact

Skills

Core Skills

Technical Product ManagementCustomer Experience

Other Skills

Anti-Money LaunderingApplication Programming InterfacesApplication SupportApplication Support ManagementApplication Support ServicesBankingBusiness AnalysisBusiness AnalyticsBusiness ConsultingBusiness RulesCSSCardsCascading Style Sheets (CSS)ConfluenceConsumer Internet

About

As a Product Manager at Mastercard, I specialize in driving innovative payment solutions across global payment gateways, with a strong focus on customer success, pre-sales consulting, and API integrations. My expertise spans across Issuing & Acquiring, B2B Payments, VAS, and Card Scheme Compliance, delivering end-to-end product solutions tailored to client needs. I partner closely with internal teams, clients, and third-party vendors to deliver seamless payment solutions that enhance customer experience (CX) and meet strategic business goals. With a deep understanding of the evolving payments landscape, I am committed to optimizing and streamlining digital commerce experiences for merchants and consumers alike. To support faster onboarding and product adoption, I also create technical product flow demo videos, helping customers grasp complex features quickly and effectively eliminating the need for lengthy documentation reviews. With a strong foundation in product solutioning, I help clients navigate complex payment integrations while driving adoption and maximizing operational efficiency. My passion for fintech and digital innovation drives my commitment to delivering cutting-edge solutions that support business growth and customer satisfaction.

Experience

Mastercard

Product Manager

Sep 2023Present · 2 yrs 6 mos · Pune, Maharashtra, India · Hybrid

  • As the Global Lead for Mastercard Payment Gateway Services (MPGS), I drive end-to-end product solutioning, enablement, and strategy execution for a secure, scalable payment platform powering digital commerce across regions. I serve as the bridge between business and technology, ensuring MPGS stays at the forefront of innovation, compliance, and client success.
  • 🔹 Responsibilities & Achievements:
  • Owned the post-sales success journey for key global clients, ensuring seamless onboarding, solution adoption, and ongoing performance optimization of MPGS.
  • Partnered closely with regional teams in both pre-sales and post-sales phases to translate complex merchant and partner requirements into tailored API-first solutions.
  • Led full-cycle implementation for enterprise merchants and acquirers, accelerating time-to-value through readiness assessments, enablement workshops, and hands-on integration support.
  • Delivered proactive client consultation and technical guidance to improve operational performance, adoption rates, and payment success metrics.
  • Drove MVP definitions, managed roadmap execution, and ensured cross-functional alignment across Product, Engineering, Compliance, and Commercial teams.
  • Led product demos, pilot engagements, and stakeholder education sessions to boost confidence and accelerate client usage of core MPGS capabilities.
  • Conducted regular business reviews and performance tracking with clients, enabling transparent communication and continuous improvement.
  • 🔹 Expertise Includes:
  • Payments Technology: Credit/Debit Card Processing, eCommerce, Tokenization, BNPL, Tap on Phone, Installment Plans, Recurring Billing, Transit Payments, and APMs.
  • Client Success & Strategy: Sanity checks for demand vs. capacity, roadmap planning, stakeholder alignment, and maximizing product-market fit.
  • Compliance & Risk Management: Deep involvement in scheme mandates, bulletin interpretation, and delivery of audit-ready, compliant product solutions.
Technical SpecsBusiness RulesCustomer ExperienceCardsTechnical Product ManagementWritten Communication+41

Pine labs

Module Lead

Apr 2021Sep 2023 · 2 yrs 5 mos · Noida, Uttar Pradesh, India · Remote

  • I lead the Integration and Production Support team, overseeing end-to-end onboarding, enablement, and post-integration success of merchants across a wide range of digital payment solutions. I serve as a key point of contact between technology, product, and client teams to ensure seamless deployment and optimal performance of our payment stack.
  • 🔹 Key Responsibilities & Highlights:
  • Lead client onboarding through development, QA, and integration of the Pine Labs Payment Gateway and API stack.
  • Provide strategic guidance to merchants for adoption of Pine Labs’ online payment products, including Payouts, Subscriptions, Tokenization, Brand EMI, Cards, UPI, Wallets, Net Banking, and BNPL.
  • Translate merchant requirements into technical solutions by collaborating with internal product/tech teams and third-party providers.
  • Own the scalability and performance of payment systems, coordinating with infrastructure and engineering stakeholders.
  • Drive external stakeholder alignment to ensure smooth integration, process adherence, and delivery of committed scope.
  • Audit and continuously enhance customer experience by benchmarking against industry standards and competitive offerings.
  • Conduct QA testing, validate APIs against acceptance criteria, and ensure robust payment performance across touchpoints.
  • Troubleshoot production issues, analyze transaction data to identify root causes, and implement lasting solutions.
  • Create detailed BRDs, API documentation, training guides, and integration references to support implementation and support teams.
  • Optimize payment success rates by identifying and resolving friction points in the payment flow.
  • Act as a liaison between business and tech teams, facilitating weekly syncs to track milestones, unblock bottlenecks, and align on delivery goals.
Technical SpecsBusiness RulesCustomer ExperienceCardsTechnical Product ManagementWritten Communication+38

Payu

Senior Software Engineer

Nov 2019Apr 2021 · 1 yr 5 mos · Gurugram, Haryana, India · On-site

  • I played a key role in supporting merchants through the end-to-end integration and optimization of our payment gateway and digital payment solutions. As part of the technical delivery team, I worked closely with internal stakeholders and external clients to ensure smooth implementation, quality assurance, and ongoing support across multiple payment stacks.
  • 🔹 Key Responsibilities & Contributions:
  • Guided clients through the full lifecycle of payment gateway and API integration—including development, QA, and deployment phases.
  • Supported merchant adoption of PayU’s online payment products and offered hands-on assistance for features like tokenization, UPI, wallets, credit/debit cards, net banking, and more.
  • Collaborated with tech and product teams to translate business requirements into technical features and enhancements.
  • Led quality assurance efforts, validating newly developed solutions against functional specs and acceptance criteria.
  • Authored and maintained comprehensive documentation, including Business Requirement Documents (BRDs), test cases, training materials, and developer guides.
  • Acted as a key escalation point for technical issues raised via Zendesk, ensuring timely ticket resolution in line with internal SLAs.
  • Performed root cause analysis (RCA) for production and UAT issues, coordinating with engineering to resolve bugs, optimize flows, and improve customer experience.
  • Analyzed merchant transaction data to debug failed transactions, optimize success rates, and recommend improvements to payment flow logic.
  • Collaborated on merchant-specific initiatives, providing customized integration support and consulting.
  • Actively worked with JIRA for project tracking, sprint planning, and issue management.
  • Led weekly syncs with internal stakeholders and developers to review technical challenges, prioritize issue resolution, and align on timelines.
Technical SpecsCustomer ExperienceCardsTechnical Product ManagementWritten CommunicationInterpersonal Communication+35

Stigasoft

Application Support Analyst

Nov 2017Nov 2019 · 2 yrs · Gurugram, Haryana, India · On-site

  • I was responsible for end-to-end web development and client implementation support, working on customized web modules, integration processes, and ongoing technical troubleshooting. I collaborated directly with clients to translate their needs into actionable deliverables and supported them throughout the implementation lifecycle.
  • 🔹 Key Responsibilities:
  • Developed and customized website modules based on client specifications using HTML5, CSS, PHP, SQL, and CMS tools like Drupal.
  • Acted as a bridge between clients and internal teams by translating business requirements into clear technical tasks.
  • Provided end-to-end assistance including domain registration, content uploading, site configuration, and product implementation.
  • Guided client integration teams through implementation processes and deliverables.
  • Supported clients via Zendesk, Jira, and live chat, resolving web development-related queries and technical issues promptly.
  • Managed website development and deployment using the Goshly Web Builder platform, ensuring performance, scalability, and quality.
  • Delivered proactive suggestions to clients for optimizing their web presence and achieving better business outcomes.
  • Provided QA testing, performance monitoring, and issue resolution support to ensure site functionality.
  • Worked with banks and payment gateway/acquirer partners, identifying and onboarding new payment solutions aligned with business needs.
  • Handled REST API integrations and used tools such as Postman for testing and validating endpoints.
  • 🔹 Tools & Technologies:
  • Zendesk | Jira | Confluence | Postman | Drupal | Goshly CMS | HTML5 | CSS | PHP | SQL | REST APIs | Windows | iOS | Android
  • 🔹 Key Projects:
  • Goshly Web Builder – Website hosting & customization platform
  • Metro.US – Web content and feature development for a major online news publisher
Technical SpecsCustomer ExperienceCardsTechnical Product ManagementWritten CommunicationHarmonization+21

Cheil india

Application Support Engineer

Jun 2016Jul 2017 · 1 yr 1 mo · Gurugram, Haryana, India

  • As part of the Samsung digital operations team at Cheil India, I was responsible for delivering top-tier customer support, analyzing market data, and coordinating across global teams to improve product experiences and customer satisfaction.
  • 🔹 Key Responsibilities:
  • Provided real-time support to Samsung customers via live chat and email, resolving queries related to product features, purchases, billing, and technical issues.
  • Handled ticket and incident management, including application monitoring, escalations, and ensuring timely resolution of customer concerns.
  • Tracked and analyzed weekly sales trends and competitor strengths using data from social media platforms like Facebook and Twitter, generating reports with R language.
  • Collaborated with internal Samsung teams and external partners such as Flipkart, Amazon, Paytm, Snapdeal, and Warner Media, ensuring consistent communication and alignment.
  • Monitored customer feedback across online retail platforms and relayed critical issues to the Samsung technical team to inform future product improvements.
  • Acted as a liaison between developers, project managers, and business stakeholders to align technical execution with business needs.
  • Proactively followed up on open tickets to ensure closure and high customer satisfaction.
  • Supported the customer journey through billing and payment issue resolution (including credit card, PayPal, and invoice transactions).
  • Contributed to achieving the highest customer satisfaction scores, supporting revenue growth and brand loyalty.
  • 🔹 Tools & Technologies:
  • LivePerson | Talisma | Postman | R Language | REST APIs | Windows OS
  • 🔹 Key Projects:
  • Samsung Web Chat Support – Flipkart & Other eCommerce Platforms
Technical SpecsCustomer ExperienceCardsTechnical Product ManagementWritten CommunicationHarmonization+21

Fis global services

Technical Team Member

Mar 2015Jun 2016 · 1 yr 3 mos · Gurgaon, India

  • Client Support & Product Enablement Specialist | FIS Global
  • Vodafone UK & O2 UK Process
  • At FIS, I worked in a client-facing role supporting telecom service providers like Vodafone UK and O2 UK. My responsibilities involved delivering high-quality customer support, mentoring new team members, and collaborating with internal technical teams to provide tailored solutions aligned with client needs.
  • 🔹 Key Responsibilities:
  • Interacted directly with clients to gather and understand business requirements, and collaborated with technical teams to deliver customized, solution-oriented support.
  • Handled customer escalations via chat and email related to billing, technical issues, and value-added services (VAS) for Vodafone UK and O2 UK customers.
  • Promoted and educated customers on new technology products and services, enhancing user engagement and adoption.
  • Acted as a mentor for new joiners (OJT and confirmed team members), guiding them through production training and assisting with live query resolution.
  • Worked closely with training managers to introduce emerging technologies, and conducted live chat monitoring to ensure service quality and performance standards.
  • Collaborated with internal stakeholders and third-party vendors to ensure the timely and smooth execution of support projects.
  • Demonstrated the ability to work independently with minimal supervision, while contributing effectively within a team setting.
  • 🔹 Key Skills:
  • Customer Escalation Handling | Web Chat Support | Technical Product Enablement | Telecom Billing Systems | VAS Support | Mentorship & Training | Customer Experience (CX) | Product Education | Team Collaboration | Project Coordination | Creative Problem Solving
Technical SpecsCustomer ExperienceCardsTechnical Product ManagementWritten CommunicationPayment Gateways+13

Ads services

Technical Support Engineer

Dec 2012Nov 2014 · 1 yr 11 mos · Delhi, India

  • Researching, diagnosing & troubleshooting issues regarding system through Live chat or Email.
  • Taking ownership of customer issues reported and seeing problems through to resolution
  • Working with customers/employees to identify computer problems and advising on the solution for the same.
  • Logging and keeping records of customer/employee queries
  • Updating self-help documents so customers/employees can try to fix problems themselves.
  • Conduct client interviews, high-level reviews, focus groups to derive and execute action plans, meet deadlines and follow industry standards & best practices
Technical SpecsCustomer ExperienceTechnical Product ManagementWritten CommunicationPayment GatewaysProduct Launch+6

Education

Amity University

Master of Computer Applications - MCA

Jan 2010Jan 2013

Doctor Bhim Rao Ambedkar University

BCA — Computer and Information Sciences and Support Services

Jan 2006Jan 2009

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