Sep 2017 – May 2019 · 1 yr 8 mos · Chennai Area, India

• Led the end-to-end delivery of Standard Chartered Group’s strategic and financial planning processes, including the 5-Year Strategic Plan, annual rolling forecasts, and restatements. Partnered closely with Group FP&A and global finance teams to ensure alignment with corporate objectives and governance standards.
• Key Responsibilities:
• Defined and implemented the Group’s planning roadmap, including process design, timelines, and governance frameworks.
• Orchestrated the planning cycle from initiation to Board-level submission, ensuring timely communication and issue escalation.
• Collaborated with Group, Regional, and Country CFOs to drive alignment and accountability across planning activities.
• Owned and monitored KPIs for the planning process, driving continuous improvement and process excellence.
• Led periodic reviews and renegotiations of Service Level Agreements to enhance performance and quality standards.
• Contributed to the global finance transformation agenda, supporting strategic initiatives and change management.
• Proactively identified and mitigated operational risks, ensuring compliance with the Group Code of Conduct and social responsibility agenda.
• Achievement:
• Streamlined the annual planning cycle, reducing turnaround time from 3 months to just 1 month, and digitized financial visuals using Tableau, significantly enhancing executive decision-making and planning agility.

Oct 2016 – Sep 2017 · 11 mos

• Supported governance and oversight of Bank of England and PRA stress testing processes, ensuring transparency, accountability, and regulatory compliance across cycles.
• Key Contributions:
• Developed high-level process maps and transparency flows to support future stress testing cycles, clarifying stakeholder roles, task ownership, timelines, and interdependencies.
• Facilitated key governance meetings, tracked related KPIs, and ensured alignment with regulatory expectations and internal control frameworks.

Jan 2013 – Oct 2016 · 3 yrs 9 mos

• Served as a core member of the Group Management Office supporting the Global Head of International Corporate Banking across Asia, Africa, the US, Europe, and the UAE. Focused on performance management, strategic planning, and cross-border business enablement.
• Key Contributions:
• Delivered high-quality, actionable insights across client segments, products, and geographies—covering financial and non-financial metrics such as income, capital, returns, and market penetration—to drive shareholder value.
• Supported the development and execution of regional strategies, including defining key success metrics and performance drivers.
• Led the planning process, ensuring alignment of budgets with strategic objectives across international markets.
• Enabled international corridor and cross-border client strategies through data-driven analysis and stakeholder collaboration.
• Contributed to global initiatives including RWA optimization, restructuring, and FTP model enhancements, aligning with the broader management agenda.

Oct 2010 – Dec 2012 · 2 yrs 2 mos

• Held a dual-role encompassing business performance management and strategic planning for Commercial Banking across UK and international markets. Acted as a trusted Finance Business Partner to senior leadership, delivering insights that shaped business decisions and growth strategies.
• A. Business Performance Management
• Partnered with Sales and Coverage teams to deliver accurate financial reporting and performance analysis across international business units.
• Prepared executive-level monthly reports and presentations for the CEO, highlighting key performance trends, wins, and areas of concern.
• Conducted deep-dive analysis to challenge business performance, support decision-making, and evaluate financial implications of strategic initiatives.
• Monitored actual vs. target performance, identifying key drivers and opportunities for improvement.
• Interpreted RWA, returns, and other critical business metrics to support growth and profitability.
• Built strong relationships with senior executives and local finance teams, influencing business strategy through data-driven insights.
• B. Strategy & Planning
• Provided strategic financial advice and planning support to Country Senior Executives.
• Ensured alignment of budgets with business objectives, supporting long-term planning and resource allocation.
• Reviewed and challenged financial aspects of business cases and new initiatives to ensure commercial viability and strategic fit.

Feb 2008 – Sep 2010 · 2 yrs 7 mos

• Led budgeting, financial analysis, capital planning, and audit coordination for the Commercial Banking segment, aligning financial strategy with business goals and market dynamics.
• Key Contributions:
• A. Budgeting & Planning
• Rolled out short- and long-term business plans across Commercial Banking segments.
• Developed forecasts aligned with market conditions and strategic objectives.
• B. Financial Analysis
• Monitored business performance against budgets and strategic targets, highlighting key variances to senior management.
• Identified corrective strategies to bridge performance gaps.
• Delivered monthly relationship manager scorecards covering revenue, assets, liabilities, NPAs, and client metrics.
• Ensured effective cost control (direct and allocated) and timely head office reporting.
• Managed income accounting in line with accounting standards and FTP policies.
• C. Capital Planning
• Optimized capital allocation through RWA relief strategies and portfolio repricing.
• Supported capital enhancement proposals to the Group Credit Committee.
• D. Audit & Compliance
• Coordinated with internal, statutory, tax, and group auditors to ensure audit readiness and compliance.

Mar 2006 – Feb 2008 · 1 yr 11 mos · Mumbai, India

• Led profitability reporting and financial performance analysis across products and client segments, supporting strategic decision-making for senior leadership.
• Key Contributions:
• Delivered detailed product profitability reporting across key segments including Transaction Banking, Lending, Mortgages, Deposits, Global Markets, and Services.
• Produced consolidated and individual client profitability reports across Consumer, Commercial, Trading, ALM, and Services segments.
• Measured and tracked performance against KPIs in alignment with budgetary targets.
• Ensured accurate application of Funds Transfer Pricing (FTP) to both product and client profitability models.
• Consolidated periodic financial results for UAE, Pakistan, and Group entities, supporting CFO and Country Office reporting requirements.

Jul 2004 – Mar 2006 · 1 yr 8 mos · Mumbai, India

• A. Finance Control
• Preparation of Balance Sheet & Profit & Loss Account with statutory disclosures
• Accounts reconciliation
• Reporting & Monitoring of Control Accounts viz. Other Assets & Liabilities including Suspense A/c, Clearing A/c, Claims Receivable, Advance for Expenses etc.
• Provisioning for Expense across 100 branches in India
• Analysis & Interpretation for Opening/ Replication of Accounts
• Liaison with Statutory Auditor & Due Diligence Auditor
• Co-ordination in preparation of Long form Audit Report (LFAR)
• Compilation of Report on Financial Conglomerates (identified by RBI) for IDBI Limited
• B. Taxation
• Preparation of Income Tax & Wealth Tax Return
• Calculation of Advance Tax.
• Preparation & Compiling reports for Income Tax Assessments
• Preparation of the Tax Audit report & Liaison with Tax auditor
• Service Tax matters

Apr 2003 – Jul 2004 · 1 yr 3 mos · Mumbai, India

• Led financial planning, business performance analysis, and strategic development initiatives to support growth and operational efficiency in the healthcare sector.
• Key Contributions:
• Managed budgeting, costing, and performance tracking across business units.
• Conducted capital expenditure planning and procurement analysis for equipment and consumables, including centralized purchasing strategies.
• Delivered comprehensive project feasibility studies using NPV, IRR, Payback, BEP, ROI, and sensitivity analysis to support investment decisions and business expansion.
• Supported strategic planning efforts including turnaround strategies, product viability assessments, and financial modeling for new product introductions and make-or-buy decisions.

Jul 1998 – Mar 2003 · 4 yrs 8 mos · Mumbai, India

• • Statutory Audit, Tax Audit, Company Law matters, Taxation (Client portfolio included companies, partnership firms and individuals)