Dhanashri R — Co-Founder
Generalist with Product Mindset | Enabling Financial Inclusion in India Senior leader with a proven track record of building and transforming large-scale financial businesses across banking, financial services, and fintech. A Computer Science engineer, postgraduate in management, and Harvard Business School alum, I combine deep digital acumen with strategic leadership to drive transformation, operational scalability, and profitable growth. Core • Full-cycle product management across loans, deposits, and investments • Digital transformation and platform-led financial services • Building scalable digital acquisition and distribution ecosystems • Operational efficiency, cost optimization, and growth strategy Impact • ₹300B+ loan assets under management scaled across retail lending portfolios • Built a ₹10B+ digital retail deposit franchise from the ground up • Turned around secured lending portfolios; grew mortgage assets to ₹45B • Reduced cost-to-income by 40% through operating model transformation • Cut customer acquisition cost by 50% via digital sourcing and partnerships • Transitioned distribution to 90% digital origination These outcomes were achieved by re-architecting operating models, building digital acquisition engines, and aligning product, technology, and distribution strategies to create scalable and profitable platforms. Beyond corporate leadership, I mentor startups and young innovators, advising on product innovation, go-to-market strategies, and execution excellence. Strong Advocate of Mental Health and Mindfulness. Art of Living Faculty.
Stackforce AI infers this person is a Fintech leader with expertise in digital transformation and product management.
Location: Mumbai, Maharashtra, India
Experience: 19 yrs 1 mo
Skills
- Strategic Leadership
- Product Management
- Digital Transformation
- Strategic Planning
Career Highlights
- Scaled ₹300B+ loan assets under management
- Built ₹10B+ digital retail deposit franchise
- Reduced cost-to-income by 40% through transformation
Work Experience
Ecofy
Head - Growth & Strategic Initiatives (Founder's Office) (1 yr 2 mos)
RBL Bank
Head - Digital Products, Platform, Acquisition (3 yrs 4 mos)
SMFG Grihashakti
Head - Product & Digital Initiatives (2 yrs 4 mos)
Edelweiss Financial Services Limited
Vice President | Strategy (1 yr 4 mos)
IIFL (India Infoline Group)
Senior Manager - Strategy - Special Projects (2 yrs 8 mos)
CRISIL Limited
Manager (3 yrs)
iFAST Corporation
Manager (3 yrs 6 mos)
ICICI Bank Ltd
Assistant Manager - Treasury Investments (1 yr 9 mos)
Education
Senior Executive Leadership Program 2025 at Harvard Business School
Master of Business Administration - MBA at SVKM's Narsee Monjee Institute of Management Studies (NMIMS)
Bachelor of Engineering - BE at Fr. Conceicao Rodrigues College of Engineering
Certified Financial Planner at Financial Planning Standards Board
