Iswarya Prakasachandran

Associate Consultant

Bengaluru, Karnataka, India4 yrs 9 mos experience

Highly Stable

Key Highlights

Proven expertise in AML and KYC compliance.
Strong background in risk management and fraud detection.
Experience in regulatory reporting and transaction monitoring.

Stackforce AI infers this person is a Risk and Compliance professional with a strong focus on Fintech.

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Skills

Core Skills

AmlRisk ManagementFinancial Risk ManagementProject Management

Other Skills

Analytical SkillsAnalyze InformationAnti-Money LaunderingAttention to DetailAutoCADBudgetingBusiness ValuationCADClient RelationsConstructionConstruction ManagementCredit AssessmentCustomer Due Diligence (CDD)Customer Identification Program (CIP)DCF Valuation

About

Risk and Compliance professional with 3 years of experience in due diligence (CDD & EDD), transaction monitoring, risk profiling, AML investigations, sanctions screening, regulatory reporting, dispute resolution, and chargeback management. Certified by the Indian Institute of Banking & Finance (IIBF) in AML & KYC.

Experience

Pwc india

Associate

Mar 2025 – Present · 1 yr

Open financial technologies

2 roles

Senior Risk Analyst

Promoted

Jul 2024 – Feb 2025 · 7 mos · Bengaluru, Karnataka, India

1. Application of Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) on merchant profiles in accordance with AML regulations
2. Transaction monitoring and filing of Suspicious Transaction Reports (STRs) to FIU-IND, ensuring compliance with regulatory standards
3. Development and optimization of transaction monitoring alerts to enhance fraud detection and AML compliance
4. Created SOP for the Team in regard to handling of processes and closely worked with implementation of FRM & KYC tool
5. Represented Open in RBI audits

Customer Due Diligence (CDD)Enhanced Due Diligence (EDD)Transaction MonitoringSuspicious Transaction Reports (STRs)Fraud DetectionRegulatory Compliance+4

Risk Analyst

Dec 2021 – Jul 2024 · 2 yrs 7 mos · Bengaluru, Karnataka, India

1. Monitored high-risk transactions to manage financial crimes
2. Conducted comprehensive risk profiling for merchant onboarding, ensuring alignment with KYC and CDD standards
3. Reduced Fraud to Sales (FTS) and Chargeback to Sales (CTS) ratios through effective dispute resolution
4. Performed sanction screening to ensure compliance with international regulatory standards

Risk ProfilingKYCFraud ManagementSanction ScreeningDispute ResolutionRisk Management+1

Vardhan consulting engineers

Project Finance Intern

Jul 2021 – Aug 2021 · 1 mo

Oyo

Transformation Lead

Jul 2019 – Jan 2020 · 6 mos · Bengaluru Area, India

1. Budgeting - Conducted audits of potential properties to arrive at the optimized budget for the requirements
2. Business Valuation & Forecasting - Analysed the financial statements to obtain revenue generated at the property and generated future cash flows during peak season & off-season
3. Financial Due Diligence - Analyzed the feasibility of on-boarding the project on the basis of valuation, forecasted revenue & budget required
4. Credit Assessment – Verified the hotelier’s credibility, history of cash flows & defaults
5. Financial Planning - Planned for the required budget from the owner/lease/firm as per the client’s requirement
6. Project Planning, Monitoring & Control - Monitored periodic progress of the works at property to ensure works were in accordance to timeline & budget
7. Stakeholder Management - Collaborated with internal & external stakeholders to ensure timely progress of works
9. Risk Management - Managed risk, investigated solutions & established project recovery plans.
10. Financial Risk Management - Strategies implemented to manage the financial risk of both the owner & firm in case of decreased revenue