Kailash Rathod

Director of Engineering

Singapore, Singapore20 yrs 9 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • 17+ years in Wealth Management and Banking Technology.
  • Led Digital Wealth Technology Transformation at Citi.
  • Expert in managing complex technology releases across multiple regions.
Stackforce AI infers this person is a Fintech expert with a strong focus on Wealth Management and Digital Transformation.

Contact

Skills

Core Skills

Wealth ManagementDigital TransformationProgram ManagementRelease ManagementOperations ManagementDigital InnovationInvestment SolutionsData ManagementSoftware DevelopmentApplication Management

Other Skills

Digital Wealth Technology TransformationStrategic PartnershipsTechnology InitiativesDigital SolutionsInvestment in New TechnologiesTechnology Release ManagementAgile DeliveryRisk MitigationProgram DeliveryImplementation PlanningWealth Management OperationsAsset ServicingTrade ReportingCash Flow ManagementAutomation

About

Self motivated Banking professional with 17+ years of experience in Wealth Management and Consumer Banking Operations & Technology. Aims to work in challenging environment that requires continuous upgrading and brings the best with high standards of services to clients. Currently working as Wealth Technology International Head of Service Management Provide strategic leadership in defining and executing Technology business plans aligned with enterprise goals. Collaborate cross-functionally across Technology, Infrastructure, Security, Risk, Finance, and HR to drive service reliability, workforce planning, and financial alignment. Lead internal communications, technical training, and vendor strategy to enhance organizational effectiveness. Ensure regulatory compliance (Reg W), resolve complex operational challenges, and apply deep knowledge of technology ecosystems to influence enterprise decisions. Fully accountable for team leadership, budgeting, and strategic planning, while leveraging strong analytical and communication skills to drive innovation, manage risk, and shape long-term technology strategy Previous experience includes Win in Wealth Platform, Product & Program Transformation Lead Led the Digital Wealth Technology Transformation aligned with Citi Global Wealth strategies by driving product and program innovation, fostering strategic partnerships across Consumer and Private Banking, and executing bold technology initiatives through adoption of digital solutions and investment in new technologies

Experience

Citi

6 roles

Director | Wealth Technology International

Promoted

Jan 2025Present · 1 yr 2 mos

Senior Vice President | Win in Wealth Transformation | Wealth Management Products and Platform

Jun 2021Jan 2025 · 3 yrs 7 mos

  • Provide strong leadership to drive the Digital Wealth Technology Transformation plan in line with the Citi Global Wealth Business strategies and objectives
  • Work with internal stakeholders across Consumer and Private Bank to develop strategic partnerships & drive growth by adopting digital technologies across the entire organization, recommending and executing bold technology initiatives, by acquiring new technologies and/or investing in new innovations
  • Lead Digital & Technology strategic and operational planning to support achievement of the business goals through the efficient delivery of end to end digital services and the delivery of innovative, commercially scalable solutions across Consumer and Private bank business
  • Lead the wealth transformation roadmap delivering on the objectives by forging internal and external alliances leapfrogging the competition through digital capabilities across Client Acquisition, Early Engagement, Traditional Investment, Alternate Investments, Capital Markets, Secured Lending and Wealth Workstation (Sales Pipeline, Productivity Management,  Prospect Management, Wealth Advisory), Custody and Operations journey by maintaining product backlog and ensuring technology capacity and financial outlook are at Plan Year-on-Year and ensuring capitalization ratio is achieved or maintained at plan, to reduce the P&L expense to Business
  • Integrate digital into all aspects of the Wealth business, from channels, product processors and data to the operating model, therein developing the Digital & Technology function that is aligned to overall Group business plans and strategies.
  • Collaborate with business units and enabling function to achieve the overall Citi Global Wealth technology transformation objectives for Wining in Wealth
  • Prioritize and control the project portfolio as they relate to the selection, acquisition, development, and installation of major information systems and services, closely aligned to the Business investment and budget plans
Digital Wealth Technology TransformationStrategic PartnershipsTechnology InitiativesDigital SolutionsInvestment in New TechnologiesWealth Management+1

Vice President | Sr. Technology Release Program Manager

Promoted

Aug 2017Jun 2021 · 3 yrs 10 mos

  • Implementation Lead –
  • Manage the complex technology Release for Asia and EMEA Consumer banking across 17 markets for Digital DIY Channels (internet banking , mobile banking), Traditional Retail Banking systems, Payments and Transfer systems, Wealth Management products , Cards & Fraud system , Branch Assisted Channels & API Open Banking partnership during the Monthly and Major release cycle with development size of 58K days of build quarter on quarter in an Agile and Sprint delivery framework.
  • Core responsibility includes managing and coordinating Program delivery and implementation risk mitigation with Project Managers, Business stakeholders, Application team, L3 support, Production management, Dev Ops, core Infrastructure teams to prepare and strategize the implementation plan and execution script, review and organize the system downtime and outages with Application and infrastructure teams to have zero to minimum outage plan with seamless customer experience during the big bank implementation. Execute and run a command center for the implementation to ensure timely release of mission critical channels like Citibank Online, Citi Mobile , IVR, Cards Authorization, ATM networks, Open Banking API partners, Remarkable Cards journey and Credit Initiation and Account Opening and Branch/ Agent services.
  • Track the critical issues on the release for sign off and Go/No Go decision.
  • Provide Senior management updates on the Release implementation progress to CIO, Application Heads, Country Business managers, Regional Business heads, Operation Heads and Operating Committee.
  • Scope and Project Governance -
  • Handle release governance and scope of strategic, run the bank, build the bank, journey projects, maintenance tickets and incident tickets by tracking the Sign off and exit criteria for UAT and conduct and review project and implementation risk and mitigation plan
Technology Release ManagementAgile DeliveryRisk MitigationProgram DeliveryImplementation PlanningProgram Management+1

Asst. Vice President | Wealth Management Operations | Regional Investment Operations

Jul 2016Aug 2017 · 1 yr 1 mo

  • Managing a highly motivated team for Wealth Management Business Operation with more than 1 Billion Asset under Management providing services to the clients and businesses on Asset Servicing, Trade Reporting , Trade Settlement , Trail Fees, Custody operations on funds and securities, Corporate Actions (Voluntary and Mandatory) servicing , Cash Flow Management(forecasting, payments and disbursement, receivables ), P&L for Buy/Sell Side for Consumer Banking Business in Australia, Singapore.
  • Managing operations and process for traditional and complex wealth management products such as Unit Trust, Fixed Income, Structured Products (Notes, ELA, ELI) & Capital Market Products - Debt/Bonds, Cash Equities, ETF, REITS, Warrants, Rights, Onshore and Offshore Markets.
  • Program Manager for Investment Operations products handling multiple projects with strategic business partners and introducing digital and automation innovation for Investment Operations and Custody Services.
  • Driving key operations initiatives and projects.
  • Featured Projects
  • Equity linked Account Automation, Portfolio Power Financing with Equities as Collateral, Single Custody of SGX stocks, Voluntary Corporate action digitalization on internet and mobile banking
  • (Team : 35 staff)
Wealth Management OperationsAsset ServicingTrade ReportingCash Flow ManagementDigital InnovationWealth Management+1

Manager | Wealth Management Operations | Regional Investment Operations

Nov 2013Jul 2016 · 2 yrs 8 mos

  • Managing Australia Fixed Income and Managed Fund Operations desk for Institutional and Retail clients providing services to such as Maintenance and Pricing, Trade Reporting and Reconciliation, Asset Servicing , Corporate Actions, Custody Operations and Paid Income distribution, Trade Settlement and
  • Transaction Proofing.
  • Manage the over sighting of team in Citicorp Services India Pvt ltd., MCA and Risk and Controls for the unit.
  • Driving key operations initiatives and projects.
  • Featured Projects
  • Rainbow Go to Common v2,
  • Bloomberg Market Data Automation, Automating Multi CCY Deposit as SOW for Investment, Equity linked Notes Automation, Corporate Action digitization and transformation
Fixed Income OperationsTrade ReportingCorporate ActionsCustody OperationsOperations ManagementWealth Management

Application Development & Deployment | Wealth Management | Investment Products

Jan 2008Nov 2013 · 5 yrs 10 mos

  • Application Development and Deployment lead for Unit Trust/ Mutual funds, Fixed Income and Equity Trading platform. Support the full life cycle of trading platform for Asia Pacific Consumer markets.
  • Provide end to end support right from Requirement gathering , solution design and engineering and complex cross product and platform full stack integration
  • Featured Projects like :
  • Rainbow Going to Common v1, Hong Kong Consumer Equities Rainbow, FIX 4.2 upgrade, Singapore IPB SGX market launch, Retail Distribution of Investment Products, Bloomberg Market data automation.
Application DevelopmentDeployment ManagementRequirement GatheringSolution DesignSoftware DevelopmentApplication Management

Capgemini

Consultant

May 2007Jan 2008 · 8 mos · Mumbai

  • Support General Motor Car Title Information System.
  • Manage Incidents, User Acceptance Testing and Production roll-out.

Accelya kale solutions limited

Senior Programmer Analyst

Jul 2005May 2007 · 1 yr 10 mos · Mumbai

  • Senior Programmer Analyst at Kale Consultants.
  • Converted a 2 tier CSP (tm) Cargo management system application to n-tier web application
  • Web-CSP (tm) by transforming the technical design and rule engine and migrated the client-server application developed on C++ to a java/jsp based application which can be hosted on intranet and web portals.
  • Perform QA check and support the defect management life cycle and User Acceptance Test.
  • Customized the Application based on the Business requirements.

Education

Ramrao Adik Institute of Technology

Bachelor's Degree — Computer Engineering

Jan 2002Jan 2005

Bombay Institute of Technology

Diploma — Computer Technology

Jan 1999Jan 2002

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