Ayush Data

AI Researcher

India9 yrs 2 mos experience

Key Highlights

  • Expert in data-driven decision modeling.
  • Proven track record in A/B testing and experimentation.
  • Strong foundation in exploratory data analysis and user insights.
Stackforce AI infers this person is a Fintech analytics expert with a strong focus on product strategy and user experience.

Contact

Skills

Core Skills

Product AnalyticsExperimentationData InfrastructureAdvanced AnalyticsUser ExperienceDecision AnalyticsMarket Research

Other Skills

Python (Programming Language)ExcelSQLStatistical ModelingA/B TestingData AnalysisPythonDatabricksMachine LearningGoogle AnalyticsTableauAdvanced ExcelR/RStudioMySQLMicrosoft Office

About

I am a Quant Decision Scientist at True Balance, working at the intersection of vector profiling, data science, and decision modeling to drive high-impact product and business outcomes in the B2C lending ecosystem. My work focuses on developing data-driven frameworks that optimize credit decisions, enhance risk understanding, and elevate user experience across the lending lifecycle. Previously at Angel One, I leveraged advanced analytics, experimentation, and statistical modeling to improve user journeys across trading and investing stacks. My experience at Housing.com and ZS Associates helped me build a strong foundation in exploratory data analysis (EDA), behavioral insights, SQL, Python, and dashboarding, transforming raw data into measurable business growth. Across my roles, I’ve worked on: User behavior modeling & vector profiling Risk and credit decisioning models Product analytics across high-scale B2C platforms Experimentation frameworks & funnel optimization Actionable insights for product, risk, and business teams I’m passionate about applying data science to solve complex problems, design smarter decision systems, and unlock scalable value in fintech. Always excited to collaborate on innovative projects that sit at the crossroads of analytics, modeling, and product strategy.

Experience

Balancehero india

Quant Decision Scientist

Sep 2025Present · 6 mos · Gurugram, Haryana, India · On-site

Angel one

Data Product Analytics

May 2024Sep 2025 · 1 yr 4 mos · Bengaluru, Karnataka, India

  • Product Analytics & Experimentation
  • Spearheaded 10+ A/B experiments (e.g., Orderpad CTA reordering, MPP toggle, Order preference flow), using t-
  • tests and chi-square methods, leading to ~12% increase in order submission rate and ~9% drop in failure triggers
  • post optimization
  • Developed an Excel-integrated statistical significance script, reducing dependence on third-party calculators and
  • cutting experiment analysis time by 60% across the analytics team
  • Automated tracking using dynamic Excel ranges & Python scripts, streamlining reporting for multiple tests and reducing manual effort by ~30 hours/month
  • Exploratory Data Analysis (EDA) & Insight Generation
  • Conducted funnel-based behavioral deep-dives on modules like Orderpad, MTF Journey, Stoploss Orders, and
  • Stock SIP, identifying drop-off points and enabling feature pivots—resulting in 8–10% conversion improvements
  • across journeys
  • Leveraged Sankey diagrams (Python + Plotly) to visualize multi-step user behavior across CTA actions
  • Data Infrastructure & Automation
  • Led instrumentation QA for XXXL modules like Set Exit, TSL, and Orderpad revamp—validated 100+ events and 200+ meta tags with QA/devs—ensured 100% tracking accuracy and prevented critical post-launch data gaps
  • Built a modular Python-based dimension validator for 2.1 event migration, aggregating valid meta-value combinations across modules—saved ~50+ analyst hours in QA
  • Automated Day-0 dashboards using Databricks cron jobs and Excel macros, enabling T+1 rollout insights and
  • rapid post-release feedback loops.
  • Strategic Metric Design & Business Impact
  • Co-owned definition and refinement of north star metrics (e.g., submission %, completion %, funding-to-order
  • conversion) with PMs; used historic benchmarking and funnel breakouts to drive prioritization of 10+ PEs.
  • Pre-sized PEs using behavioral backtesting, synthetic cohorts, and engagement forecasting —avoided misaligned feature launches and enhanced targeting decisions..
Python (Programming Language)ExcelSQLStatistical ModelingA/B TestingData Analysis+2

Housing.com

Advanced Analytics - Assistant Manager (UX / Product)

Nov 2022May 2024 · 1 yr 6 mos · Gurugram, Haryana, India

  • 1) Conducted in-depth data analysis (using SQL & Python) to identify trends and insights of
  • Frauds/scams happening on the platform, done feature engineering and closely worked in creating
  • ML models using these features, leading to a 90% decrease in monthly frauds.
  • 2) Further launched eKYC for users who seem to be less authentic on the basis of their digital
  • footprints (various API hits on different social media, e-commerce and other digital platforms) as a
  • pre-requisite action, stopped 75% of fraudsters from entering the platform
  • 3) Worked on CSAT, customer support tickets, OPs calling processes and derived action items through
  • the process, resulted in decreased resolution TAT, less number of support tickets and greater CSAT and better NPS score
  • 4) Launched and Increased the performance of a Self-Verification tool:
  • a. Helped in designing various screens of the tool (Figma), i.e. from Landing to verification done
  • b. Post launch of the tool, analysed funnel of the tool with the help of Google events analytics, in
  • order to find the gap and reason where and why users are dropping off from the funnel
  • c. Added various features and steps to enhance user experience - did various sensitivity analysis and A/B Testing to improve product
  • funnel conversion from 10% to 40%
  • d. Worked on adoption of new users as well, pro-actively sent customised campaigns (Whatsapp, SMS & App notifications) and targeting the right audience for campaigns, resulted in more number of users landed on SV tool
  • 5) Created & Automated a lot of of data flows and processes (BI Analytics):
  • a. Writing and reading spreadsheet data through database using Python in both Jupyter &
  • Databricks
  • b. Pulling out various data cuts and analysing data while doing RCA, sensitivity analysis, A/B
  • Testing etc in SQL and provided key insights to Stakeholders
  • c. Worked extensively on visualisation part of the data as well, created many TABLEAU
  • dashboards for respective stakeholders and tracking of important metrics
Python (Programming Language)SQLData AnalysisMachine LearningGoogle AnalyticsTableau+2

Zs

Decision Analytics Associate

May 2021Oct 2022 · 1 yr 5 mos · Gurugram, Haryana, India

  • 1) Led a multi-country primary market research study across various continents that entailed analyzing product perception and awareness, market potential, competitor landscape and performed driver analysis for a Fortune 500 company.
  • 2) Led a Go To Market and Market Map project for the new product launch including Market mix, Targeting & Tiering for HCPs by using SQL & Advanced excel to analyze secondary data and provide the most relevant customer for the new product launch.
  • 3) Worked on a Brand Analytics project in order to increase reach and engagement with the customers by using R/RStudio & Advanced excel to analyze secondary data and provide insights to optimize the marketing and promotion budget.
SQLAdvanced ExcelR/RStudioDecision AnalyticsMarket Research

Bajaj auto ltd

Area Service Manager

Dec 2020May 2021 · 5 mos · Varanasi, Uttar Pradesh, India

Sae nit kurukshetra

2 roles

President

May 2019Aug 2020 · 1 yr 3 mos

Marketing Coordinator

May 2018Aug 2020 · 2 yrs 3 mos

Musashi auto parts india pvt ltd

Summer Trainee

Jun 2018Jul 2018 · 1 mo · Bawal, Haryana

  • The project included the study of manufacturing of gears and the whole gearbox assembly of HONDA Amaze and other four wheelers.
  • 1) Assisted in the experimental analysis for finding the causes of rejections and poor quality of gears.
  • 2) Using the analysis, the quality of the products was improved leading to 15 % scrap reduction.

Team nitrox

Brakes & Transmission Engineer

Aug 2016Aug 2020 · 4 yrs · Kurukshetra

  • Designed Brakes for an All Terrain Vehicle , participating in BAJA SAE INDIA & BAJA SAE USA every year.
  • Custom built front caliper to reduce the over braking leading to 17% reduction in stopping distance.
  • Inboard brakes in rear braking-Reduction in unsprung mass.
  • Designed Brake Disc with proper simulation leading to 48% weight reduction.

Education

National Institute of Technology Kurukshetra

Bachelor of Technology - BTech — Mechanical Engineering

Jan 2016Jan 2020

Swami Uma Bharti Public School

High School

Jan 2010Jan 2016

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