RISHI KEDIA — Co-Founder

A Versatile Start up Expert and a Seasoned Business leader ( 19+ Yrs Experience ) with Strong business acumen towards “Indian Retail Lending” Domain. Deep Rooted Cross Functional Expertise cutting across “Risk Management” as well as “Business Growth & Scale”. Have been trained on Strong fundamentals around Indian SME lending and has been equally challenged with taking businesses from “Zero to One” across Multiple Start-ups in SME as well as Education financing Domain. I carry a flair for business with natural understanding around deeper facets of running a business. I Prefer to accept things more from a “First Principle” perspective as against a legacy approach. I have been fortunate enough to have over a decade of Experience across Large Banks and NBFC’s which helped me create a sound foundation of learning on retail lending and has been equally fortunate to be part of Indian Start Up Ecosystem since 2015 where I have built businesses from Scratch. I have been a board member of 2 of the NBFC’s ( one being Systematically Important NBFC ) with One being in Education financing and the other one being on the SME financing, which has helped me develop deeper understanding of running NBFC’s following strict guidelines of RBI Creating innovative Lending products and Problem Solving is something that keeps me excited and motivated. School Fee financing is one such product which I Ideated, launched, and scaled since year 2015. Founding “Neev finance” which is the First School Fee financing ( NBFC) in the Country is one such accomplishment I Cherish. Creating a balance between scale and risk is something that comes naturally to me and that has helped me develop as a business leader all this while. I am a strong believer of Technology and genuinely believes that Lending is going to see a paradigm shift in coming years. With Data becoming a commodity, the Information Asymmetry will reduce day by day. Underwriting will become more matured and less judgmental which will also make lending Institutions find more finer ways to compete with each other.

Stackforce AI infers this person is a Fintech expert with a strong focus on SME and education financing.

Location: Bengaluru, Karnataka, India

Experience: 21 yrs