Arnold Wirnsberger

CEO

Dubai, United Arab Emirates12 yrs 3 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Over 14 years in financial services sector.
  • Key role in building Wio Bank from inception.
  • Expert in digital banking and strategic initiatives.
Stackforce AI infers this person is a Fintech expert with extensive experience in digital banking and strategic growth initiatives.

Contact

Skills

Other Skills

Retail BankingBankingStakeholder ManagementBanking OperationsBusiness StrategyStrategic ConsultingManagement ConsultingFinancial AnalysisCustomer ExperienceDigital TransformationInsuranceMergers & AcquisitionsProject ManagementGermanConnected Insurance

About

šŸŒ With over 14 years of work experience in the financial services sector, I am a passionate leader and innovator in the field of digital banking. šŸš€ I am the Head of Strategy for Wio Bank, and I drive the development, communication and execution of strategic initiatives to achieve growth and maturity for the organisation. As I have been with Wio Bank since Day 1, I played a key role in building the bank from the ground up. šŸ« I hold certifications in insurance and fintech from the Chartered Insurance Institute London and Harvard Business School. In addition, I hold a double Master's degree from CEMS - The Global Alliance in Management education and a Bachelor of Science. šŸ My mission is to create positive impact through innovative and inclusive banking solutions to advance our society. I am humbled to be part of this diverse and dynamic team at Wio that shares my vision and values.

Experience

Austrian business council uae

Board Member

Jun 2025 – Present Ā· 9 mos Ā· Abu Dhabi, Abu Dhabi Emirate, United Arab Emirates Ā· Hybrid

Wio bank

4 roles

Head of Strategy

Jan 2024 – Present Ā· 2 yrs 2 mos

  • Acting - Jan 24 - Sept 24

Head of Embedded Finance

Jan 2024 – Jan 2025 Ā· 1 yr

Head of ESG

Promoted

Jul 2023 – Present Ā· 2 yrs 8 mos

Strategy Manager - CEO Office

Feb 2021 – Sep 2024 Ā· 3 yrs 7 mos

  • We built a new digital bank from the ground up!

Boston consulting group (bcg)

Senior Strategy Consultant

Jan 2020 – Feb 2021 Ā· 1 yr 1 mo Ā· Dubai, United Arab Emirates

  • Selected project experiences:
  • Supported a strategy redefinition for a leading regional Islamic bank
  • Developed an integrated people mobility strategy for a large-scale >$5B leisure and entertainment project: Led the end to end strategy development in collaboration with senior executive board members and country leaders
  • Shaped the set-up of operations functions of a new fully digital bank: Defined operations operating model for customer support, payments, credit, finance, risk, and compliance
  • Developed a market entry strategy to attract investments >$5B from Ultra High Net Worth Individuals: Led the strategy definition and alignment with senior executive board members and country leaders
  • Optimized the budget on cost and revenue side by >$5B as a response to Covid-19 for a federal government: Owned the quantitative analysis and design to identify short, medium, and long-term optimization initiatives
  • Supported a large scale operational transformation program in a regional federal government entity

Accenture

Manager - Digital Customer & Analytics - Financial Services

Jan 2016 – Jan 2020 Ā· 4 yrs Ā· London, United Kingdom

  • Strategy Manager evaluating a new Cloud based Enterprise Data Hub for a Tier 1 Commercial Insurer
  • Value and Vision Definition
  • Use Case Shaping (BI/MI, Advanced Analytics, Artificial Intelligence and Machine Learning)
  • Operating Model Design and Change Management
  • Strategy Manager setting up a new Enterprise Data Function in a UK Tier 1 Bank
  • Design and execution of setting up the service offering unlocking incoming demand
  • Definition and execution of propositions, processes, people and budgetary requirements including team oversight of internal and external resources
  • Workstream Manager setting up a group wide Big Data Lake (Ā£30m) enabling Big Data Analytics in a UK Tier 1 Bank (November 17 - February 19)
  • Design and execution of a new data sourcing strategy and target operating model
  • Evaluation and end-to-end IT implementation of a new strategic data transfer tool enabling a Ā£10m+ business case
  • Fully owned workstream responsibility including work definition, budget responsibility and team oversight of 20+ resources
  • Various roles in the course of an Operational Improvement Program in a Global Insurance Broker (March 16 - October 17)
  • Governance process design and execution for Panel and Facility agreements
  • Product value proposition development for Motor fleets
  • Global Affinity IT process model design and Sales pipeline tool design
  • Strategic Review Motor Business Germany
  • Streamlining client segmentation and client service tiering for the Western Europe Region
  • Onsite Cost reduction Opportunity Assessment Consultant, Switzerland, Ireland and Spain, as well as Marine Cargo/ Marine Hull Germany - Opportunity identification and validation, business case development and implementation
  • Global Target Operating Model Design for the COO function
  • Further selected activities:
  • Proposition Lead, bid support and team management Distribution & Marketing Insurance
  • Certified Mental Health Ally
  • Design Thinking
  • RISE Leadership programme

HorvƔth & partners management consultants

Consultant - Financial Industries - Banking

Jan 2014 – Jan 2016 Ā· 2 yrs Ā· Vienna, Austria

  • Project Exposure:
  • Corporate sales organisation optimisation in an Austrian high street bank - organisational structure, performance management, corporate culture, multi-channel sales strategy
  • Market study on top line opportunities on the Payment Market for an Austrian card issuer
  • IT process optimisation in an IT Retained Organisation in a publicly owned bad bank
  • Invoice receipt process digitisation in a banking IT servicing organisation - conceptual design to IT implementation
  • Project manager of a market study focused on evaluating top line opportunities in a public utilities management holding
  • Design and implementation of a new executive investment director role in a multibillion real estate management holding
  • Further selected activities:
  • Proposition development sales performance excellence in financial industries
  • Sales activities: project proposal development, sales pitches and presentations, study development and symposium organisation
  • Program management support and university recruiting activities
  • Organisational roll-out of a new internal IT collaboration platform and CRM system
  • Internal research database developmemt of Austrian banks, insurers and special financial services providers
  • Organisation of multiple internal office-wide team building events

Swiss re

IT Customer Relations - Reinsurance

Feb 2013 – Jun 2013 Ā· 4 mos Ā· Zürich Area, Switzerland

  • Multi-channel communication concept development with focus on customer experience for Swiss Re IT customer service:
  • Managed operational project execution in consultation with senior management team
  • Identified pain points by conducting structured employee interviews, role-out and statistical analysis of a survey on critical success factors of Swiss Re’s global internal employee social media platform
  • Mapped findings and developed measures for improvement through structured workshops and developed a roadmap for implementation

Allianz global investors

Information Technologies - Asset Management

Jun 2012 – Sep 2012 Ā· 3 mos Ā· Hong Kong

  • IT access management process optimisation for Allianz Global Investors Hong Kong:
  • Operational project execution in collaboration with project manager
  • Identified processual pain points by conducting employee interviews and revaluating of business user requirements
  • Developed detailed measures for improvement and a roadmap for implementation

Allianz

Controlling - General Insurance

Jul 2011 – Dec 2011 Ā· 5 mos Ā· Vienna, Austria

Infineon technologies

Factory Worker

May 2011 – Jul 2011 Ā· 2 mos Ā· Villach, Carinthia, Austria

  • Factory worker manufacturing microchips in the semi-conductor industry
  • Clean room standards

Unicredit bank austria ag

Group Financial Institutions - Corporate and Investment Banking

Aug 2010 – Aug 2010 Ā· 0 mo Ā· Vienna, Austria

Infineon technologies

3 roles

Factory Worker

Jun 2010 – Jul 2010 Ā· 1 mo Ā· Villach, Carinthia, Austria

  • Factory worker manufacturing microchips in the semi-conductor industry
  • Clean room standards

Factory Worker

Jun 2009 – Sep 2009 Ā· 3 mos Ā· Villach, Carinthia, Austria

  • Factory worker manufacturing microchips in the semi-conductor industry
  • Clean room standards

Factory Worker

Apr 2008 – Sep 2008 Ā· 5 mos Ā· Villach, Carinthia, Austria

  • Factory worker manufacturing microchips in the semi-conductor industry
  • Clean room standards

Ɩsterreichisches bundesheer (austrian armed forces)

Soldier

Sep 2007 – Mar 2008 Ā· 6 mos Ā· Villach, Carinthia, Austria

  • Mandatory military base education
  • Pioneer Bataillon - performing engineering and construction tasks

Carinthischer sommer classical music festival

2 roles

Event Support

Jul 2007 – Sep 2007 Ā· 2 mos Ā· Villach, Carinthia, Austria

  • - Support in preparation and execution of the classical music festival

Event Support

Jul 2006 – Sep 2006 Ā· 2 mos Ā· Villach, Carinthia, Austria

  • - Support in preparation and execution of the classical music festival

Fruhmann gesellschaft m.b.h.

Waiter

Jul 2004 – Sep 2004 Ā· 2 mos Ā· Villach, Carinthia, Austria

  • Support in serving food and drinks
  • My first summer job

Education

Harvard Business School

Certificate in Fintech

Oct 2021 – Dec 2021

Chartered Insurance Institute

Cert CII — Insurance

Jan 2017 – Jan 2018

CEMS - The Global Alliance in Management Education

Master in International Management (MIM CEMS) — International Management

Jan 2011 – Jan 2013

WU (Vienna University of Economics and Business)

Master of Science (MSc) — International Management / CEMS

Jan 2011 – Jan 2013

Graduate School of Management St. Petersburg State University

International Management / CEMS

Jan 2011 – Jan 2013

UniversitĆ  degli Studi di Milano-Bicocca

Exchange Semester — Applied Business Administration

Jan 2010 – Jan 2011

UniversitƤt Klagenfurt

Bachelor of Science (BSc.) — Applied Business Administration

Jan 2008 – Jan 2011

BHAK Villach

Matura (High School Diploma) — Business and Information Technology

Sep 2002 – Jun 2007

Public Elementary School - Gmünd - Carinthia

Jan 1998 – Jan 2002

Public Primary School - Gmünd - Carinthia

Jan 1994 – Jan 1998

Stackforce found 100+ more professionals with Retail Banking & Banking

Explore similar profiles based on matching skills and experience