Sachin Velaga — CTO

Technology leader driving engineering strategy, delivering high-impact platforms across AI, IoT, payments, and distributed systems. I have a passion for scaling complex products and building high-performing teams that solve real business challenges with smart technology. Currently, as VP Engineering at Krowd, I lead the design and execution of AI-powered customer engagement solutions for the hospitality sector. Our platforms connect financial institutions, merchants, and millions of cardholders—enabling seamless partnerships and helping top hospitality brands grow revenue and fill more seats. Krowd has expanded to serve 20M+ cardholders and partnered with loyalty giants like Amex, British Airways, Revolut, Curve, Airtime Rewards, and Lloyds. At Uvik Technologies, I built and launched India’s first PIN-on-Glass certified SoftPoS, bringing secure mobile payments to over 10,000 merchants and helping Uvik’s successful acquisition by Infibeam Avenues. Previously, I led IoT-driven innovation at Tiny Mart, deploying 400+ smart retail kiosks that redefined automation in unattended retail environments. I hold an M.Sc(Tech) in Information Systems from BITS Pilani and an IISc certification in AI & ML for Computational Data Science. My drive is fusing AI and systems engineering to tackle complex technical problems and create platforms that scale with business growth. Always eager to connect with fellow builders and innovators who are shaping the future of payments, commerce, and customer experience.

Stackforce AI infers this person is a Fintech and IoT expert with strong leadership in scalable technology solutions.

Location: Bengaluru, Karnataka, India

Experience: 15 yrs

Skills

Technical Leadership
Cloud Platforms & Infrastructure
Fintech Product Development
Technical Vision
Regulatory & Compliance Engineering
Secure Payment Processing
Iot
Machine Learning & Predictive Modeling
Full-stack Development

Career Highlights

Led AI-powered customer engagement solutions for 20M+ users.
Pioneered Asia’s first Pin-on-Glass certified SoftPoS.
Scaled fintech innovations leading to successful acquisition.

Work Experience

Krowd

VP of Engineering (2 yrs 4 mos)

Uvik Technologies

VP of Engineering (1 yr 7 mos)

Lead Architect (2 yrs 3 mos)

Tiny Mart

Lead Architect (2 yrs)

Krowd

Director of Engineering (3 yrs 8 mos)

Omuni (Arvind Internet)

Senior Software Developer (1 yr 3 mos)

Langoor

Software Developer (1 yr 8 mos)

20North / www.zansaar.com

Software Developer (9 mos)

Technip India Ltd. ( http://www.technipindia.com/)

Intern(Trainee) (5 mos)

Education

PG Certification at Indian Institute of Science (IISc)

Master of Science - MS at Birla Institute of Technology and Science, Pilani

at Delhi Public School

Sachin Velaga

CTO

Bengaluru, Karnataka, India15 yrs experience

Most Likely To SwitchAI ML Practitioner

Key Highlights

Led AI-powered customer engagement solutions for 20M+ users.
Pioneered Asia’s first Pin-on-Glass certified SoftPoS.
Scaled fintech innovations leading to successful acquisition.

Stackforce AI infers this person is a Fintech and IoT expert with strong leadership in scalable technology solutions.

Contact

Skills

Core Skills

Technical LeadershipCloud Platforms & InfrastructureFintech Product DevelopmentTechnical VisionRegulatory & Compliance EngineeringSecure Payment ProcessingIotMachine Learning & Predictive ModelingFull-stack Development

Other Skills

Software ArchitectureData Engineering & AnalyticsSystem Design & ScalabilityRegulatory & Compliance StrategyExecutive LeadershipBusiness-Technology AlignmentEmbedded Systems & Mobile PaymentsHigh-Throughput Transaction SystemsEdge Computing for Financial TransactionsTeam LeadershipDeployment AutomationMobile Application DevelopmentAPI DevelopmentCloud-Native ArchitecturePHP Frameworks

About

Experience

Krowd

VP of Engineering

Nov 2023 – Present · 2 yrs 4 mos · India · On-site

Krowd is a global fintech and hospitality platform that leverages AI and data-driven rewards to connect restaurants, banks, and loyalty programs with millions of high-value diners. The platform delivers personalized offers and seamless instant rewards, helping hospitality brands fill empty tables, increase customer engagement, and boost revenue—while ensuring zero upfront fees or complex integrations.
In my role as VP of Engineering, I lead the technology vision and execution behind Krowd’s platform and growth:
Driving technology strategy and execution to scale Krowd’s platform.
Enhancing transactional and rewards systems to improve customer engagement.
Leading integrations with financial partners, acquirers, and merchant networks.
Optimizing cloud infrastructure for performance, security, and scalability.
Collaborating across teams to deliver impactful and data-driven solutions.

Technical LeadershipSoftware ArchitectureCloud Platforms & InfrastructureData Engineering & AnalyticsSystem Design & Scalability

Uvik technologies

2 roles

VP of Engineering

Promoted

Apr 2023 – Nov 2024 · 1 yr 7 mos

Uvik Technologies is a leading fintech company specializing in contactless payments and SoftPoS solutions that empower SMEs and financial institutions to accept secure digital transactions with ease. The platform focuses on innovation in embedded payments, compliance, and scalable cloud infrastructure.
As VP of Engineering, I led the company’s technological transformation and product delivery, driving key fintech innovations from concept to nationwide deployment.
Leadership & Strategy:
Scaled fintech innovations from prototype to deployment across thousands of merchants.
Built and mentored a 30+ member engineering team across software, security, cloud, and compliance.
Defined the technical roadmap, driving a 10x increase in transaction volume.
Business & Impact:
Launched Asia’s first Pin-on-Glass certified SoftPoS, now powering 10,000+ merchants.
Expanded SME digital payments, achieving 40% YoY growth in contactless adoption.
Secured bank and issuer partnerships, integrating with CCavenue’s 1M+ merchant network.
Played a key role in Uvik’s acquisition by Infibeam Avenues, enhancing their fintech portfolio.

Fintech Product DevelopmentTechnical VisionRegulatory & Compliance StrategyExecutive LeadershipBusiness-Technology Alignment

Lead Architect

Dec 2020 – Mar 2023 · 2 yrs 3 mos

Key Responsibilities & Achievements:
Architected PCI-approved card acceptance solutions for COTS mobile devices.
Designed high-performance fintech infrastructure with reliability, security, and compliance.
Implemented cloud and edge processing, optimizing transaction speed and fraud detection.
Ensured global compliance with PCI DSS, EMV, and SoftPoS security standards.
Mentored and scaled an elite engineering team, fostering technical excellence.
Impact:
Led Asia’s first Pin-on-Glass certification for mobile-based SoftPoS payments.
Developed a globally compliant fintech solution, acquired by Infibeam Avenues Ltd.
Improved system performance and security, setting fintech industry benchmarks.

Secure Payment ProcessingEmbedded Systems & Mobile PaymentsHigh-Throughput Transaction SystemsRegulatory & Compliance EngineeringEdge Computing for Financial Transactions

Tiny mart

Lead Architect

Dec 2018 – Dec 2020 · 2 yrs · Bangalore

Architected technology solutions for automated last-mile retail through smart vending machines and stores
Managed network infrastructure for 400+ smart vending kiosks deployed across corporate offices and residential apartments in Bangalore
Led development of customer-facing mobile applications with intuitive UI/UX for seamless retail experience
Designed and implemented vending protocols optimized for reliability and real-time inventory management
Engineered hardware solutions for smart kiosks, including IoT sensors and control systems
Integrated multiple payment gateway solutions ensuring secure transaction processing
Developed comprehensive API framework enabling third-party integrations and system extensibility
Established robust cloud infrastructure and deployment pipelines for continuous delivery
Implemented monitoring systems for remote diagnostics and predictive maintenance
Orchestrated data analytics solutions for inventory optimization and consumer behavior insights

Team LeadershipTechnical VisionIoTEmbedded Systems & Mobile PaymentsCloud Platforms & InfrastructureDeployment Automation+2

Krowd

Director of Engineering

Apr 2015 – Dec 2018 · 3 yrs 8 mos · Bangalore Area, India · On-site

Led the development of full-stack solutions for large social networks, implemented advanced sentiment analysis, and developed NLP systems using Bayesian techniques.
Engineered H2O.AI solutions for Learning to Rank applications.
Built distributed computing infrastructure on AWS with custom clustering solutions.
Implemented data processing pipelines using Spark and Hadoop.

Team LeadershipTechnical VisionMachine Learning & Predictive ModelingCloud-Native ArchitectureFull-Stack Development

Omuni (arvind internet)

Senior Software Developer

Dec 2013 – Mar 2015 · 1 yr 3 mos · Bengaluru, Karnataka, India

Developed end-to-end customer cart checkout flow to enhance conversion rates.
Designed and implemented a comprehensive order management system for efficiency.
Established a scalable technical infrastructure and architecture for future growth.

PHP FrameworksMySQLFull-Stack Development

Langoor

Software Developer

Mar 2012 – Nov 2013 · 1 yr 8 mos · Bangalore

Developed versatile Enterprise Resource Planning product adaptable across multiple industries
Created customizable solutions for jewelry, retail, and e-commerce business models
Implemented modular architecture using PHP (CodeIgniter), MySQL, and responsive front-end

CodeIgniterMySQLjQueryCloud Platforms & Infrastructure

20north / www.zansaar.com

Software Developer

Jun 2011 – Mar 2012 · 9 mos · Bangalore

Developed an in-house ERP application supporting the e-commerce platform www.zansaar.com
Integrated comprehensive Supply Chain Management (SCM) and Customer Relationship Management (CRM) modules
Designed system architecture optimized for e-commerce operations in the Indian market
Implemented Amazon Product Advertising API for enhanced product visibility and marketing
Developed integration with eBay API to expand marketplace presence and cross-platform selling capabilities
Created automated workflows for inventory synchronization across multiple sales channels

PHPMySQLCloud Platforms & InfrastructurejQueryREST APIs

Technip india ltd. ( http://www.technipindia.com/)

Intern(Trainee)

Jul 2010 – Dec 2010 · 5 mos · Chennai

Developed a web-based Balanced Scorecard tool, transforming Excel-based performance tracking into an interactive platform using PHP 5.3, MySQL, and jQuery.
Streamlined organizational performance management by enabling managers to effectively monitor staff activities and outcomes in real-time.
Implemented comprehensive metrics visualization and reporting capabilities, enhancing data-driven decision making across the organization.

PHP FrameworksMySQLjQuery