Tony Moroney

Co-Founder

Dublin, Ireland27 yrs 1 mo experience
Most Likely To SwitchAI Enabled

Key Highlights

  • Top Voice in Digital Disruption and AI Ethics.
  • Advises global brands on digital transformation.
  • PhD candidate researching digital disruption.
Stackforce AI infers this person is a strategic advisor in Fintech and Digital Transformation.

Contact

Skills

Core Skills

Digital TransformationAiAi StrategyFinancial ServicesBankingRetail Banking

Other Skills

AI Operating ModelsCustomer Experience (CX)Digital DisruptionInnovationThink Tank InitiativesFinTech StrategyDigital LeadershipGenerative AIStrategyMortgagesTransformationCreditBusiness TransformationDigital DistributionManagement Consulting

About

I work at the intersection of strategy, foresight, and transformation, helping boards and senior leaders navigate the complexity of AI, digital disruption, and systemic change. My focus is on turning emerging technologies into strategic clarity—equipping decision-makers to act with confidence at the edge of disruption. As Principal at The Digital Explorer, I advise global brands on digital disruption, innovation, and board-level enablement. I also serve as Co-Founder and Managing Partner for EMEA at Access CX, where we help organisations design and operationalise world-class customer experiences through strategy, technology, and transformation. I write extensively on AI, governance, and enterprise transformation. My newsletter, The Digital Explorer Chronicles, is widely read by boards and C-suite leaders seeking independent foresight. Recognised as a Top Voice by LinkedIn and Thinkers360, and a Top 50 EMEA Thought Leader, I rank in the Top 10 for Digital Disruption, AI Ethics, and the Metaverse, and in the Top 25 for Digital Transformation, Agentic AI, Generative AI, and FinTech. Over the past 17 years, I have advised boards and executive teams across Europe, the Middle East, Asia, the Americas, and the Caribbean. My roles include Managing Director at Berkeley Research Group and directors at Grant Thornton UK LLP and Navigant Consulting. Before my advisory career, I held CEO and executive leadership roles in retail banking, mortgages, and investment management—firsthand experience that continues to shape my work on transformation challenges. I serve as Senator for Ireland at the World Business Angels Investment Forum (WBAF), affiliated with the G20’s Global Partnership for Financial Inclusion, and as a board member of the WBAF Global Science, Technology & Innovation Committee. I also co-founded the Digital Transformation Lab at Cork University Business School (UCC), a think tank focused on digital transformation. In executive education, I am a faculty member at the Institute of Bankers in Ireland, delivering programmes on digital disruption in financial services and fintech. Currently a PhD candidate researching board and executive understanding of digital disruption, I hold dual MBAs in Banking and General Management. I am a Chartered Director, Chartered Banker, and Chartered Marketer, and a Fellow of the Institute of Directors, the Institute of Banking, the Chartered Institute of Marketing, and the Marketing Institute of Ireland.

Experience

Access cx

Co-founder, Managing Partner, EMEA and Chief Digital Officer (CDO)

Jun 2024Present · 1 yr 9 mos · Miami, Florida, United States

  • Co-lead strategic advisory and next-gen managed services for global CX transformation.
  • Architect plug-and-play AI operating models across people, process, and technology.
  • Embed Human-First AI and Trustworthy AI frameworks into CX strategy.
  • Partner with enterprises to drive measurable outcomes in CX and operational efficiency.
  • For more information: https://accesscx.com/
Digital TransformationAI Operating ModelsCustomer Experience (CX)AI

World business angels investment forum (wbaf)

Senior Senator - Ireland

Jul 2023Present · 2 yrs 8 mos · Istanbul, Türkiye · Remote

  • Senator representing Ireland in the Grand Assembly of the World Business Angels Investment Forum.
  • As an affiliated partner of the G20 Global Partnership for Financial Inclusion (GPFI), the World Business Angels Investment Forum (WBAF) is committed to collaborating globally to empower the world's economic development. For more information: www.wbaforum.org/

Wbaf global science, technology and innovation committee

Board Member & President of the STI Emerging Tech and Cybersecurity Subcommittee

Jul 2023Present · 2 yrs 8 mos · Istanbul, Türkiye · Remote

  • Member of the Board of the Global Science, Technology and Innovation (STI) Committee. The STI is committed to connecting innovators with smart finance, creating a better environment for innovation, helping inventors commercialise their inventions, fostering the kind of creative thinking that leads to innovation by open learning and skill development, and accelerating technology transfer worldwide.

World smart cities economic development commission

Board Member

Jul 2023Present · 2 yrs 8 mos · Istanbul, Turkey · Remote

  • Member of the Board of the World Smart Cities Economic Development Commission. This commission's collaborative approach aims to have a multiplier effect in terms of enabling innovation and digital transformation, stimulating the digital economy, and supporting the global entrepreneurial ecosystem.

Digital transformation lab ie

Co-Founder & Secretary - The Digital Transformation Lab

May 2020Present · 5 yrs 10 mos · Cork, Ireland

  • The Digital Transformation Lab (DT-LAB) is an independent think-tank comprising like-minded individuals from academia, business, and consulting that are interested in generating, validating, and sharing best practices in Digital Transformation.
  • The DT-LAB is hosted and supported by Cork University Business School at University College Cork. For more information: www.dt-lab.ie
Digital TransformationThink Tank Initiatives

Beta digital

Founder & Managing Partner

Sep 2019Oct 2023 · 4 yrs 1 mo · Dublin & London

  • Founded Beta Digital as a specialist strategy and digital transformation advisory firm to empower boards and executives to bring about meaningful, transformational change in their business, culture and operating model and equips organisations with the skills and insights to compete in a dynamic and increasingly digitalised world.
Digital LeadershipGenerative AIDigital Transformation

Irish management institute

Programme Director - Digital Transformation & Member of the Associate Faculty

May 2019Dec 2025 · 6 yrs 7 mos · Dublin, Ireland

  • Programme Director for Digital Leadership. In addition to custom programmes, lectures on Generative AI, Digital Disruption, Organisational Transformation, and the Future of Financial Services.
  • IMI holds an AACSB accreditation, positioning it in the world's top 5% of business education providers. In the prestigious Financial Times Executive Education Global Business School rankings, IMI is ranked first in Ireland for quality of teaching.
  • For more information: www.imi.ie
Financial ServicesFinTech StrategyDigital Transformation

Berkeley research group llc

Managing Director - International Financial Services

Jan 2015Sep 2019 · 4 yrs 8 mos · London, United Kingdom

  • Leading financial services advisor for Board and C-level clients in Ireland, the UK, Europe, the Middle East, the USA, Latin America and the Caribbean on strategy, digital transformation, conduct risk and cyber security preparedness. In addition, principal liaison officer to law firms in Ireland for economic disputes, litigation and global investigations. BRG is a leading global strategic advisory and expert consulting firm. For more information: www.thinkbrg.com
StrategyDigital Transformation

Grant thornton uk llp

Director - Banking & Mortgages

Jul 2013Jan 2015 · 1 yr 6 mos · Finsbury Square, London

  • Lead advisor for the UK mortgage market and Account Director to a number of leading UK banks, building societies and mortgage companies. Grant Thornton is a leading independent audit, tax and advisory firm. For more information: www.grantthornton.co.uk

Iod chartered director network (ireland)

Chairman

Dec 2011Apr 2016 · 4 yrs 4 mos

  • The IoD Chartered Director Network represents the interests of Chartered Directors in Ireland.
  • Appointed Chair November 2014 having previously held the role of Nominations Officer
Financial ServicesDigital Transformation

Navigant

Director - Financial Services

Oct 2011Jun 2013 · 1 yr 8 mos · UK & Ireland

  • Focused on markets and clients facing transformational change across Banking, Insurance and Investment Management in the UK and Ireland. Navigant Consulting, Inc. (NYSE: NCI) was a specialised, global professional services firm and was listed on the S&P 600. It was acquired by Guidehouse in 2019. For more information: https://guidehouse.com/
BankingMortgages

Ifsc companies

Chartered Independent Non Executive Director and Chairman

Jan 2011Feb 2013 · 2 yrs 1 mo

  • Bridgeston Financial Limited
  • Camarck Financial Limited
  • Cirranger Financial Limited
  • Invictus Financial Limited
Financial ServicesTransformation

The digital explorer

Principal

Sep 2009Present · 16 yrs 6 mos · Dublin City, County Dublin, Ireland · Hybrid

  • Advise global boards and C-suites on AI strategy, digital disruption, and innovation.
  • Publish The Digital Explorer Chronicles, a top-performing newsletter on enterprise transformation.
  • Deliver keynote talks and executive education on strategy, digital transformation and FinTech.
  • Lead strategic research into board-level understanding of digital disruption (PhD focus).
  • For more information: www.digital-explorer.net
  • The Digital Explorer is a trading name of Saburai Consulting.
AI StrategyDigital DisruptionInnovationDigital Transformation

Saburai consulting

Founder & Managing Director

Sep 2009Present · 16 yrs 6 mos · Dublin & London

  • Saburai Consulting is a boutique Financial Services and FinTech strategic advisory firm. Our clients include established financial institutions evolving in the digital era, disruptive FinTech start-ups seeking to redefine the industry, and companies intent on revolutionising their business model through digital transformation.
  • For more information: www.saburaiconsulting.com

Ebs building society

2 roles

Director

Nov 2007Jun 2009 · 1 yr 7 mos

  • Appointed Managing Director of the Societys wholly owned trading subsidiary, Haven Mortgages Ltd, in November 2007 and in this capacity continued as a Board Director of EBS until June 2009.

Executive Director

Jul 2003Nov 2007 · 4 yrs 4 mos

  • Joined EBS in July 2003 and was appointed to the main Board June 2005 with executive responsibility for the EBS Membership Business (Retail Bank) which encompassed all the retail customer businesses in EBS including products (mortgages, savings, investments and insurance), channels, sales and marketing.
  • For more information: www.ebs.ie

Haven mortgages ltd

Chief Executive

Jul 2007Sep 2009 · 2 yrs 2 mos · Dublin

  • Established Haven as a green field retail credit firm in mid-2007; appointed Director in July 2007 and Managing Director in November 2007. Haven Mortgages Limited is part of the AIB Group and is regulated by the Central Bank of Ireland. For more information: https://www.havenmortgages.ie/

European mortgage federation

Executive Vice President (Ireland) & Member of General Council

Jan 2006Sep 2009 · 3 yrs 8 mos

Retail BankingCredit

Summit mutual funds plc

Director

Apr 2005Sep 2006 · 1 yr 5 mos

  • Umbrella fund established as an open-ended investment company with three sub-funds: Balanced, Global Leaders and Growth Fund
  • For more information: https://www.ilim.com/funds/ucits-funds/

Summit investment funds plc

Director

Apr 2005Sep 2006 · 1 yr 5 mos

  • Umbrella fund established as an open-ended investment company with five sub-funds: Stable, Balanced, Growth, Technology and Global Leaders Fund
  • For more information: https://www.ilim.com/funds/ucits-funds/

Banking & payments federation ireland

Council Member

Jan 2004Sep 2009 · 5 yrs 8 mos

  • Member of Irish Mortgage Council for 6 years and Chair in 2006

Ics building society

Executive Director

Feb 2002Jun 2003 · 1 yr 4 mos

Bank of ireland

Executive

Feb 1999Jun 2003 · 4 yrs 4 mos

  • Executive, Retail Banking & Head of Market Management, Bank of Ireland Mortgages

Education

University College Dublin

MBA

Jan 1996Jan 1998

Bangor University

Chartered Banker MBA — Banking

Jan 2015Jan 2016

Institute of Directors (IoD)

C Dir — Chartered Director

Jan 2010Jan 2010

London Business School

Executive Education Programme

Jan 2002Jan 2002

Harvard Business School

Achieving Breakthrough Service

Jan 1997Present

CIM | The Chartered Institute of Marketing

DipM — Marketing

Jan 1995Jan 1995

Marketing Institute Ireland

Graduateship — Marketing

Jan 1991Jan 1995

Christian Brothers College

Jan 1979Jan 1981

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