Howie Tan — Co-Founder
I am an ex-employee turned serial entrepreneur and investor who built my first direct-to-consumer brand in 2019. It grew into a 7-figure business in parenting and child education. Since then, I have started three ventures in DTC, health, and consulting. I have always loved the energy of early creation and the intimacy of building small, purpose-driven teams. In November 2023, I was diagnosed with end-stage kidney failure. Dialysis consumed my days and limited my energy, stripping away precious time that I could never get back. Illness forced me to close my consulting practice, but it also gave me something else. It broke me open, and in that breaking I found a new way to live and a new way to work. During recovery from my kidney transplant in December 2024, I co-founded Kintsugi Investing School. What started as a personal system to keep my finances resilient during my health crisis became a way to empower others. Today, we guide retail investors to build portfolios that give them freedom, clarity, and the ability to withstand life’s storms. Timeline of key milestones ✅ 2019 Launched first DTC brand in parenting and child education, scaled to 7 figures ✅ 2020–2022 Built two more ventures in health and consulting, helping brands grow ✅ Nov 2023 Diagnosed with end-stage kidney failure, closed consulting business ✅ Dec 2024 Received kidney transplant and co-founded Kintsugi Investing School ✅ 2025 Interviewed on The Financial Coconut's "Wise and Shine" podcast, sharing my story of resilience and investing Who I am I am resilient, strategic, adventurous, and creative. I have jumped from planes and bridges, reminders that courage comes from choosing life even when fear is present. Kidney failure reminded me of my limits, yet it also showed me how strong we can be when we direct our energy toward what matters most. If I could distill my life’s work into one sentence, it is this: To live fully, and to help others find the strength within themselves to turn hardship into resilience and resilience into freedom.
Stackforce AI infers this person is a Fintech entrepreneur with expertise in digital marketing and investment strategies.
Location: Singapore, Singapore
Experience: 17 yrs
Skills
- Growth Investing
- Value Investing
- Email Marketing
- Newsletters
- Email Management
- Business Strategy
- Business Consulting
- Leadership
- Digital Marketing
- Business Development
- Growth Strategies
Career Highlights
- Built a 7-figure DTC brand in child education.
- Co-founded Kintsugi Investing School during health crisis.
- Achieved 20%-40% annual gains for investors.
Work Experience
Kintsugi Investing School
CEO and Co-Founder (1 yr 3 mos)
Pathfinder Journal
Founder (1 yr 5 mos)
Career Break
Health and well-being (1 yr 9 mos)
The Freedompreneur
Founder (1 yr 9 mos)
31 Miles Consulting
Founder / Digital Marketing Consultant (1 yr)
Waddlebear Media
Director of Growth (5 mos)
Organifi
Business Development Partner (6 mos)
31 Miles Media
Founder (2 yrs 9 mos)
Truegenics Pte Ltd
Chief Affiliate Marketing Manager / Supplement Division Head (3 yrs 7 mos)
Singapore Airlines
Flight Steward (5 yrs 3 mos)
ACTs of Life Pte Ltd
Speech and Drama Teacher (2 yrs)
Russell Brand Communications
Conceptualiser (1 yr)
Education
Bachelor's degree at RMIT University
Diploma at Singapore Polytechnic