Howie Tan

Co-Founder

Singapore, Singapore17 yrs experience
AI Enabled

Key Highlights

  • Built a 7-figure DTC brand in child education.
  • Co-founded Kintsugi Investing School during health crisis.
  • Achieved 20%-40% annual gains for investors.
Stackforce AI infers this person is a Fintech entrepreneur with expertise in digital marketing and investment strategies.

Contact

Skills

Core Skills

Growth InvestingValue InvestingEmail MarketingNewslettersEmail ManagementBusiness StrategyBusiness ConsultingLeadershipDigital MarketingBusiness DevelopmentGrowth Strategies

Other Skills

TeachingSocial MediaFinancial AnalysisE-newsletterNewsletter WritingElectronic NewslettersDigital CopywritingBloggerSocial Media BloggingInspiring LeadershipWritingCopywritingWeb Content CreationTrainingCoaching

About

I am an ex-employee turned serial entrepreneur and investor who built my first direct-to-consumer brand in 2019. It grew into a 7-figure business in parenting and child education. Since then, I have started three ventures in DTC, health, and consulting. I have always loved the energy of early creation and the intimacy of building small, purpose-driven teams. In November 2023, I was diagnosed with end-stage kidney failure. Dialysis consumed my days and limited my energy, stripping away precious time that I could never get back. Illness forced me to close my consulting practice, but it also gave me something else. It broke me open, and in that breaking I found a new way to live and a new way to work. During recovery from my kidney transplant in December 2024, I co-founded Kintsugi Investing School. What started as a personal system to keep my finances resilient during my health crisis became a way to empower others. Today, we guide retail investors to build portfolios that give them freedom, clarity, and the ability to withstand life’s storms. Timeline of key milestones ✅ 2019 Launched first DTC brand in parenting and child education, scaled to 7 figures ✅ 2020–2022 Built two more ventures in health and consulting, helping brands grow ✅ Nov 2023 Diagnosed with end-stage kidney failure, closed consulting business ✅ Dec 2024 Received kidney transplant and co-founded Kintsugi Investing School ✅ 2025 Interviewed on The Financial Coconut's "Wise and Shine" podcast, sharing my story of resilience and investing Who I am I am resilient, strategic, adventurous, and creative. I have jumped from planes and bridges, reminders that courage comes from choosing life even when fear is present. Kidney failure reminded me of my limits, yet it also showed me how strong we can be when we direct our energy toward what matters most. If I could distill my life’s work into one sentence, it is this: To live fully, and to help others find the strength within themselves to turn hardship into resilience and resilience into freedom.

Experience

Kintsugi investing school

CEO and Co-Founder

Jan 2025Present · 1 yr 3 mos

  • After years of helping companies drive $35M+ in digital sales and as much as 20x growth, I faced one of my biggest challenges - end-stage kidney failure. That moment forced me to rethink everything.
  • Today, I focus on what truly matters: Investing wisely, building wealth with resilience, and sharing what I’ve learned.
  • Through Kintsugi Investing, I help people navigate markets with clarity, manage risk effectively, and design a financial future that works for them, without unnecessary complexity.
  • I write about investing, entrepreneurship, and life’s unexpected lessons.
  • Kintsugi is a project started to help investors to repair and rebuild their stocks portfolio.
  • Our award-winning investing course has helped over 2000 investors to improve their returns, turn around losses, and as a result, increase their quality of life.
  • Majority of our students have been able to achieve 20%-40% per annum gains, as seen on our Google reviews (search for "Kintsugi Investing School").
  • I share market insights and in-depth breakdowns in my newsletter.
Growth InvestingValue InvestingTeachingSocial MediaFinancial AnalysisDigital Marketing

Pathfinder journal

Founder

Nov 2024Present · 1 yr 5 mos

  • The Pathfinder Journal is a newsletter about managing life against all odds.
  • Based on Howie's experience in dealing with End Stage Renal Failure, we talk about navigating the 5 essential life anchors: Purpose, Time, Social, Health, and Money, to not just survive, but to thrive.
Email MarketingNewslettersE-newsletterNewsletter WritingElectronic NewslettersDigital Copywriting+4

Career break

Health and well-being

Mar 2024Dec 2025 · 1 yr 9 mos · Singapore, Singapore

  • Due to end-stage kidney failure, I am currently on career break until my body has regained physical normalcy or transplant.

The freedompreneur

Founder

Feb 2023Nov 2024 · 1 yr 9 mos

  • A newsletter for new entrepreneurs to kickstart their journey. They subscribe to get one actionable tip each week on building and scaling a sustainable lifestyle business that grows without burning them out.
Email ManagementCopywritingSocial MediaWeb Content Creation

31 miles consulting

Founder / Digital Marketing Consultant

Feb 2023Feb 2024 · 1 yr

  • Helping companies scale to 8-figures and beyond through systemization and growth strategies.
  • Allow founders to unshackle free themselves from business operations and create growth strategies that bring them to $20m and beyond.
  • Diagnosis and gap analysis in client’s company
  • Assessment of internal and external factors, such as strengths and weaknesses, and competition
  • Development of a strategic roadmap, business frameworks, policies or processes
  • Recommendations and plans for implementation
  • Brand strategy and research
  • Development of effective brand strategy that appeals to targeted consumers and offers differentiated proposition from the competition
  • Assessment of a brand’s financial value and identification of brand levers
  • Development of a strategic plan to optimise marketing resources and improve customer communications
  • Company business turnaround strategy
  • CSMC Certified
  • Some client results:
  • Increased a client’s revenue by 68% in 2 months with no additional costs (e-commerce)
  • Improved a client’s clientele by more than 700% in 2 months (education industry)
  • Increased client’s time leverage by 300% in 6 months (e-commerce)
TrainingBusiness StrategyBusiness ConsultingDigital MarketingCoachingBusiness Analysis+2

Waddlebear media

Director of Growth

Sep 2022Feb 2023 · 5 mos · California, United States

  • Oversee and manage Traffic Department KPIs: Affiliates, Email, Facebook, Google, Amazon
  • Reduce overall CAC
  • Improve AOV and LTV
  • Hire and coach talent and leaders
  • Occasional Coach on Supplement Millionaire, a training program for entreprenuers to start a supplement business
LeadershipCoachingManagementAnalytical SkillsAffiliate MarketingBusiness Strategy+4

Organifi

Business Development Partner

Mar 2022Sep 2022 · 6 mos

  • Increase company revenue through various traffic channels, including email CRM list management, affiliates, influencers.
  • Management of P&L and budget
  • Lead and execute on funnel creation and CRO
  • Management of copywriters, designers, developers, marketing manager
  • Coaching of marketing managers
Business DevelopmentInfluencer MarketingGrowth StrategiesEmail MarketingBusiness StrategyAffiliate Marketing

31 miles media

Founder

May 2019Feb 2022 · 2 yrs 9 mos · Singapore

  • Scaled a E-commerce brand to 6-fig in 3 months using Facebook ads only. Maintained scale through integrate digital marketing channels - Facebook ads, influencers, email.
  • Worked with multiple parenting influencers to increase brand awareness on Instagram.
  • Led multiple agencies to build a comprehensive marketing strategy to integrate paid ads with email marketing, with the objective of scaling the brand further.
  • Maintained customer value through branded email content and sales email content.
  • Currently building a natural health brand through email traffic only.
LeadershipGrowth StrategiesExecutive CoachingManagementEmail MarketingBusiness Strategy+2

Truegenics pte ltd

Chief Affiliate Marketing Manager / Supplement Division Head

Sep 2015Apr 2019 · 3 yrs 7 mos

  • CHIEF AFFILIATE MANAGER
  • Manage the biggest revenue source of the company.
  • Sales forecasting and sales process planning.
  • Future planning and relationship process management - keeping relationship building genuine and not just being about numbers.
  • Team performance management.
  • Oversee hiring and training of team members.
  • Team goal setting.
  • Oversee SOP creation and ensure adherence.
  • Plan overseas networking for team.
  • Assessed opportunity and threats through data analysis.
  • Spearhead affiliate compliance process implementation.
  • AFFILIATE MANAGER
  • Generated US$1.86m of affiliate sales in 3 weeks.
  • Co-grew the affiliate sales department revenue 20x within 1 year.
  • DIGITAL MARKETING EXECUTIVE (SPECIAL OPS), EMAIL LIST MANAGER
  • Spearheaded Facebook traffic acquisition, running successful campaigns with positive ROI.
  • Systematized email marketing process, co-managed a 1.6 million subscriber list, edited email copy, and ensured prompt reporting of statistics.
  • Hired and trained staff on both Facebook and Email traffic management.
  • Spearheaded and lead optimization initiative on quiz funnels.
  • APPRENTICE (September 2015 - March 2016)
  • This is a leadership training initiative by the company CEO.
  • Trained in direct response copywriting, optimization, digital info-product conceptualization, and project management.
Growth StrategiesBusiness Strategy

Singapore airlines

Flight Steward

Jun 2010Sep 2015 · 5 yrs 3 mos

  • Worked as a flight attendant for one of the world's best airlines.
  • Ensured safety and security of passengers while delivering impeccable service.
  • Attained advanced level Japanese language proficiency and basic level German language proficiency.

Acts of life pte ltd

Speech and Drama Teacher

Jan 2008Jan 2010 · 2 yrs

  • Acts of Life is a service provider of speech and drama classes to preschools, childcare centers and kindergartens in Singapore.
  • Specialized teaching of speech and drama to children aged 3-6 years of age.
  • Assisted company founder in development of curriculum and materials.
  • Researched on parental feedback on course through written surveys.

Russell brand communications

Conceptualiser

Jan 2007Jan 2008 · 1 yr

  • Russell Brand Communications is an advertising agency that delivers advertising and marketing strategy and implementation for companies like Kwong Wai Shiu Hospital, PePP, Centrum, Oraquick.
  • Responsible for creating advertising concepts and artwork in traditional media like magazines, newspaper, TV radio spots.
  • Managed advertising creative process from conceptualization to client presentation, and implementation.
  • Set the art direction for PePP, an oral supplement that is meant to reduce the hangover effects of alcohol. The new art direction gained strong acceptance among the intended consumers.

Education

RMIT University

Bachelor's degree — Mass Communication/Media Studies

Jan 2006Jan 2008

Singapore Polytechnic

Diploma — Media and Communication

Jan 2002Jan 2005

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