A. Rajesh Nair — Co-Founder

Empowering Individuals & Businesses to Transform & Succeed Growth doesn’t happen by chance, it happens by Transformation. For over 26 years, I have navigated change, driven execution, and scale. At ICICI Bank, I built and led the Mid-Corporate Franchise to ₹210 billion ($2.8 billion) in just 3 years by redefining credit culture, digitizing underwriting, and ensuring zero NPAs. But transformation isn’t just for businesses. It’s for individuals, leaders, and organizations seeking reinvention, growth, and long-term success. How I Help Leaders & Businesses As an author, investor, and transformation strategist, I want you to use the 11 step model of Transformation to: ● Identify & seize high-value opportunities that align with their vision. ● Master leadership, execution & decision-making strategies to drive measurable results. ● Optimize time, resources & processes to achieve sustainable & profitable success. What I Believe: ● Learning compounded is the key to success. ● Execution is the difference between success & stagnation. Strategy without action is wasted potential. ● Great leaders take responsibility. ● Accountability, decision-making, and leadership define the best organizations. ● Time is the most valuable asset. The ability to manage time effectively is a competitive advantage in business and life. I share insights on business transformation, leadership, execution, and financial strategy. If you’re a business leader, entrepreneur, or professional looking to scale, strategize, and succeed, get a copy of my book and follow me for insights on transformation, execution, and leadership strategy.

Stackforce AI infers this person is a Fintech transformation strategist with extensive experience in risk management and compliance.

Location: Mumbai, Maharashtra, India

Experience: 28 yrs 7 mos

Skills

Credit Risk
Risk Management

Career Highlights

Transformed ICICI Bank's Mid-Corporate Franchise to $2.8 billion.
Pioneered automated underwriting in wholesale banking.
Achieved zero NPAs during economic downturns.

Work Experience

Transformation Through Reinventing

Founder (2 yrs 4 mos)

Self-employed

Author Investor and Entrepreneur (2 yrs 10 mos)

ICICI Bank

Head Mid Corporate Group (3 yrs 11 mos)

Head Business Internal Audit (4 yrs)

Head Compliance - India & International Branches (3 yrs 8 mos)

Head Compliance - India (3 yrs 11 mos)

Deputy General Manager Compliance (4 mos)

Assistant General Manager Compliance (1 yr)

Chief Manager Compliance (1 yr)

Chief Manager Credit Policies (2 yrs)

Manager Credit Policies (11 mos)

ICICI Limited

Credit Risk Manager Corporate Credit (1 yr 10 mos)

Manager Credit Cards (7 mos)

Export-Import Bank of India

Deputy Manager (2 yrs 7 mos)

Education

PGDM at Symbiosis Institute of Management Studies

B.Com(Hons.) at Loyola Academy, Hyderabad

A. Rajesh Nair

Co-Founder

Mumbai, Maharashtra, India28 yrs 7 mos experience

Highly Stable

Key Highlights

Transformed ICICI Bank's Mid-Corporate Franchise to $2.8 billion.
Pioneered automated underwriting in wholesale banking.
Achieved zero NPAs during economic downturns.

Stackforce AI infers this person is a Fintech transformation strategist with extensive experience in risk management and compliance.

Contact

Skills

Core Skills

Credit RiskRisk Management

Other Skills

Financial ServicesBusiness AnalysisCompliance and auditAnalytical SkillsBanking

About

Experience

Transformation through reinventing

Founder

Dec 2023 – Present · 2 yrs 4 mos · Mumbai, Maharashtra, India

Self-employed

Author Investor and Entrepreneur

Jun 2023 – Present · 2 yrs 10 mos

Icici bank

9 roles

Head Mid Corporate Group

Promoted

Jul 2019 – Jun 2023 · 3 yrs 11 mos

Led the transformation of ICICI Bank’s Mid-Corporate Franchise to ₹210 billion ($2.8 billion) in
just 3 years—while ensuring zero NPAs, even during economic downturns like COVID-19.
Key Achievements:
● Built & scaled a ₹21,000 crore ($2.8 billion) exposure business from the ground up.
● Achieved ₹360 crore ($45 million) in annual Profit Before Tax.
● Digitized credit underwriting, pioneering the first automated underwriting engine in
wholesale banking.
● Implemented a strong credit culture that ensured financial stability and risk management.
● Chaired the Committee of Executives, responsible for credit sanctioning, and was a
Senior Management Committee Member.

Credit RiskRisk ManagementFinancial ServicesBusiness Analysis

Head Business Internal Audit

Jun 2015 – Jun 2019 · 4 yrs

Key Achievements:
● Led automation of audit processes, securing the & Best Analytical Audit Award from the
Institute of Internal Auditors in 2017 & 2019.
● Directed whistle-blower complaint investigations and enhanced audit intelligence.
● Developed a real-time framework for auditing NPAs, improving financial oversight and
efficiency.
● Introduced comprehensive information security audits, giving a holistic view of system
vulnerabilities and product delivery risks.

Head Compliance - India & International Branches

Promoted

Sep 2011 – May 2015 · 3 yrs 8 mos

Key Achievements:
● Youngest industry leader to become Head of Compliance with just 10 years of
experience.
● Designed & digitized ICICI Bank’s compliance framework, embedding a culture of
compliance across all divisions.
● Led compliance for international branches & anti-money laundering (AML) frameworks.
● Played a key role in developing RBI’s Risk-Based Supervision framework for banks in
India.