Ricardo Luna

Co-Founder

Querétaro, Mexico11 yrs 7 mos experience
AI Enabled

Key Highlights

  • Delivered 30+ digital products in fintech.
  • Managed MXN 266M bimonthly transaction flows.
  • Achieved 26% mobile adoption growth.
Stackforce AI infers this person is a Fintech Product Leader with extensive experience in payments and digital transformation.

Contact

Skills

Core Skills

TeachingProduct ManagementUser ExperienceBusiness Digital TransformationProject Management

Other Skills

CompaniesEnglishRetrospectiveProblem SolvingLaunchesTalent ManagementCapacity PlanningRemote DesktopDashboardArtificial IntelligenceAcademic AdministrationLeadership DevelopmentEvent PlanningFinTechPayment Systems

About

Senior Product and Delivery Leader with 16+ years building fintech, payment platforms, and digital products across LATAM. Expertise in payments orchestration (SPEI, Visa Direct, ISO 20022, SWIFT), API-first product strategy, and Agile cross-functional leadership. Proven impact delivering 30+ digital products, managing MXN 266M bimonthly transaction flows, driving 26% mobile adoption growth and 17% revenue uplift through UX-led product improvements. Experience across startups and enterprise environments (Visa, PepsiCo, Bimbo, Citibanamex, Banorte). Bilingual (EN/ES), remote-ready, open to Senior Product, Platform, or Payments leadership roles. abdul.luna@live.com | linkedin.com/in/abdulluna Based in Querétaro, Mexico | Open to LATAM + Remote roles Seeking: Head of Product, Product Director, VP Product roles in Fintech/Payments/Digital Banking Available for strategic consulting projects Let's connect if you're scaling financial products in LATAM. https://calendly.com/abdulluna/30-min-product-delivery-intro-call

Experience

Freelance | self-employed

Fintech & Payments Consulting

Feb 2026Present · 2 mos

Palo it

Product Manager (Client: VISA)

May 2024Feb 2026 · 1 yr 9 mos

  • VISA PROJECT:
  • Led the roadmap definition and execution for VISA’s Payment Initiation Service (PIS).
  • Coordinated multidisciplinary teams (engineering, compliance, UX), driving improvements in user experience, regulatory compliance, and Visa Direct integration for cross-border payments.
  • Increased user adoption and satisfaction by optimizing digital payment processes.
RetrospectiveProblem SolvingLaunchesTalent ManagementCapacity PlanningRemote Desktop+6

Visa

Product Manager

May 2024Sep 2025 · 1 yr 4 mos · Remote

  • Led Payment Initiation Service (PIS) Product Strategy
  • Key Achievements:
  • ✓ Designed PIS roadmap 2024-2025, executed go-to-market across 2 Latin American markets
  • ✓ Increased user adoption 40% through UX optimization and Visa Direct integration
  • ✓ Coordinated multidisciplinary teams (15+ engineers, compliance, UX teams across 3 timezones)
  • ✓ Reduced cross-border payment processing time by 15% through API optimization
  • Responsibilities:
  • Market research and competitive analysis for emerging payment technologies
  • Product vision, backlog prioritization, and feature roadmapping
  • Cross-functional collaboration with engineering, compliance, regulatory, and UX teams
  • Stakeholder management across internal teams and external partners
RetrospectiveProblem SolvingFinTechLaunchesTalent ManagementCapacity Planning+8

Utel universidad

Coach of Business Digital Transformation

Oct 2023Jan 2025 · 1 yr 3 mos · Remote

TeachingTalent ManagementUser ExperienceProfessorBusiness Digital Transformation

Intellecteu

Product Manager for Emerging Technology

Jun 2023Dec 2023 · 6 mos

LaunchesBusiness PlanningSalesCapacity PlanningClickUpCompanies+5

Volante technologies

Head of Product

Nov 2022May 2023 · 6 mos · Mexico · Remote

RetrospectiveNegotiationLaunchesCapacity PlanningManagementClickUp+8

Tecnológico de monterrey

Academic Tutor | Management and Organizational Transformation

Sep 2022Present · 3 yrs 7 mos

CompaniesEnglishTeaching

Capgemini

Senior IT Business Manager

Feb 2022Nov 2022 · 9 mos · Mexico · Remote

RetrospectiveLaunchesCapacity PlanningBusiness ProcessCompaniesUser Experience+3

Fincomún | servicios financieros comunitarios

2 roles

IT Business Manager | Product Manager

May 2021Feb 2022 · 9 mos

RetrospectiveLaunchesCapacity PlanningBusiness ProcessCompaniesUser Experience+4

SPEI and CoDi Product Manager

Aug 2020May 2021 · 9 mos

Capacity PlanningUser ExperienceEnglishDashboardProduct Management

Broxel fintech

2 roles

Payments Product Manager

Promoted

Jun 2018Jun 2019 · 1 yr

  • Managed the financial inclusion program “Salario Rosa”, overseeing bi-monthly disbursements exceeding $266M MXN and generating $9M MXN in additional income.
  • Coordinated with government entities to optimize program delivery.
Capacity PlanningBusiness ProcessEnglishProject CoordinationProject ManagementDashboard+3

Product Manager

Nov 2017Jun 2018 · 7 mos

Talent ManagementCapacity PlanningEnglishDashboardProduct Management

Pepsico

3 roles

LATAM Compute Demand Manager

May 2017Nov 2017 · 6 mos

Project ManagementCapacity PlanningEnglishProject Coordination

MX Compute Demand Manager

May 2016May 2017 · 1 yr

Project ManagementCapacity PlanningEnglishProject Coordination

Compute Demand Manager

May 2015May 2016 · 1 yr

Project ManagementCapacity PlanningEnglishProject Coordination

Stark ab group

Co-Founder – CTO | Product Manager

Aug 2014Feb 2026 · 11 yrs 6 mos · Mexico City Area, Mexico

Academic AdministrationProblem SolvingTalent ManagementCapacity PlanningRemote DesktopCompanies+7

Telmex

2 roles

Telecommunications Manager

Jun 2013Aug 2014 · 1 yr 2 mos

Project CoordinationOperationsProgram ManagementLeadership DevelopmentProject Management

Telecommunications Project Manager

Jun 2013Dec 2013 · 6 mos

Project CoordinationOperationsProgram ManagementLeadership DevelopmentProject Management

Axa seguros méxico

Program Manager

Oct 2012Jun 2013 · 8 mos · Mexico

Project CoordinationOperationsProgram ManagementLeadership DevelopmentProject Management

Walmart

2 roles

Global Project Manager

Jun 2011Sep 2012 · 1 yr 3 mos

Project CoordinationOperationsProgram ManagementLeadership DevelopmentProject Management

Global Business Analyst

May 2010Jun 2011 · 1 yr 1 mo

Project ManagementOperationsProgram ManagementLeadership Development

Oracle

Assistant Sales Manager

Dec 2008Feb 2010 · 1 yr 2 mos · Mexico

OperationsProgram ManagementLeadership DevelopmentProject Management

Education

Tecnológico de Monterrey

Maestría en Gestión de Tecnologías de la Información — Tecnologías de la Información

Jan 2009Jan 2014

Tecnológico de Monterrey

Computer Systems Engineer — Ingeniería en Sistemas Computacionales

Jan 2003Jan 2009

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