Asad Ullah Jan

Business Development Executive

Pakistan12 yrs 2 mos experience

Highly Stable

Key Highlights

Led Pakistan's first licensed BNPL platform launch.
Onboarded over 1500 merchants in BNPL adoption.
Recovered PKR 400M+ in overdue payments.

Stackforce AI infers this person is a Fintech expert specializing in product and operations leadership.

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Skills

Core Skills

Product ManagementRisk ManagementSales OperationsClient OnboardingProject Management

Other Skills

Risk AnalysisCollections ManagementCredit RecoveryCustomer SupportCredit Risk ManagementBaasFinancial Risk ManagementAMLRevenue operationsUser Experience TestingProduct Road MappingLead GenerationAutomated ProcessesSalesInternational Sales

About

I am a fintech product and operations leader with 9+ years of experience building and scaling BNPL, supply chain finance, and digital lending solutions across emerging markets. From credit product design and risk engine development to merchant onboarding, collections, and payment integrations, I have led cross-functional teams that deliver scalable, compliant, and profitable products for both consumers and underserved SME/merchant segments. I bring a strong track record in regulatory compliance (AML, CFT, NBFC licensing, Shariah-compliant financing models) and have worked at the intersection of banks, fintechs, and payment providers, turning complex infrastructure into simple, usable financial products. My experience includes BNPL adoption to 1500+ merchants, PKR 500M+ in transaction volume, PKR 400M recovered in overdue payments, and design of supply chain finance models for FMCG distributors and retailers. Currently, I am focused on executive leadership roles in product, operations, and partnerships, particularly in the fast-growing KSA and MENAP fintech ecosystem, where the future of SME financing and embedded credit is being defined. If you are building in lending, payments, or fintech infrastructure, I’d be glad to connect, collaborate, or share insights.

Experience

Palmpay

Head of Sales - North

Dec 2025 – Present · 4 mos · Islamabad, Islāmābād, Pakistan · On-site

Qisstpay

2 roles

Senior Director Product and Operations

Promoted

Dec 2022 – May 2025 · 2 yrs 5 mos · Islāmābād, Pakistan · On-site

As Director of Product & Operations, I spearheaded the design and scale-up of Pakistan’s first licensed BNPL platform, leading both product execution and operational frameworks.
Developed corporate financing and supply chain finance models, including invoice factoring and merchant lending.
Implemented SEON and Neuro ID for fraud detection, designing 80+ fraud rules for risk control.
Developed E-KYB solution to streamline merchant verification.
Spearheaded launch of 1-Click Checkout and a B2C lending product via mobile app.
Automated sales and operations through CRM, reducing manual effort by 80%.
Recovered PKR 400M+ in overdue payments by leading recovery and compliance efforts.

Risk AnalysisCollections ManagementCredit RecoveryCustomer SupportCredit Risk ManagementRisk Management+8

Senior Director Sales

Jun 2021 – Sep 2024 · 3 yrs 3 mos · Islāmābād, Pakistan · On-site

As Director of Sales & Partnerships, I drove BNPL adoption across Pakistan, building strategic relationships and scaling merchant onboarding.
Onboarded 1500+ merchants including leading e-commerce brands.
Built a sales funnel with 4500+ leads, driving PKR 500M+ in transactions.
Forged partnerships with banks, fintechs, and marketplaces to accelerate adoption.
Built and trained a 23-member sales team, driving rapid market penetration.

Sales OperationsClient OnboardingLead GenerationAutomated ProcessesSalesInternational Sales+2

Silk road network technology co., ltd

2 roles

Manager Business Lines (E-Commerce, Digital Payments)

Sep 2019 – Jun 2021 · 1 yr 9 mos

As Project Manager, I built and scaled digital payment ecosystems and logistics solutions across Pakistan.
Developed a five-app digital payments ecosystem.
Designed invoice factoring model to increase merchant liquidity.
Expanded platform to 5,000+ DAU and 3,000+ daily transactions.
Built logistics network across 9 major cities with 2,000+ riders.
Implemented remote merchant onboarding and credit workflows.

E-Commerce Sepcialist

Jul 2018 – Jun 2021 · 2 yrs 11 mos

Project ManagementElectronic PaymentsProduct ManagementCustomer Relationship Management (CRM)Retail SalesDigital payment eco system+1

Infoshare (pvt.) limited

E-commerce manager

Jul 2017 – Jul 2018 · 1 yr · Islamabad, Pakistan · On-site

Achieved 500+ daily orders and 50,000+ DAU across Food Mama, E-Bazar, and Brovape.pk.
Built food delivery logistics network with 200+ riders and 100+ vendors.
Led marketing, customer relations, and operations to scale brand presence.

Lootlo.pk

Business Development Executive

Nov 2015 – Jul 2017 · 1 yr 8 mos · Islamabad, Pakistan · On-site

Established vendor deal system, boosting engagement and annual revenue growth by 6.5%.
Negotiated vendor partnerships and managed payments.
Redesigned sales coverage and product portfolio, improving market penetration.