Vaibhav Wadhwa

Product Manager

India5 yrs 11 mos experience

Most Likely To SwitchHighly Stable

Key Highlights

Led UPI and BillPay revamps improving transaction success rates.
Expert in navigating regulatory constraints in fintech.
Proven track record in scaling payment products.

Stackforce AI infers this person is a Fintech Product Manager with expertise in digital payment systems and user growth strategies.

Contact

Skills

Core Skills

Product ManagementDigital PaymentsMobile Payments

Other Skills

UPIBBPSPayment SystemsWireframingFinTechDesign ThinkingCustomer EngagementAgile MethodologiesMobile ApplicationsPhotographyPythonReading ComprehensionProgramingDigital PhotographyWeb Development

About

I work on high-scale payment products where growth, reliability, and regulation intersect. Currently a Senior Product Manager at AU Small Finance Bank, leading the payments charter for AU 0101. I own UPI, BBPS, FASTag, and payment gateway journeys across onboarding, transactions, and post-payment lifecycle. Over the last few years, my work has focused on: • Scaling UPI and bill payment transactions across large user bases • Improving activation, repeat usage, and transaction success rates through funnel-level interventions • Shipping end-to-end UPI and BillPay revamps across P2P and P2M flows • Building products under NPCI and RBI constraints without slowing down execution My strength is operating in complex systems where speed, compliance, and user experience all matter, and still delivering measurable outcomes. I’m exploring Senior Product Manager or Growth Product Manager roles in fintech or consumer tech

Experience

5 yrs 11 mos

Total Experience

1 yr 11 mos

Average Tenure

4 yrs 2 mos

Current Experience

Au small finance bank

2 roles

Senior Product Manager

Promoted

Sep 2024 – Present · 1 yr 8 mos · Mumbai, Maharashtra, India

Own end-to-end payments charter across UPI, BBPS, and FASTag for AU 0101, spanning onboarding, transaction flows, and lifecycle journeys
Drove UPI transaction growth and repeat usage through funnel optimisation, onboarding fixes, and data-led experiments
Led full-stack revamps of UPI and BillPay journeys across P2P and P2M use cases, improving reliability and success rates
Worked closely with NPCI, risk, and compliance teams to ship features aligned with regulatory requirements at scale

Digital PaymentsUPIBBPSProduct ManagementPayment SystemsMobile Payments

Product Manager

Mar 2022 – Oct 2024 · 2 yrs 7 mos · Mumbai, Maharashtra, India

WireframingProduct ManagementMobile PaymentsFinTech

Hexaware technologies

Senior Management Trainee

Jun 2021 – Feb 2022 · 8 mos

Cloud Operations - Growing Multi-Cloud adoption and strategy
Designed a modern view for Multi Cloud App Stacks, through extensive market research
Aided in developing a White Paper towards a progressive Multi Cloud Ops for MSPs

Tata sons limited

TAS Officer

Apr 2020 – Jun 2020 · 2 mos

Tata InnoVista 2020 - Tata’s in-house innovation platform
Formulated epics based on over 30 user stories, to devise a feature and execution plan
Built 11 visual UX maps, factoring over 200 data points to spotlight improvements areas

Igenplus

Manager

Apr 2019 – Jun 2019 · 2 mos · Delhi Area, India

Point five capital

Founder/Chief Market Strategist

Aug 2018 – Mar 2019 · 7 mos · Delhi Area, India

Researched extensively through subject experts & user interviews to build product feature list
Developed momentum based trading algorithms, for Equity and Cryptocurrency markets
Devised a trading tool with ~63% accuracy, for an AUM of ₹3Cr+, in the alpha phase

Snug technologies

2 roles

Software Developer

Jul 2016 – Aug 2017 · 1 yr 1 mo · Gurgaon, India

Inmate Calling System - Prison Communication Management System
Spearheaded the requirement gathering, system design & development for the project
Led client interactions, development of feature list, system scalability and UI/UX design
Developed highly secure biometric authentication based on leading security paradigms
Incorporated surveillance functionalities to analyse call data of 15000+ inmates daily
BanglaLink - Customer and Contact Centre Management Solution
Designed a multilingual IVR system, with predictive dialer & real-time monitoring features
Incorporated a modular view, for 90% faster modifications & effortless policy management
Proposed technical performance improvements & new features to aid 3Cr+ users everyday
Led a 3-month long UAT for Next-gen VoIP & 4G based contact centre solutions & processes
PineLabs - Logistics and Billing Management System
Designed the system, using secondary market research to recognise growth potential
Built a resource planning solution, for logistics management of 2Lac+ POS terminals daily
Steered Application & Database migration, while retaining critical system functionalities