Gabriel Lazaro

CEO

Singapore, Singapore26 yrs 5 mos experience
Most Likely To SwitchAI ML Practitioner

Key Highlights

  • Led Chubb Digital Business to $1B in premiums.
  • Pioneered digital insurance ecosystems across 50+ markets.
  • Co-founded a nonprofit empowering startups and entrepreneurs.
Stackforce AI infers this person is a Fintech leader with extensive experience in digital insurance and strategic partnerships.

Contact

Skills

Core Skills

Business StrategyExecutive ManagementP&l Responsibility

Other Skills

Team BuildingRevenue & Profit GrowthDigital StrategyP&L ManagementPartnership DevelopmentDriving ResultsDigital MarketingTeam LeadershipE-commerceCustomer AcquisitionDigital MediaGenerative AIPrompt EngineeringLarge Language Models (LLM)Strategic Negotiations

About

“The best way to predict the future is to create it.” — Abraham Lincoln For over 25 years, I’ve been architecting the future of insurance and consumer financial services by building and scaling digital enterprises across Europe, the U.S., Latin America, and Asia Pacific. As an intrapreneur and transformation leader, my journey has been driven by a relentless pursuit of excellence, deep curiosity, and the ability to turn vision into measurable results. What I Do I specialize in designing and scaling digital insurance ecosystems—from P&C to Life—that not only succeed but redefine standards. My focus is exponential growth built on innovation, trust, and customer experience. By combining technology, product, and distribution, I deliver customer-first solutions across channels—from embedded insurance to direct-to-consumer platforms. My Edge My philosophy is Exponential Leadership: From Digital Insurance to Human High Performance. I believe the systems that power exponential business growth also power exponential human growth. With a background in Social Psychology and Marketing, and decades of executive leadership across markets, I lead with clarity, empathy, and resilience—building self-driven teams, nurturing next-gen leaders, and embedding a culture of performance. Global Perspective Living and leading across Europe, the U.S., Latin America, and now APAC (Singapore) has given me the agility to navigate complex markets and diverse cultures. My career reflects endurance, adaptability, and the mindset of an Ironman athlete—embracing challenges, learning fast, and bouncing back stronger. Current Mission As EVP, Head of Digital Business at Chubb—the world’s largest publicly traded P&C insurance company—I lead the digital business across international markets. Together with world-class partners and colleagues, I’m reimagining insurance with customer-centricity and AI-driven engagement. In 2024, Chubb Digital Business surpassed the $1B premium milestone. My Vision I envision a world where technology and people converge to create more accessible, inclusive, and relevant insurance. Beyond corporate leadership, I co-founded a New York-based nonprofit that empowers startups, angel investors, and entrepreneurs to bring bold, transformative ideas to life.

Experience

Chubb

2 roles

Executive Vice President - Head of Digital Business for Chubb Overseas General (APAC, EMEA & LATAM)

Promoted

Jan 2021Present · 5 yrs 3 mos

  • ➡️ Drive international digital growth across 50+ markets (APAC, LATAM, Europe), leading Chubb’s global digital business outside North America:
  • ✅ Deliver top-line revenue growth through digital channels by expanding embedded insurance distribution with leading fintechs, e-commerce, mobility, and digital platforms
  • ✅ Lead global strategy and execution for digital product, distribution, and servicing – aligning enterprise priorities with regional execution and market dynamics
  • ✅Own the P&L impact of digital distribution through structured KPIs, partner performance, and product innovation
  • ✅ Build and scale partnerships via Chubb Studio, the company’s proprietary digital platform, enabling rapid deployment of insurance across partner ecosystems
  • ✅ Prioritize digital technology investments to support platform scalability, product agility, and end-to-end customer experiences
  • ✅ Institutionalize best practices globally, ensuring cross-regional alignment, governance, and replication of successful partner models
  • ✅ Shape Chubb’s international digital roadmap, translating local market insights into global strategies and innovation plays
  • ✅ Champion digital culture and transformation within a legacy organization, bridging entrepreneurial execution with enterprise-scale governance.
  • ➡️ Results: In 2024, Chubb Digital Business surpassed the $1B milestone in premium globally.
Business StrategyExecutive ManagementTeam BuildingP&L ResponsibilityRevenue & Profit Growth

Vice President - Head of Digital Business for Latin America

Jan 2016Jan 2021 · 5 yrs

  • ➡️ Founded and led Chubb’s digital business in Latin America, building the strategy, teams, and execution model from the ground up across key markets:
  • ✅ Developed and launched regional digital distribution strategy, enabling scalable partner-led growth across e-commerce, bancassurance, telcos, and fintechs
  • ✅ P&L responsibility: Drove digital revenue growth by embedding insurance into partner ecosystems — transforming complex insurance products into seamless, digital-first experiences
  • ✅ Built regional execution capabilities, hiring and leading high-performing teams across product, technology, marketing, and account management
  • ✅ Partnered with global and local leadership to align digital initiatives with underwriting, claims, legal, and compliance frameworks
  • ✅ Established Chubb Studio’s regional footprint, setting the foundation for long-term scalability and innovation in LATAM markets
  • ✅Positioned Latin America as a global benchmark within Chubb for digital acceleration and partner delivery
Business StrategyP&L ResponsibilityTeam BuildingDriving ResultsExecutive Management

Aig

4 roles

Vice president - Digital Head for Latin America

Promoted

Jan 2013Dec 2015 · 2 yrs 11 mos

  • ✅ Designed and led the regional Digital Strategy and execution across all countries, with full P&L responsibility.
  • ✅ Oversaw distribution, sales, and operations in Latin America, supported by the Americas Digital Center of Excellence.
  • ✅ Positioned Latin America as a core growth engine for AIG, driving expansion in key strategic markets.
  • ✅ Built robust digital capabilities across websites, digital marketing, mobile solutions, and social media to accelerate customer acquisition and engagement.

Global Digital Marketing Director

May 2012Jan 2013 · 8 mos

  • ✅ Led global consumer digital marketing strategy, shaping AIG’s presence across social media, mobile, and online platforms.
  • ✅ Directed digital marketing and product initiatives across strategic expansion markets: Brazil, China, Colombia, Indonesia, India, Turkey, UAE, and Vietnam.
  • ✅ Extended oversight to developed markets, ensuring consistency and alignment of global strategy.
  • ✅ Positioned AIG’s consumer business for sustainable growth by integrating digital channels into the broader marketing and distribution model.

Head Digital Marketing for Growth Economies Region

Promoted

Dec 2011Aug 2012 · 8 mos

  • ✅Head of Digital Marketing – Growth Economies Region (Latin America, APAC, Middle East, Africa, non-EU markets)
  • ✅ Directed digital marketing across 52 countries, supporting 9,500 employees and serving 20M+ customers.
  • ✅ Designed and executed internet and mobile strategies to achieve direct-to-consumer growth and efficiency targets.
  • ✅ Built the digital foundation for long-term, sustainable, and profitable growth in high-potential markets.
  • ✅ Forged strategic partnerships in mobile, social media, and e-commerce, driving customer engagement and innovation.

Digital Marketing Manager - Emerging Markets

Feb 2011Dec 2011 · 10 mos

Fox mobile distribution gmbh

3 roles

Executive Director , CRO Southern Europe

Jul 2009Feb 2011 · 1 yr 7 mos · Berlin, Germany

  • ✅ Led the Southern Europe division (Italy, Spain, Portugal) with full P&L responsibility.
  • ✅ Drove revenue growth and profitability through distribution and production of mobile entertainment digital content for both consumers and businesses.
  • ✅ Built and executed go-to-market strategies to expand reach, strengthen partnerships, and capture market share in high-growth digital markets.
  • ✅ Positioned FMG as a leading provider of mobile entertainment solutions in Southern Europe.

General Manager Iberia, Executive Director

Promoted

Mar 2009Jul 2009 · 4 mos · Berlin, Germany

Country Manager Spain, Director

Oct 2007Mar 2009 · 1 yr 5 mos · Berlin, Germany

Zed

Digital Product Owner & Biz Development

Jan 2004Jan 2007 · 3 yrs · Madrid, Community of Madrid, Spain

Mr.shoes-digital agency

Digital Specialist

Jan 2002Jan 2004 · 2 yrs · Madrid, Community of Madrid, Spain

  • Clients and campaigns developed for:Cederoth, Kraft foods, Loewe.

Tema

Account Executive

Jan 1999Jan 2002 · 3 yrs · Madrid, Community of Madrid, Spain

  • Clients & Campaigns developed for: Sony Ericsson, Philips, Citroen, Unilever, PepsiCo and El Corte Ingles

Education

Columbia Business School

Digital Business Strategy: Leading the next generation enterprice

Jan 2018Present

University of Cambridge

Digital Disruption: Digital Transformation Strategies

Jan 2020Jan 2020

ESIC Business & Marketing School

Master — Marketing & Sales

Jan 2001Jan 2002

Universidad Complutense de Madrid

BSc — Social Psichology

Sapienza Università di Roma

BSc — Marketing

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