Harish YVS

CEO

Bengaluru, Karnataka, India12 yrs experience

Key Highlights

  • Expert in product strategy and development for Fintech.
  • Led innovative projects in lending and insurance sectors.
  • Strong background in market analysis and investment opportunities.
Stackforce AI infers this person is a Fintech Product Leader with extensive experience in product strategy and innovation.

Contact

Skills

Core Skills

Product StrategyProduct InnovationLending InnovationMarket Analysis

Other Skills

Product DevelopmentLendingData AnalysisProcess OptimizationMatlabCC++Microsoft OfficeProgrammingEngineeringPowerPointMicrosoft ExcelTeamworkEnglishMicrosoft Word

Experience

Finfactor technologies private limited

Head of Product

Nov 2024Dec 2025 · 1 yr 1 mo · Pune District, Maharashtra, India · Hybrid

Career break

Personal goal pursuit

Oct 2024Nov 2024 · 1 mo

Monnai

Head - Product Development and Product Strategy

May 2022Sep 2024 · 2 yrs 4 mos · Bengaluru, Karnataka, India

  • Leading all things Product at Monnai as a founding team member. Spearheading the development of a cutting-edge consumer intelligence platform for global Fintechs, backed by esteemed investors including Tiger Global, 500 Global, EMVC, and more
Product Strategy

Karza technologies private limited

Assistant Vice President - Product Strategy

Mar 2021May 2022 · 1 yr 2 mos · Pune District, Maharashtra, India · Hybrid

  • Subject matter expert in the company for all things in lending and strategist for the company’s foray into new product expansion
Product Strategy

Bajaj finserv

2 roles

Senior Manager - Technology and Product Innovation

Promoted

Sep 2018Feb 2021 · 2 yrs 5 mos · Pune/Pimpri-Chinchwad Area

  • Heading a team of MBA Grads and developers to push innovation in lending, insurance, payments, wealth management and e-commerce business of Bajaj Finserv MARKETS through a combination of in-house development as well as actively engaging with the fintech ecosystem
Product Innovation

Research Analyst

Jan 2017Aug 2018 · 1 yr 7 mos · Pune/Pimpri-Chinchwad Area

  • Part of Corporate Innovation team with a focus on making the offline retail loans (salaried personal loans, business loans, professional loans, mortgage loans) move to an online process. Major initiatives are:
  • First in the Indian market to launch a GST based lending product utilizing full stack of GSTN APIs
  • Establishing a new sourcing channel based on GST data which includes data enrichment with various partners and building models to provide pre-approved offers to these customers
  • Designed use-cases and implemented B2B communication app at an organizational level
  • Salaried personal loan disbursal model for Bajaj Finserv to make it one of the first NBFCs to offer loan disbursal in 30 minutes
  • Co-developed use-cases with 9 startups which address various problems in our current lending products like employment verification (salaried personal loans), banking analysis (All products), risk portfolio analysis (salaried personal loans), geo-tagging (All products), e-sign, e-agreement, and e-mandate (All products), credit score analysis (All products), address verification (salaried personal loans) which helped in reducing the time taken for approval of a loan, less documents collection from customer and increasing the efficiency of field staff
Lending Innovation

Tracxn

Lead Analyst

Apr 2016Dec 2016 · 8 mos · Bengaluru, Karnataka, India

  • Built and led a team of analysts in discovering and analyzing investment opportunities in Fintech ecosystem of India and China. Worked with global VCs and Hedge Funds to analyse market trends and identify upcoming business models
Market Analysis

Reliance

4 roles

Manager

Aug 2015Apr 2016 · 8 mos · Greater Vadodara Area

Graduate Engineering Trainee

Jul 2014Jul 2015 · 1 yr · Greater Vadodara Area

Summer Intern

May 2013Jul 2013 · 2 mos · Greater Rajkot Area

Summer Intern

May 2012Jul 2012 · 2 mos · Greater Rajkot Area

Indian institute of technology, guwahati

Deputy General Secretary, Placements

Jun 2013Jul 2014 · 1 yr 1 mo · Dispur, Assam, India

  • Led a team of 65 members comprising of Undergraduate and Post-Graduate students, to handle the placement activities at IIT Guwahati for the placement session of 2013-2014 and coordinated with over 130 companies that came to recruit from IIT Guwahati for placements and for internships

Indian institute of technology, guwahati

Internship Coordinator

Jul 2012Apr 2013 · 9 mos · Dispur, Assam, India

  • As a member of the Department's Placement team as Internship Coordinator and representative of the pre-final year students in the body, I invited companies for on-campus-internship-programme and facilitated the internship process for visiting companies and others through Video conferencing, Web Ex for non visiting companies. I focsed on streamlining the process and achieved a 100 % growth in the number of participating companies.

Education

Indian Institute of Technology, Guwahati

Bachelor of Technology (B.Tech.) — Chemical Engineering

Jan 2010Jan 2014

Sri Krishna Vidya Mandir

10th Std

Jan 2002Jan 2007

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