Jan 2024 – Present · 2 yrs 3 mos · Kolkata, West Bengal, India · Remote

• www.viniyog.one
• AI-led Fintech | Financial Literacy | Bharat Focus | Early-Stage
• Early experiments validated via IIFL, SBI MF, SBI General and campus outreach
• Launched Viniyog ONE to close the massive financial literacy gap among India’s youth—particularly in underserved Tier 2 and 3 cities—by blending AI, behavioral finance, and community-based learning.
• Vision: Empower first-gen investors with unbiased, self-directed financial knowledge and decision-making tools
• Approach: AI ideation, personalized education, mentorship cohorts, and gamified learning
• Problem Solving: Tackling herd mentality, misinformation, and emotional investing behaviors
• Milestones: Product ideation, market research, early user feedback loop, strategic roadmap underway
• Leadership: Driving all aspects—strategy, product, partnerships, storytelling, and vision
• This isn’t just a fintech—it’s a mission to democratize smart wealth-building.

Nov 2022 – Jan 2024 · 1 yr 2 mos

• Medical Recovery | Strategic Reflection | Founder Resilience
• In November 2022, I experienced a life-changing accident resulting in partial paralysis and a prolonged recovery. During this period, I dedicated myself to:
• Intensive rehabilitation and resilience-building through 18 months of physical and mental challenges
• In-depth market research on financial literacy, behavioral finance, and fintech gaps in India
• Crafting the vision and product strategy for Viniyog ONE, identifying core user needs
• Personal growth, rediscovering purpose, and strengthening mental resolve to build with meaningful impact
• This chapter profoundly shaped the empathetic, mission-driven leadership I bring to Viniyog ONE today.

Mar 2019 – Dec 2023 · 4 yrs 9 mos

• User Acquisition | Growth without Funding | Web3 Strategy
• Led GamoteX, a Web3 gaming startup that grew to over 200,000 users nationwide without external investment. Focused on building engaging, scalable digital experiences for India’s youth in the emerging crypto/gaming space.
• Built and led a fully remote, cross-functional team
• Defined product vision and go-to-market strategy
• Drove community building and user retention via gamification
• Navigated high volatility and evolving tech landscape with agility
• Closed in late 2022 due to medical leave following a paralysis-causing accident
• GamoteX taught me how to lead, adapt, and scale in fast-changing, uncertain environments.

Mar 2013 – Feb 2019 · 5 yrs 11 mos

Apr 2010 – Mar 2013 · 2 yrs 11 mos · India · On-site

• Top 10 Broker in Eastern India (2010) | Retail & HNI Clients
• Delivered integrated wealth solutions and portfolio strategies for over 500 clients. Gained a deep understanding of market behavior, investor psychology, and long-term value creation.
• Achieved Top 10 Broker in Eastern India in 2010
• Focused on wealth-building for young earners and conservative investors
• Offered research-based advisory, portfolio balancing, and long-term planning
• Learned how to build trust and solve complex financial problems with empathy

Apr 2008 – Mar 2010 · 1 yr 11 mos · India · Hybrid

• Worked directly with Sharekhan, supporting stock market sales operations and client servicing. Developed strong skills in market analysis, client communication, and transaction processing.
• Assisted in managing client portfolios and executing trades
• Gained practical understanding of stock market mechanisms and retail investor behavior
• Built foundational knowledge in securities and financial products
• Collaborated with sales teams to enhance client satisfaction and retention

Jan 2005 – Mar 2008 · 3 yrs 2 mos · Berhampore, West Bengal, India · On-site

• MDRT Qualifier (2008) | Client-Centric Risk Advisory
• Started my journey here. Qualified for Million Dollar Round Table (MDRT)—a recognition for top-performing insurance advisors globally (<1% of agents).
• Specialized in term life, health, and risk coverage
• Focused on ethical selling, trust-building, and financial education
• Developed early interest in how financial habits shape long-term outcomes

Jun 2004 – Dec 2004 · 6 mos · Burdwan, West Bengal, India · On-site

• Gained hands-on experience in equity sales and customer acquisition
• Supported relationship management efforts to enhance client engagement
• Contributed actively towards achieving sales targets and team goals

Jan 2004 – May 2004 · 4 mos · Durgapur, West Bengal, India · On-site

• Learned fundamentals of stock broking, client servicing, and market research.
• Assisted senior brokers with client interactions and transaction processing.