Erick Silva

Operations Associate

Newark, New Jersey, United States25 yrs 4 mos experience
Most Likely To SwitchHighly Stable

Key Highlights

  • 15 years of mortgage lending expertise
  • Strong customer service and negotiation skills
  • Dedicated to staying current with mortgage guidelines
Stackforce AI infers this person is a seasoned mortgage professional with extensive experience in customer service and financial advising.

Contact

Skills

Core Skills

Mortgage LendingCustomer ServiceNegotiation

Other Skills

Interest RatesCredit AnalysisRefinanceLoansReal EstateCreditReal Estate TransactionsMicrosoft OfficeBankingMortgage BankingInvestmentsInvestment PropertiesWorking with First-Time Home Buyers

About

As a mortgage loan officer for 15 years, I offer my customers, no matter what their financial status, the knowledge and experience to find the best financial options. Whether you are buying, selling, refinancing or building your dream home, you have a lot riding on the performance of your mortgage professional. Since market conditions and loan programs change on a dime, you need to deal with someone who is on top of his game. By utilizing the mortgage market guide, I am able to track the trading of Mortgage Backed Securities that enables me to give you the most current trends in the interest rates as well as give insight to what the interest rates are going to do in the future. This knowledge and expertise is pivotal to the question, “Should I Lock in the rate.” I can help you explore the many innovations and options to get the mortgage that is right for you and your family. My specialty is placing you in the loan most suitable to your needs, and I make it my business to stay current with all the mortgage guidelines as well as making myself available any time of day. I make every attempt to present a strategic valuation and complete customer service to every real estate transaction. My goal is to maintain honesty, integrity, dedication and vast industry knowledge with every client. Paramount Residential Mortgage Group, Inc. (PRMG) NMLS #75243 | licensed by the NJ Dept of Banking and Insurance | PRMG Licenses and other state-specific disclosures - www.prmg.net/licenses/ | Equal Housing Opportunity | NMLS Consumer site: www.nmlsconsumeraccess.org/.

Experience

25 yrs 4 mos
Total Experience
10 yrs 7 mos
Average Tenure
18 yrs 4 mos
Current Experience

Paramount residential mortgage group inc. (prmg inc.)

Branch Manager

Jul 2016Present · 9 yrs 10 mos · Newark, NJ

  • As a branch manager I am responsible for the management of sales, hiring, and relationships with particular customers and vendors.
Mortgage LendingCustomer ServiceNegotiationInterest Rates

Mlb residential lending

Senior Mortgage Consultant

Jan 2015Jun 2016 · 1 yr 5 mos · Clark,NJ

  • As a Senior Mortgage Consultant I help customers who are in need of loans to help them buy or refinance a house or other real estate property. I gather information about borrowers, like bank information, occupations, salaries, and credit histories, and negotiate rates and terms with lenders in order to refinance existing mortgages to obtain lower interest rates and payments for customers.
Mortgage LendingNegotiationCustomer ServiceCredit Analysis

The north ward center

Baseball Coach

Jan 2008Present · 18 yrs 4 mos · Newark, NJ

  • Being a baseball coach for these kids is a great reward and hobby of mine. I have worked with many different groups of children and all of them leave an exceptional impression.

Delsol financial

Vice President

Jan 2001Jan 2013 · 12 yrs · Westfield,NJ

Education

Rutgers University - Minority Biomedical Research Support

High School — Criminal Justice and Corrections

Jan 1999Jan 2003

Rutgers Business School

Sociology

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