Oct 2025 – Present · 7 mos · Mumbai, Maharashtra, India

• I represent FMO as a Nominee Director on the board of their investee companies

Aug 2023 – Nov 2024 · 1 yr 3 mos · New York, United States

• Led impactful discussions at G20 Brazil, driving consensus on financial health definition among key international stakeholders, including several governments and financial institutions
• Provided thought leadership in creating the UN Special Advocate’s Financial Health Strategy to empower people globally with suitable, affordable and sustainable financial products and tools
• Successfully secured funding including a 3-year commitment by engaging top-tier stakeholders
• Directed an international 6-person team to oversee international partnerships and engage board members including senior executives from the World Bank, IFC, IMF, and global banking leaders
• Led high impact country visits and high-level meetings with heads of state, ministers and central banks

Mar 2022 – Jul 2023 · 1 yr 4 mos · Mumbai, Maharashtra, India

Aug 2021 – Present · 4 yrs 9 mos · New York, United States

May 2021 – Present · 5 yrs · Asia · Remote

• Venture fund and collective investing in early-stage fintech in emerging markets and climate tech globally.

Mar 2020 – Jun 2023 · 3 yrs 3 mos · Mumbai, Maharashtra

Oct 2019 – Present · 6 yrs 7 mos · New York, United States · Hybrid

• I teach a course titled "Fintech in Emerging Markets"

May 2019 – Aug 2023 · 4 yrs 3 mos · Singapore

• ShopUp is an online shop management and digital credit platform for small business owners in Bangladesh

Apr 2019 – Aug 2023 · 4 yrs 4 mos · Asia

• Flourish is a fintech-focused global fund of The Omidyar Group that backs entrepreneurs whose innovations help people achieve financial health and prosperity
• Developed and refined business strategies alongside startup founders, strengthening operational models, enhancing market positioning, and crafting compelling narratives for successful investor pitches
• Spearheaded strategic growth for a portfolio of 12 Asia-based fintech startups, delivering high-impact business coaching, founder management, stakeholder engagement, and investor relations
• Guided successful funding up-rounds, contributing to $250 million in raised capital across portfolio companies, ensuring Flourish Ventures’ investments gained substantial returns
• My role includes networking, sourcing deals, investment diligence & approval, board position, portfolio management and exits. My portfolio of investments in Asia include: Grab Financial Group(South East Asia) | ShopUp (Bangladesh) | Qoala (Indonesia, Thailand, Vietnam) | TaniHub (Indonesia) | Brick (Southeast Asia) | Zaapi (Southeast Asia)

Apr 2016 – Mar 2019 · 2 yrs 11 mos · India

• I served on the Board of NBFCs (NeoGrowth and Indifi), listed company (UGro Capital, Gokuldas Exports), fintech companies (Kaleidofin, Gramcover)

Jan 2016 – Apr 2019 · 3 yrs 3 mos · Mumbai Area, India

• Led fintech investments for India. Omidyar Network was named in top 3 fintech investors in India for 2018. Investments include: NeoGrowth, Indifi, Kaleidofin, GramCover, ZineOne
• Provided high-level business coaching and advised founders on strategy, board engagement, and investor relations resulting in profitable, high-return exits
• Served as a key member of India’s Investment Committee on fintech equity investments, driving portfolio growth.

Mar 2012 – Dec 2015 · 3 yrs 9 mos · Mumbai Area, India

• In my role at CAFRAL (RBI's think tank), I worked on designing and conducting of leadership programmes, round table discussions and workshops for Bank CEOs, policy makers and various stakeholders in financial services. Provided thought leadership in the area of digital financial inclusion, risk management and governance in banks. Co-authored a case study published by Harvard Business School on ICICI Bank
• Spearheaded CAFRAL’s Advanced Leadership Program (CALP) for three years, training over 70 top executives, including Bank CEOs, in key financial leadership and strategic practices
• Delivered 40+ high-impact programs on Digital Banking, Risk Management, and Corporate Governance

Mar 2011 – Dec 2017 · 6 yrs 9 mos · Mumbai

• Indian Cancer Society is a public charitable trust, working in the area of prevention of cancer and rehabilitation of cancer patients and survivors, since 1951. As a volunteer member, I oversee the unique Cancer Cure Fund which has been set up to help needy cancer patients by providing financial aid for their treatment.
• Designed and directed the Cancer Cure Fund, the largest nationwide initiative for cancer patient support, successfully assisting over 8,000 patients across 25 states
• Played a pivotal role in raising over $10 million for the Cancer Cure project, enhancing financial sustainability and broadening access to treatment through partnerships with 15 hospitals

Jan 2005 – Jan 2009 · 4 yrs

• Played a strategic role as part of the leadership team since the company's inception.
• Oversaw dual roles as Business Head for Rural Business and Head of Marketing and Branding.
• Established a multi-product rural lending business from the ground up.
• Achieved an exceptional on-time repayment performance of over 99.5% for the lending portfolio.
• Established and scaled a greenfield operation from 0 to 30,000 customers and Rs 350 mn loan book in one year
• Recruited and led a team of 200, driving operational efficiency and ensuring consistent customer engagement across branches, resulting in a remarkable 99.5% on-time repayment rate
• Achieved breakeven for 90% of branches ahead of target, demonstrating strategic execution and strong oversight in branch set-up and recruitment

Jan 2004 – Jan 2005 · 1 yr

• Introduced innovative products like Weather Insurance for farmers, Cashless Rural Health Insurance

Jun 1991 – Aug 2005 · 14 yrs 2 mos · Mumbai, Maharashtra, India

• Developed and launched India’s first cashless health and weather insurance products for rural customers, establishing a distribution network across 60 districts and 8 states
• Led product innovation and digital transformation of customer contact centre operations from 25 to 2,500 employees, driving rapid expansion and shift from bank branches to E-Channels.
• Pioneered digital banking in India with the first internet banking portal, full-stack phone banking and feature rich mobile banking
• Instrumental in overseas fund raising for ICICI Bank through the first GDR, Medium Term Note and Bond issue
• Held various senior positions in project finance, treasury, strategy and retail banking.