Santosh Patil — Senior Software Engineer

Senior software engineer with over a decade of experience in building and maintaining large-scale backend systems in the payments and e-commerce domains. I have worked across multiple parts of the digital payments ecosystem, including payment gateway integrations, card acquiring, recharge and bill payment flows, and merchant payment infrastructure. My work has involved designing reliable transaction-processing systems, integrating with banking partners, improving performance, and ensuring correctness and stability in high-volume environments. At PhonePe, I have contributed to the development of the company’s payment gateway, card processing systems, and recharge/billpay platform. Before this, I worked at Flipkart on PayZippy (Flipkart’s payment gateway) and the Flipkart Wallet platform, gaining experience in high-transaction systems and partner integrations. I focus on building systems that are reliable, predictable, and easy to maintain, and I enjoy working on services that require correctness, performance, and operational discipline. Areas of Expertise: • Backend development • High-volume transaction processing • Payments: UPI, cards, wallet, netbanking, recharge/billpay • API design and partner/banking integrations • Reliability and observability of production systems

Stackforce AI infers this person is a Backend Developer specializing in Fintech with a focus on payment systems.

Location: Pune, Maharashtra, India

Experience: 12 yrs 5 mos