Vaibhav Kulkarni — Operations Associate
Business Solution and Technology Architect for End to End Payment Card and Digital Industry applications with Technical and functional experience along with Costing, Effort estimation and Budgeting, Pre-Sales consulting and RFP Response and Client Service Management, Interchange Settlement (Issuing and Acquiring). Solution Integration for Internet banking, Mobile Banking channels with Core products like FlexCube, Vision-Plus, Base 24. Key Projects handled are RuPay (NPCi, India’s First Clearing And Settlement System and Domestic Card Scheme.), Interchange management, Clearing and Settlement system, Transaction Reconciliation, Issuing Reconciliation, Credit-Debit Card issuance, scoring Module, Credit Card billing, Merchant Settlement Application and management, Fee Management / IRD population, Process Optimization , Dispute (Charge-back) Module, ATM Reconciliation, Value Added Services like Mobile Recharge, E-commerce Solutions, Wallet Management, Gift-Cards, E-Coupons and Twitter banking(POC). Knowledge of RuPay, VISA, MasterCard, AMEX, Discover (DFS/DCI) and JCB Schemes, ISO-8583-1992,ISO 20022 ,Data Security Standards-PA/PCI-DSS. Key Skills: Solution and Technology Architect for Payment Card and Digital Industry Application, Issuer and Acquirer Reconciliation, Clearing and Settlement with hands on Programming. Pre-Sales Consulting, Business Case presenting.
Stackforce AI infers this person is a Fintech expert with a focus on payment solutions architecture and management.
Location: Mumbai, Maharashtra, India
Experience: 17 yrs 1 mo
Career Highlights
- Expert in end-to-end payment solutions architecture.
- Proven track record in payment card and digital industry projects.
- Strong background in interchange management and reconciliation.
Work Experience
TAO Digital Solutions
Payments (3 yrs 1 mo)
Self-employed
Payment Specialist (3 yrs 4 mos)
INNOVA SOLUTIONS USA
Payment Enthusiast (8 yrs 10 mos)
Jio
Payment Architect (1 yr 7 mos)
Barclays
Lead Architect - Retail Payments (1 yr 1 mo)
Euronet Worldwide
Manager - Solutions (3 yrs 6 mos)
In-Solutions Global Pvt. Ltd.
Product Lead (5 yrs 1 mo)
S S Jondhale COE
Faculty (2 yrs 6 mos)
Education
EDP at Massachusetts Institute of Technology - Sloan School of Management
DBM at ICFAI
BE at Pune Institute of Computer Technology