V

Vaibhav Kulkarni

Operations Associate

Mumbai, Maharashtra, India17 yrs 1 mo experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Expert in end-to-end payment solutions architecture.
  • Proven track record in payment card and digital industry projects.
  • Strong background in interchange management and reconciliation.
Stackforce AI infers this person is a Fintech expert with a focus on payment solutions architecture and management.

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Skills

Other Skills

Payment SystemsPaymentsCredit CardsRequirements AnalysisOracleTransaction ProcessingPayment GatewaysSoftware Project ManagementDebit CardsPayment Card ProcessingPCI DSSCPayment CardsCardsBusiness Analysis

About

Business Solution and Technology Architect for End to End Payment Card and Digital Industry applications with Technical and functional experience along with Costing, Effort estimation and Budgeting, Pre-Sales consulting and RFP Response and Client Service Management, Interchange Settlement (Issuing and Acquiring). Solution Integration for Internet banking, Mobile Banking channels with Core products like FlexCube, Vision-Plus, Base 24. Key Projects handled are RuPay (NPCi, India’s First Clearing And Settlement System and Domestic Card Scheme.), Interchange management, Clearing and Settlement system, Transaction Reconciliation, Issuing Reconciliation, Credit-Debit Card issuance, scoring Module, Credit Card billing, Merchant Settlement Application and management, Fee Management / IRD population, Process Optimization , Dispute (Charge-back) Module, ATM Reconciliation, Value Added Services like Mobile Recharge, E-commerce Solutions, Wallet Management, Gift-Cards, E-Coupons and Twitter banking(POC). Knowledge of RuPay, VISA, MasterCard, AMEX, Discover (DFS/DCI) and JCB Schemes, ISO-8583-1992,ISO 20022 ,Data Security Standards-PA/PCI-DSS. Key Skills: Solution and Technology Architect for Payment Card and Digital Industry Application, Issuer and Acquirer Reconciliation, Clearing and Settlement with hands on Programming. Pre-Sales Consulting, Business Case presenting.

Experience

17 yrs 1 mo
Total Experience
2 yrs 10 mos
Average Tenure
3 yrs 4 mos
Current Experience

Tao digital solutions

Payments

Apr 2023Present · 3 yrs 1 mo

Self-employed

Payment Specialist

Jan 2023Present · 3 yrs 4 mos

Innova solutions usa

Payment Enthusiast

Jul 2017Present · 8 yrs 10 mos · Mumbai, Maharashtra, India · Hybrid

  • Next generation payment processing
  • http://www.SmartEdgePay.com

Jio

Payment Architect

Dec 2015Jul 2017 · 1 yr 7 mos · Mumbai, Maharashtra, India

  • Payment Architect for Jio Money wallet business and Payment Bank.

Barclays

Lead Architect - Retail Payments

Nov 2014Dec 2015 · 1 yr 1 mo · Pune Area, India

  • Payment Architect for End to End Design for Cards and Digital Projects for Africa Region

Euronet worldwide

Manager - Solutions

May 2011Nov 2014 · 3 yrs 6 mos

  • Solution Designing of Clearing & Settlement
  • Solution and Technical Architect for RuPay - Domestic Cards Scheme.

In-solutions global pvt. ltd.

Product Lead

Apr 2006May 2011 · 5 yrs 1 mo

  • InterChange Management
  • Clearing And Settlement

S s jondhale coe

Faculty

Sep 2003Mar 2006 · 2 yrs 6 mos

  • Lecturs and practicals on C,C++,OS,MMS,EmbSys,Networks

Education

Massachusetts Institute of Technology - Sloan School of Management

EDP — Innovation of Products and Services: MIT’s Approach to Design Thinking

Jan 2018Jan 2018

ICFAI

DBM — Mgmt

Jan 2008Jan 2009

Pune Institute of Computer Technology

BE — Computers

Jan 2000Jan 2003

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