Rital Gangadia

Co-Founder

Mumbai, Maharashtra, India14 yrs experience
Most Likely To SwitchHighly Stable

Key Highlights

  • Led automation initiatives improving credit processes.
  • Transitioned to Board of Directors for strategic growth.
  • Focused on building technology-driven organizational systems.
Stackforce AI infers this person is a Fintech leader with expertise in operations, credit management, and automation.

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Skills

Core Skills

OperationsCredit Management

Other Skills

Operational EfficiencyTeam ManagementProcess ImprovementAutomationStrategic Growth InitiativesMISFinancial AnalysisBusiness DevelopmentEmployee EngagementVendor ManagementPerformance AppraisalBusiness StrategyFinanceRecruitmentsRisk Management

About

My journey at LenDenClub has been closely connected with the company’s growth, evolution, and transformation over the years. I started my career with LenDenClub in 2015, initially managing the Investments team while also taking on multiple operational responsibilities during the startup phase. As the organization scaled, I expanded my role to lead both Investments and Collections functions from 2017 to 2019, focusing on operational efficiency, team management, and strengthening recovery processes. In 2020, I transitioned into the Credit function, where I worked extensively on building automation-driven systems and scalable credit processes. Over the next two years, we successfully created impactful automation frameworks that improved efficiency, decision-making, and operational scalability within the credit ecosystem. By 2023, I was managing both Operations and Credit, contributing toward business execution, cross-functional alignment, process optimization, building automation and strategic growth initiatives. Alongside operational leadership, I was actively involved in annual business planning, strategic discussions, and organizational growth initiatives. In 2024, I transitioned from day-to-day operational responsibilities and became part of the Board of Directors at LenDenClub, contributing toward strategic direction, leadership alignment, and organizational growth. Currently, I am associated with LenDenClub as an HR Advisor, where I am focused on building future-ready and technology-driven organizational systems. My work involves creating automated processes, building data-driven analysis frameworks, leveraging AI-based tools to improve efficiency and decision-making, strengthening operational and people processes, and contributing toward strategic planning to help achieve long-term organizational goals. I strongly believe that businesses achieve sustainable growth when strong systems, technology, people, and strategy work together. My professional journey has provided me with hands-on exposure across operations, credit, collections, automation, strategy, leadership, and people management — enabling me to develop a holistic understanding of how organizations scale effectively through execution excellence, innovation, process discipline, and empowered teams. Passionate about building organizations that are agile, scalable, people-first, and prepared for the future.

Experience

14 yrs
Total Experience
3 yrs 6 mos
Average Tenure
10 yrs 8 mos
Current Experience

Lendenclub

2 roles

Board Member | HR Transformation & Leadership Advisor

Promoted

Jan 2024Present · 2 yrs 5 mos

Founding Member

Oct 2015Present · 10 yrs 8 mos

  • LenDenClub is an online marketplace for loans and investments. It is also the largest p2p lending platform in the country with more than 2 million borrowers and more than 0.5 million lenders.
  • At LenDenClub, we are consistently working on innovating the traditional borrowing and lending process with the right amalgamation of process and technology.
  • To learn more, visit www.lendenclub.com
  • To join us, visit https://www.lendenclub.com/careers/
Operational EfficiencyTeam ManagementProcess ImprovementAutomationStrategic Growth InitiativesOperations+1

Icici prudential life insurance company limited

Unit Manager

Sep 2008Jul 2010 · 1 yr 10 mos · Mumbai Area, India

Kotak securities

Product Manager

Apr 2007May 2008 · 1 yr 1 mo · Mumbai Area, India

Motilal oswal financial services ltd

Business Development Executive

Oct 2006Mar 2007 · 5 mos

Education

Indian Institute of Management, Kozhikode

PGP - FinTech — FinTech

Jun 2022Apr 2023

University of Mumbai

Master's of Commerce (M.Com.) — Management

Jan 2007Jan 2009

Nagindas Khandwala College

Bachelor of Commerce (B.Com.) — Banking & Insurance

Jan 2003Jan 2006

Prahladrai Dalmia Lions College of Commerce and Economics Sundar Nagar S V Road Malad West Mumbai 400 064

HSC

Jan 2001Jan 2003

Infant Jesus High School

SSC

Jan 1988Jan 2001

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