Carmel Limcaoco

CEO

San Francisco, California, United States7 yrs 6 mos experience

Key Highlights

  • Co-founder of a fintech startup expanding global credit access.
  • Led product management fellowship to nurture tech talent.
  • Directed major campus music festival with sold-out events.
Stackforce AI infers this person is a Fintech and Music Technology expert with strong product management capabilities.

Contact

Skills

Core Skills

Product Management

Other Skills

FundraisingPublic SpeakingIBMusic

About

Co-founder & CEO of Kita. Previously pursued an M.S. in Computer Science at Stanford, where I also earned a B.S. in Symbolic Systems with a concentration in Human-Centered AI. Having grown up in Manila, I care deeply about closing the tech gap between Silicon Valley and emerging markets. At Kita, we're building the underwriting layer that expands access to credit across the world, from Southeast Asia to Latin America and beyond. carmel@usekita.com kita.ai

Experience

7 yrs 6 mos
Total Experience
1 yr
Average Tenure
8 mos
Current Experience

Kita (yc w26)

Co-Founder, CEO

Oct 2025Present · 8 mos · San Francisco Bay Area

  • Expanding access to credit globally 🌏
  • Backed by the first investors of Stripe, Plaid, Coinbase: Y Combinator, BoxGroup, and more
Product ManagementFundraising

Kaya founders

Product Fellowship Director

Mar 2025Sep 2025 · 6 mos · Manila, National Capital Region, Philippines

  • Kaya Founders is a leading early-stage venture capital firm investing in high-impact, tech-enabled entrepreneurs driving digital transformation across the Philippines and Southeast Asia.
  • Spearheaded the inaugural Kaya Product Management Fellowship program to develop early-stage product talent in portfolio companies.
Product Management

Apple

Product Manager, Shazam

Jun 2024Sep 2024 · 3 mos · New York, New York, United States · On-site

  • New Business Initiatives, Shazam Platform Services. Computational Music, Music Recognition, Events, Artist Activations & more. Shipped Music Haptics in Shazam (iOS 18).
Product Management

Stanford concert network

Executive Director

May 2024Jun 2025 · 1 yr 1 mo · Stanford, California, United States

  • Directed creative vision for and all operations of Stanford Concert Network, the primary student organization bringing live music (10+ shows annually) to campus, and connecting the student body to opportunities in the music industry.
  • Led talent buying, production, and marketing for Frost Fest 2025, Stanford’s campus music festival, featuring Doechii, Zack Fox, Zacari, and Ray Vaughn. Historically sold out the event in < a week.
  • Managed industry partnerships with Goldenvoice, the Midway SF, EMPIRE, and more.

Stanford hci group

Research Assistant

Sep 2023Mar 2024 · 6 mos · Stanford, California, United States

  • Implementing a novel social media feed algorithm to investigate its potentially mitigative effects on antisocial behavior on social network platforms
Product Management

Apple

Product Manager, Apple Music

Jun 2023Sep 2023 · 3 mos · Culver City, California, United States · On-site

  • Responsible for the ideation and development of a novel social personalization feature on Apple Music
Product Management

Daha

Co-Founder, Product & UI/UX

Oct 2022Jun 2023 · 8 mos · Stanford, California, United States

  • Stanford's borrowing, renting, and selling matchmaking platform and service. First fully undergraduate team to be admitted to Stanford GSB's Lean Launchpad.
Product Management

Apple

Producer, apple.com

Jun 2022Sep 2022 · 3 mos · Austin, Texas, United States

  • DRI for webpage builds and releases across apple.com, collaborating with engineering, design, QA, and release management to ship end-to-end pages including the homepage and the fall Apple event. Interactive Design and Delivery, Marcom ATX.

Agromovil

Communications Intern

Jul 2021Oct 2021 · 3 mos

  • Agromovil is an app-enabled B2B platform that helps farmers connect with buyers to see new opportunities, sell direct, and find optimized transport – getting products to market more efficiently and profitably around the world. Team members have built and exited numerous startups in agriculture and technology, working in more than 80 countries around the world.

Codeher

Project and Marketing Director

Mar 2021Jun 2021 · 3 mos · Washington DC-Baltimore Area

Run the world

3 roles

Content Marketing Coordinator

Jan 2021Mar 2021 · 2 mos

  • Founded by executives from Facebook and Instagram, Run The World is a virtual events platform that provides organizers with engaging virtual experiences that actively compete for your audience's attention in an online world full of distractions.

Social Media Coordinator

Oct 2020Jan 2021 · 3 mos

Business Development and Content Intern

Sep 2020Oct 2020 · 1 mo

One million lights philippines

Youth Branch Co-Founder and Co-President

Apr 2016May 2020 · 4 yrs 1 mo · Manila, National Capital Region, Philippines

  • Co-founded the youth branch of One Million Lights Philippines and executed solar lights distributions in various off-grid communities nationwide, lighting up over 250 homes. Spearheaded multiple fundraisers for solar lanterns, notably a student-led fundraising concert, featuring student performers and a student support staff & coverage crew.
  • Co-directed a short documentary on a lights distribution and was awarded by the United Nations Department of Economic and Social Affairs (UNDESA).

Education

Stanford University

Master's degree — Computer Science

Stanford University

Undergraduate

International School Manila

High School Diploma

May 2020Present

Y Combinator

Jan 2026Present

Johns Hopkins Whiting School of Engineering

Engineering Innovation Summer Program — Engineering

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