Jun 2024 – Present · 2 yrs · On-site

• Product Manager at YES Bank
• Empowering Digital Banking through SDKs
• In the realm of digital banking, SDKs play a pivotal role in enhancing financial platforms. They enable Fintech Partners to incorporate a variety of advanced features, including:
• Payment Processing: Integration with a broader spectrum of card platforms for seamless transactions.
• Secure Mobile Banking: Ensuring robust security for mobile banking applications.
• Data Compliance: Adherence to existing regulatory frameworks, ensuring data privacy and security.
• Additionally, I handle the pre-qualified credit card database and the digital acquisition onboarding platform for credit cards. I also address inquiries related to Fraud Risk Management (FRM) and customer service.

Sep 2022 – Present · 3 yrs 9 mos · On-site

• Product Manager at YES Bank overseeing the pre-qualified credit card database and the digital acquisition onboarding platform for credit cards. Addressing inquiries pertaining to Fraud Risk Management (FRM) and customer service.

Sep 2022 – May 2025 · 2 yrs 8 mos · On-site

Jun 2020 – Sep 2022 · 2 yrs 3 mos

• Managing export trade product business on Bank lines for Pan India branches and offshore branches, Subsidiaries of ICICI Bank.
• Pricing negotiation for export trade on Bank lines for different country risk and due diligence on the transactions.
• Handling queries for products like advising of LC, LC confirmation, export bill discounting/ negotiation.
• Scrutinize the LC terms for do ability of transactions asper guidelines & risk frameworks levied internally.
• Tracking & recovery of commissions, charges & other over dues from correspondent banks.
• Tracking of bills payments at bank level of transactions & reconciliation of income.
• Helping the TSU for drafting the Swift's asper the business requirements.
• Preparing, maintaining & publishing of MIS related to transaction & reconciliation of income.
• Monitor volumes & roll out performance dashboards along with actionable for improving penetration.
• Intermediate between relationship managers and TSU.
• Provide a quick turnaround to transaction closure.

Apr 2019 – Apr 2020 · 1 yr

• Audit & compliance for entire West zone operation (Audit for Account opening and Currency chest)
• Planning and execution on quarterly review for Retail operations.
• Preparing Compliance report for Retail operations.
• Mis Preparation and analysing data.
• Conducting monthly audit in ICMC's as well as other departments of West zone.
• Balance Score card Tracking.
• Work life balance tracking for entire retail operations MUMBAI.

Jun 2017 – May 2019 · 1 yr 11 mos

• DVU for Saving Account opening process
• Training to Branch Sales staff on KYC guidelines.
• Video KYC project on Saving account opening.
• Salary processing for corporate customers.
• Managing High volume transaction for entire Maharashtra, Goa, Gujarat and MP region.
• End to end processing and scrutiny of the documents.
• Developed Business by creating CIB software for easy access to employers.

Oct 2012 – Jun 2017 · 4 yrs 8 mos

• Cash management
• Efficient planning and scheduling for cash processing.
• Responsible for Branch and ATM cash requirement planning & arrangement.
• cash/bin management in vault
• Coordination with branches for their cash requirement, pre counting discrepancies.
• Ensure audit compliance.
• Analysing the trend & measuring the impact.
• Laisioning with RBI
• Audit CRA Vaults and ATM's
• Conducting implementation traning for branches on cash operations.
• Efficient RBI reporting.