Vinayak Dhadi

Operations Associate

Ramdurg, Karnataka, India3 yrs 6 mos experience

Key Highlights

Over 3.5 years of experience in credit risk evaluation
Proven ability to drive business targets
Expert in customer eligibility assessments

Stackforce AI infers this person is a Fintech professional with expertise in credit underwriting and risk management.

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Skills

Core Skills

Credit UnderwritingCredit Risk Management

Other Skills

Credit AppraisalsCredit Analysis

About

Dedicated finance and credit professional with over3.5 years of experience in underwriting, customer assessment, sales operations, and credit risk evaluation. Proven ability to drive business targets, ensure compliance with organizational policies, and deliver accurate customer eligibility assessments.

Experience

3 yrs 6 mos

Total Experience

1 yr 9 mos

Average Tenure

Current Experience

Chaitnya india fin credit private limited

Credit Officer

Apr 2024 – Apr 2026 · 2 yrs · Dharwad, Karnataka, India · On-site

Performed underwriting as per policy guidelines and ensured compliance.
Conducted customer profile checks, CB checks, and tele-verification when required.
Managed customer elimination for negative or illegal profiles.
Ensured timely approval of cases within TAT and escalated cases to L3/L4 when needed.
Conducted income assessment, cash flow analysis, and occupation verification.
Participated in BPR meetings and maintained daily, weekly, and monthly reports.
Delivered training and induction for CRE, ABM, and BM teams.

Credit AppraisalsCredit AnalysisCredit UnderwritingCredit Risk Management