Abhal Ram

Product Manager

Mumbai, Maharashtra, India9 yrs 1 mo experience
Highly Stable

Key Highlights

  • 8+ years in banking and finance sector
  • Expertise in merchant acquiring and product management
  • MBA from Indian Institute of Management, Indore
Stackforce AI infers this person is a Fintech Product Manager with expertise in merchant acquiring and financial services.

Contact

Skills

Core Skills

Product ManagementMerchant AcquiringClient Relationship Management

Other Skills

Account ReconciliationAccountingBankingBusiness DevelopmentClient RelationsCommunicationCompliance ManagementConflict ResolutionCorporate FinanceCost-Volume-Profit (CVP) SolutionsCredit AnalysisCredit Risk ManagementCross-functional CoordinationCross-functional Team LeadershipCustomer Experience Enhancement

About

Goal-oriented Product Manager with 8+ years of rich experience in the banking and finance sector, specializing in merchant acquiring. An MBA graduate from the Indian Institute of Management (IIM), Indore, my career is a testament to strategic growth, operational excellence, and technological innovation. Renowned for enhancing business landscapes through strategic acumen, analytical prowess, and a comprehensive understanding of financial markets. #ProductManagement #FinTechInnovation #MerchantAcquiring #StrategicLeadership #FinancialAnalysis #GlobalBusinessStrategy

Experience

9 yrs 1 mo
Total Experience
4 yrs 1 mo
Average Tenure
10 mos
Current Experience

Au small finance bank

AVP - Product Management & Communication

Aug 2025Present · 10 mos · Mumbai, Maharashtra, India · On-site

Icici bank

2 roles

Senior Product Manager - Merchant Acquiring

Apr 2021Aug 2025 · 4 yrs 4 mos · On-site

  • Supervised emerging trends, industry shifts, regulatory updates, and advancements in security within the payments sector
  • Executed business strategies and initiatives aimed at ensuring sustained profitability
  • Identified potential issues proactively and devised and executed strategies and tactics to enhance critical business metrics
  • Managed and selected business relationships with external partners, including consultants and technology service providers
  • Collaborated with compliance, legal, and technology departments to guarantee that product delivery aligns with standards
  • Coordinated with the Finance and Accounting teams to streamline operations and processes related to the payment settlement cycle
  • Provided support to frontline employees, addressed their inquiries/feedback & established touchpoints for team engagement
Financial ManagementCorporate FinanceFinancial ConsolidationInternal AuditsProduct DevelopmentData Analysis+47

Solution Manager – Merchant Acquiring

Jun 2019Mar 2021 · 1 yr 9 mos · On-site

  • Spearheaded the acquisition and support of clients within the Merchant Acquiring segment, ensuring high-quality service and satisfaction
  • Met the bank's goals related to earnings, assets, and credit quality, aligning with predefined budgets and targets
  • Formulated and executed business, marketing, and advertising strategies tailored to specific regions to maximize outreach
  • Oversaw the attainment of sales objectives monthly for each branch, focusing on specific products
  • Evaluated client needs and managed relationships effectively, optimizing the bank's risk-reward balance
  • Secured new client relationships by accurately identifying and addressing customer requirements with appropriate solutions
Financial ManagementCorporate FinanceFinancial ConsolidationInternal AuditsProduct DevelopmentData Analysis+48

Travel designer group

Assistant Manager Finance

Apr 2017Jun 2019 · 2 yrs 2 mos · Ahmedabad, Gujarat, India · On-site

  • Responsible for credit control, treasury management, risk for a B2B hospitality platform

Education

Indian Institute of Management, Indore

Master's Degree — Management

Indian Institute of Management, Indore

Bachelor's Degree

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