Aug 2025 – Present · 9 mos · On-site

• Startup Growth Enabler: Partnering with curated emerging to growth-stage firms to hyperscale revenue and market expansion.
• Driving iterative & scalable business models across SaaS, DeepTech, AI, Fintech, Data, Risk & Security, and digital platforms.
• Supporting founders with business model, capital raise strategies, digital capabilities, cross border market expansions and go-to-market execution.
• Board/ CXO advisory: Industry & Strategic Advisor to select PE Funds, Consulting firms and Enterprises around BFSI, Digital capability assessment, Technology roadmap & transformation.

Oct 2024 – Present · 1 yr 7 mos · Mumbai, Maharashtra, India

• Experian is a leading Credit Information company. Helping financial service, borrowers and lenders take responsible credit call.
• Joined Board as Independent Director. Heading Technology and Security Committee of the Board.

May 2024 – Jun 2025 · 1 yr 1 mo · India · Remote

• Helping solve unstructured data into actionable insights by leveraging AI.

Apr 2024 – Present · 2 yrs 1 mo · India · Hybrid

• As Member of Board & Independent Director, I have oversight and provide expertise in areas like Technology, IT Security, Audit, Risk, Customer Service, ESG & CSR through various committees of Board

Jan 2024 – Aug 2025 · 1 yr 7 mos · Mumbai, Maharashtra, India · On-site

• Towards building future of financial service at Scale -100% digital- platform, distribution, business model.
• Helping Fortune 100 Indian & Global Firms build Digital platforms, marketing and distribution capability in Financial Services.

Sep 2022 – Oct 2023 · 1 yr 1 mo

• Responsible for running digital platform and business outcomes across web, mobile, digital payments, API, connected banking, Ecosystem partnership. Revenue and growth of business outcomes at consumer bank across M&M segment, digital channels, payments and new business model. Leading CBDC, ONDC, AA, OCEN, Aadhaar and other India stack initiatives for the bank

Apr 2020 – Aug 2022 · 2 yrs 4 mos

• Leading platform, digital technology, transformation, payments, innovation and new business model initiatives

May 2016 – Mar 2020 · 3 yrs 10 mos

• Got promoted as Chief Digital Office. Responsible for overall Digital Strategy & transformation across the bank. Areas of focus around - digital business, technology, Product engineering, innovation, fintech & ecosystem partnership, design & development, lending, payments, SME, investments, digital platform & channels.
• Involved in incubating highly successful digital banking offering -Kotak 811. Launched India's first Biometric based account opening-on any device, First Video KYC for account opening. Among first bank to launch banking on Whatsapp (as part of enterprise beta program), Bharat app (offline banking app). Driving organization-employee, customer digital first mindset through adoption of various digital initiatives. Incubated
• In 2017, became member of Kotak Leadership Team(KLT). Contributed towards ecosystem build as member of CII Digital Transformation committee, FICCI Fintech Comitte, NASSCOM startup10K, IAMAI

Oct 2013 – Apr 2016 · 2 yrs 6 mos

• Leading digital initiatives in the retail banking space; responsible for digital enablement of existing business, transaction platforms (mobile, web, and kiosk), digital products, online sales, digital marketing, payments, and innovation. Involved in launching bank's first Mobile app which became flagship channel over years. Various global first banking products- Jifi( Social, checking bank account), Hashtag Banking (Banking on Twitter), Kaypay ( social payment platform)

Apr 2012 – Oct 2013 · 1 yr 6 mos

• Got promoted as I continued to build and grow NRI business globally. Started to grow outward forex business alongside inward remittance, leveraged deposit products.

Oct 2009 – Mar 2012 · 2 yrs 5 mos

• Involved in setting up Global Banking - NRI division of the bank from scratch. As Business Head, worked extensively on building NRI Banking product, distribution, sales, service across the Globe. Build online account opening, cross border remittance platform, global banking alliances and remittance partnership across top 20 countries across North America( US, Canada), Europe, Middle-East, Africa, South East Asia & Australia. Strong focus on revenue, growth, customer franchise and brand building across key geographies.
• In less than 4 years grew business from zero base to over $2 Billion of deposit book. It turned out to be one of the highly profitable business for the bank.

Mar 2008 – Oct 2009 · 1 yr 7 mos

• Conceptualized and launched Privy League - Priority Banking program for HNIs(High Net worth Individuals) & business. This included products and solutions across- banking, investment, long term financial planning, protection, will & estate planning, protection etc. Worked on product, program, relationship management, channel development, customer engagement & service delivery structure.
• This is one of highly profitable segment of Consumer Bank

Dec 2020 – Aug 2025 · 4 yrs 8 mos

• Contributed towards strategy, use cases and customer value proposition for enterprise customers of Airtel. Specific inputs on product innovation around Financial service use cases where Airtel can co-create and develop solutions, including 5G.

Feb 2003 – Mar 2008 · 5 yrs 1 mo · Mumbai, Maharashtra, India · On-site

• Joined as Regional Head- North to setup corporate payroll and wealth management for corporate segment. In 2 years got promoted as National Head and Business Head. Responsible for growth of affluent banking segment contributing 30% of new customer acquisition.
• Managed P&L/ Revenue, Business and growth, product and value proposition design, service, engagement, distribution and portfolio management. Product suite included payroll, wealth management (portfolio planning, IS, insurance), asset products, and deposit products

Sep 1996 – Feb 2003 · 6 yrs 5 mos

• Managed roles across multiple geographies, including Bangalore, Ahmedabad, Mumbai, and Delhi; worked in channel development, sales, product, new initiatives, and SBU management