Kuvam Uppal

Product Manager

Gurugram, Haryana, India4 yrs 1 mo experience
AI Enabled

Key Highlights

  • Proven track record in Payments and Digital Lending.
  • Expert in turning complex business requirements into digital experiences.
  • Strong hold on agile methodologies and product management.
Stackforce AI infers this person is a Fintech Product Manager with expertise in digital lending and payments.

Contact

Skills

Core Skills

Product ManagementGrowth StrategiesProduct Lifecycle ManagementUser Experience (ux)Product AnalysisProduct StrategySalesNode.js

Other Skills

Application Programming Interfaces (API)B2B SoftwareBusiness MetricsBusiness StrategyCommunicationCross-functional Team LeadershipCustomer ResearchData AnalyticsData StructuresDigital MarketingElectrical EngineeringFinancial PlanningGo-to-Market StrategyJiraKey Performance Indicators

About

Results-oriented Product Manager with a proven track record in Payments and Digital Lending. I build products that drive revenue, reduce friction, and scale user bases. With experience spanning merchant ecosystems, loan lifecycle management, and consumer loyalty, I excel at turning complex business requirements into seamless digital experiences. Kuvam has a strong hold on scrum and agile methodologies, Figma Wireframing, Web and mobile app analytics tools and customer research methods. Kuvam has completed his MBA majoring in marketing and minors in IT management from IMT Ghaziabad (top quartile). Kuvam can be contacted at kuvamuppal@gmail.com for any exciting oppertunities

Experience

4 yrs 1 mo
Total Experience
1 yr 2 mos
Average Tenure
8 mos
Current Experience

Dmi finance private limited

Product Manager

Oct 2025Present · 8 mos · Delhi, Delhi, India · On-site

  • Product manager in the Consumer Finance - Banking and Partnerships team.
  • Leading Personal Loan, UPI and partner integrations

Freecharge

Associate Product Manager

Jul 2024Nov 2025 · 1 yr 4 mos · Gurugram, Haryana, India · Hybrid

  • Freecharge UPI QR: Designed and executed optimized onboarding process for merchants, reducing the drop in onboardings funnel and boosting successful onboardings by 30%
  • Identified and addressed gaps in the onboarding system, proposing 5+ KYC verification improvements to mitigate fraudulent onboardings using AI and ML
  • Merchant Cash Advance: Implemented EDI Loans for Freecharge merchants, achieving scale of INR 5CR+ monthly disbursals
  • Ensured 100% compliance of the merchant ecosystem and Freecharge QR with NPCI and RBI regulatory standards by effectively collaborating with legal, technical, and marketing teams
  • Merchant Business App: Boosted app engagement by optimizing the login process, introducing multilingual support, and implementing targeted push notifications for merchants
  • Freecharge Demerger: Led and launched the planning and framework for the demerger, bifurcating the merchant lifecycle management process into Payment Aggregator (PA) and Business Correspondent, fastracking way to PA license.
Growth StrategiesProduct ManagementData AnalyticsCross-functional Team Leadership

Muthoot fincorp one

Associate Product Manager

Mar 2023Jun 2024 · 1 yr 3 mos · Bengaluru, Karnataka, India · On-site

  • Loyalty Program: Implemented loyalty program, segmenting 42 lakh customers and integrating third party solutions for rewards
  • Lending: Spearheaded digital repayment of business loans, achieving INR 16 crore GPV & optimizing cash operations
  • Payments: Enhance customer engagement by introducing 18 utility bill payments, conducted competitor research, and negotiated payment gateway charges
  • Forex: Conducted extensive customer research, planned product roadmap, and implemented referral program
  • Developed B2B portal for partner lead sharing, resulting in 40 lakh business and onboarding 200+ partners
Product ManagementProduct Lifecycle ManagementBusiness MetricsSprint PlanningB2B SoftwareCross-functional Team Leadership+10

Paymatrix

Associate Product Manager

Apr 2022Mar 2023 · 11 mos · Hyderabad, Telangana, India · On-site

  • Paymatrix - Achieved INR 100 Cr+ GPV in FY'23 by diversifying payment options with 7 new gateways and 5 payment modes
  • Boosted user base by 30% by creating 80+ SEO-optimized pages to broaden user acquisition funnel
  • o Launched mobile app on iOS & Android with 30K+ downloads in record time by running sprints effectively
  • Docukart - Reduced turn around time < 2 minutes to get an eStamp agreement online by revamping the user journey
StartupsB2B SoftwareProduct ManagementProduct Lifecycle ManagementUser Experience (UX)Sprint Planning+11

Pharmeasy

Market Research Analyst

Jul 2021Sep 2021 · 2 mos

  • Awarded 3rd best project, INR 5K cash prize for providing 10+ suggestions to PharmEasy to reduce their cart abandonment rate
  • Performed product analysis on PharmEasy mobile app to find out pain points of users leading to cart abandonment
Product AnalysisCustomer Research

Bosch india

Summer Intern

Apr 2021Jun 2021 · 2 mos · Bengaluru, Karnataka, India

  • Piloted a digital marketplace for APIs
  • o Benchmarked 9 mobility-based API marketplaces on 10+ parameters
  • o Reduced bounce rate by crafting customer decision journey and sales funnel
  • o Recommended optimal business model to build strong network effects
Product StrategyBusiness MetricsCustomer ResearchGo-to-Market StrategyTime Management

Phoenix global

Business Development Executive

Dec 2020Feb 2021 · 2 mos · Delhi, India

  • o Handled B2B sales growth, key account manager for 10+ colleges
  • o Performed market research and outbound marketing to generate new leads
  • o Pitched, contracted, and negotiated deals with B-Schools to build strategic partnerships
StartupsBusiness MetricsCommunicationSales

M2mlogger

Summer Intern, Software Development

May 2019Jul 2019 · 2 mos · Greater Delhi Area

  • o Implemented a communication system between server and clients using MQTT
  • o Conducted test cases to enhance security and traffic loads for IoT connectivity using NodeJS
Data StructuresStartupsNode.js

Education

Institute of Management Technology, Ghaziabad

Master of Business Administration - MBA — Marketing

Aug 2020Mar 2022

Jaypee Institute Of Information Technology

Bachelor of Technology - BTech

Jan 2016Jan 2020

Modern School

High School Diploma — Science

Jan 2003Jan 2016

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