Manish Sharma

Product Manager

Bengaluru, Karnataka, India10 yrs 8 mos experience

Most Likely To Switch

Key Highlights

Proven track record in driving product growth in fintech.
Expert in data-driven personalization and lifecycle strategies.
Skilled in building ML-driven features and funnel optimization.

Stackforce AI infers this person is a Fintech Product Manager with expertise in data analytics and user engagement strategies.

Contact

manishvasisth.1997@gmail.com 7760929449 LinkedIn

Skills

Core Skills

Product StrategyProduct DevelopmentStakeholder ManagementProduct MarketingBusiness MetricsProduct AnalyticsA/b TestingE-commerceBusiness AnalyticsData Analytics

Other Skills

API TestingAgile MethodologiesAnalytical SkillsAnalyticsApplication Programming Interfaces (API)Big DataBusiness InsightsCC++ConsultingCorporate FinanceCross-functional CollaborationsCross-functional InitiativesCustomer ResearchData Analysis

About

Product Manager with 6 years of experience in fintech, e-commerce, and analytics. Skilled at driving activation, engagement, and retention through data-driven personalization, lifecycle strategies, and modular UX flows. Experienced in building ML-driven features, funnel optimization, and consumer-first journeys that balance business outcomes with user delight.

Experience

10 yrs 8 mos

Total Experience

1 yr 10 mos

Average Tenure

3 yrs 4 mos

Current Experience

Payu

2 roles

Associate Product Manager

Oct 2023 – Present · 2 yrs 8 mos · Bengaluru, Karnataka, India

Spearheaded product feature ideation & rollout, monitored market responses, and optimized strategies for sustained product growth.
Repayments & Collections POD Aug 2024 – Present
● Increased portfolio NACH Active Rate & Overall Repayment Rate via setting up UPI & Aadhaar autopay by 13%.
● Integrated & drove adoption of a new Collection Management System, boosting resolution ~25% for 30+ day delinquent customers.
● Developed Gen-AI tools for digital settlement (improved recoveries) and call quality scorecards (boosted collection efficiency).
●Implemented a consent management system for capturing PG data , improving compliance for PayU, impacting millions of users.
Growth : Repeat, DM, Organic POD Oct 2023 - Aug 2024
● Step Up in Repeat: Implemented credit line step-up via income verification, adding ₹3Cr in monthly disbursals.
● Bscore Model Refresh: Updated behavioral model to incorporate user’s bureau features resulting in a risk reduction by 30%.
● Increased the repeat channel ATS by ~15% by launching an improved income scaling feature using EPFO & SMS data.
● Improved Income Verification Workflow: Delivered a ~10% success rate increase, a 7% uplift in the IV funnel and uncovered a
5.5 crore annual cost-saving by optimizing account aggregator as default IV option and error management.
● Risk based Pricing:Utilised pricing as a catalyst across various risk segments, boosting conversion by 10% and reducing risk.

GatewayPaymentsNew Product RolloutRequirements GatheringProduct LaunchStakeholder Management+34

Senior Product Analyst

Jan 2023 – Sep 2023 · 8 mos · Bengaluru, Karnataka, India

Prioritized and implemented product roadmap items , conducted impactful post-go-live analyses, designed and executed A/B tests.
● Achieved a 20% uplift in Loan Plan Selection through a successful interest rate cut banner experiment improving user engagement.
● Established a 55% cut-off for Hyperverge Face-Match API & streamlined CKYC, reducing fraud & improving validation by 87%.
● Reduced pre-approval TAT ~15.5hr & increased Credit Approval to Disbursal % ~22.5% with fast-track queues for user cohorts.
● Enhanced insurance opt-in by 30% through RCA, also developed a reference dashboard with 94% submission, 95% verification.
● Revamped Clevertap events for accurate app analytics and cost savings, achieving 80% data dictionary adoption in 3 months.

GatewayPaymentsRequirements GatheringProduct LaunchStakeholder ManagementBusiness Metrics+28

Udaan.com

Product Analyst L2

Feb 2022 – Dec 2022 · 10 mos · Bengaluru, Karnataka, India

Technology and Products
B2B Post Order
● Increased buyer experience by 26% by setting up metrics for measuring product/functional performance and tracking its
improvement.
● Reduced return processing time by 20% through various interventions in approval, refund, pickup process.
● Revamped return creation process and reduced creation time by 18% along with reducing various other buyer pain points
while creating return.
● Decreased Udaan Hit by 50% in JAS Quarter by rectifying wrong approvals, flagging accuracy in fraudulent buyers and
identifying gaps in auto-approval process.
● Designed and measured impact of various A/B and pre/post experiments related to returns cluster, analyzed results and helped
in course correction.
● Independently owned main data and analytical views including the improvement of data hygiene.
● Introduced and established new metrics in returns like R2C, Happiness Score, good returns and magic returns.
● Built dashboard for L0/L1 metrics within B2B Post-Order cluster and tracked them to org wise financial,CVP and business metrics.

Requirements GatheringStakeholder ManagementBusiness MetricsPerformance MetricsAnalyticsBusiness Insights+20

Evalueserve

Senior Business Analyst

May 2021 – Feb 2022 · 9 mos · Gurugram, Haryana, India

Customer Insights-Data Analytics
● End to end execution of forecasting projects including client and stakeholder engagement,input gathering
and forecasting model building in VBA and advanced excel for a new product.
● Worked extensively on unstructured data to clean and harmonize for exploratory data analysis to get
actionable insights

Stakeholder ManagementBusiness MetricsAnalyticsBusiness InsightsProduct MarketingAnalytical Skills+8

Iqvia

Analyst

Jul 2019 – May 2021 · 1 yr 10 mos · Bangalore

Forecasting and Modelling Analytics
●Build dynamic forecasting models from scratch on patient/prescription/volume-based approaches, associated with
prevalence/incidence-based epidemiology flows, with high-end stats, reporting/charts features and capable to handle risk
and uncertainty in the forecast
● Worked extensively on the compass and probabilistic forecast models functioning on Monte Carlo simulation and
sensitivity analysis
● Performed product profiling, pipeline analysis, competitive landscape assessment, and captured responses from KoL
surveys and interviews to build excel database and custom reports/decks to provide insights for the market entry to one of
the world's premier pharmaceutical companies in the oncology space

Stakeholder ManagementBusiness MetricsAnalyticsBusiness InsightsProduct MarketingAnalytical Skills+8

Morningstar

Business Analyst Intern

Jul 2018 – Dec 2018 · 5 mos · Mumbai Area, India

Key highlights of the role:
Support the index launch process including liaising with multiple stakeholders and assist in identifying areas of improvement and automation
Provide ongoing operational support, and problem resolution for current products and platforms
Oversee daily publishing and deliveries of end of day index values, portfolios and other files to internal and external clients and third parties
Escalation of bottleneck issues to vendors and liaise with the team in Chicago to provide on-the-run resolution to clients
Work closely business teams to analyze, evaluate and define business requirements; and with the technology to help define work flows and operational processes for our target future state

Stakeholder ManagementBusiness MetricsBusiness InsightsAnalytical SkillsProblem SolvingBusiness Analytics+5